NV BAMO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
NV BAMO
Largest movements
- Tangible fixed assets -€6,068
down €6,068 (-3.7%), from €162,087 to €156,019
of which Land and buildings: -€5,678
- Other debts +€11,519
up €11,519 (+7.4%), from €154,778 to €166,297
- Profit (loss) carried forward -€10,970
down €10,970 (-19.7%), from -€55,707 to -€66,677
- Trade debts -€5,920
down €5,920 (-58.7%), from €10,088 to €4,168
- Other operating charges -€2,258
down €2,258 (-38.9%), from €5,804 to €3,545
- Gross operating margin -€1,263
down €1,263, from €236 to -€1,026
- Financial charges +€65
up €65 (+24.7%), from €265 to €331
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €214,423 | €207,776 | -€6,647 | -3.1% |
| Fixed assets | 21/28 | €213,796 | €207,727 | -€6,068 | -2.8% |
| Intangible fixed assets | 21 | €0 | €0 | = | |
| Tangible fixed assets | 22/27 | €162,087 | €156,019 | -€6,068 | -3.7% |
| Land and buildings | 22 | €161,446 | €155,768 | -€5,678 | -3.5% |
| Plant, machinery and equipment | 23 | €642 | €251 | -€391 | -60.9% |
| Financial fixed assets | 28 | €51,709 | €51,709 | = | 0.0% |
| Current assets | 29/58 | €627 | €48 | -€579 | -92.3% |
| Amounts receivable within one year | 40/41 | €590 | - | -€590 | |
| Other amounts receivable | 41 | €590 | - | -€590 | |
| Cash at bank and in hand | 54/58 | €37 | €48 | +€12 | +31.7% |
| Total equity and liabilities | 10/49 | €214,423 | €207,776 | -€6,647 | -3.1% |
| Equity | 10/15 | €45,948 | €34,978 | -€10,970 | -23.9% |
| Contributions | 10/11 | €62,000 | €62,000 | = | 0.0% |
| Capital | 10 | €62,000 | €62,000 | = | 0.0% |
| Issued capital | 100 | €62,000 | €62,000 | = | 0.0% |
| Reserves | 13 | €39,655 | €39,655 | = | 0.0% |
| Non-distributable reserves | 130/1 | €6,197 | €6,197 | = | 0.0% |
| Legal reserve | 130 | €6,197 | €6,197 | = | 0.0% |
| Tax-exempt reserves | 132 | €24,252 | €24,252 | = | 0.0% |
| Distributable reserves | 133 | €9,206 | €9,206 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€55,707 | -€66,677 | -€10,970 | -19.7% |
| Amounts payable | 17/49 | €168,474 | €172,798 | +€4,324 | +2.6% |
| Amounts payable within one year | 42/48 | €168,474 | €172,798 | +€4,324 | +2.6% |
| Trade debts | 44 | €10,088 | €4,168 | -€5,920 | -58.7% |
| Suppliers | 440/4 | €10,088 | €4,168 | -€5,920 | -58.7% |
| Taxes, remuneration and social security | 45 | €3,608 | €2,333 | -€1,275 | -35.3% |
| Taxes | 450/3 | €3,608 | €2,333 | -€1,275 | -35.3% |
| Other amounts payable | 47/48 | €154,778 | €166,297 | +€11,519 | +7.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €6,068 | €6,068 | = | 0.0% |
| Other operating charges | 640/8 | €5,804 | €3,545 | -€2,258 | -38.9% |
| Gross operating margin | 9900 | €236 | -€1,026 | -€1,263 | |
| Operating profit (loss) | 9901 | -€11,636 | -€10,640 | +€996 | +8.6% |
| Financial income | 75/76B | €0 | - | -€0 | |
| Recurring financial income | 75 | €0 | - | -€0 | |
| Financial charges | 65/66B | €265 | €331 | +€65 | +24.7% |
| Recurring financial charges | 65 | €265 | €331 | +€65 | +24.7% |
| Profit (loss) for the period before taxes | 9903 | -€11,901 | -€10,970 | +€930 | +7.8% |
| Profit (loss) for the period | 9904 | -€11,901 | -€10,970 | +€930 | +7.8% |
| Profit (loss) for the period to be appropriated | 9905 | -€11,901 | -€10,970 | +€930 | +7.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.