Nuvola Consult: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Nuvola Consult
Largest movements
- Cash +€76,366
up €76,366 (+72.4%), from €105,461 to €181,827
mainly Net result for the year (+€70,828) and Receivables within one year (+€4,270)
- Receivables within one year -€4,270
down €4,270 (-18.5%), from €23,122 to €18,852
of which Other amounts receivable: -€6,062
- Reserves +€70,828
up €70,828 (+59.9%), from €118,175 to €189,003
- Tax, wage and social debts +€2,402
up €2,402 (+19.8%), from €12,159 to €14,562
- Gross operating margin +€17,541
up €17,541 (+23.7%), from €73,977 to €91,517
- Taxes +€3,578
up €3,578 (+24.3%), from €14,737 to €18,316
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €136,478 | €209,636 | +€73,158 | +53.6% |
| Fixed assets | 21/28 | €6,797 | €6,156 | -€641 | -9.4% |
| Tangible fixed assets | 22/27 | €1,797 | €1,156 | -€641 | -35.7% |
| Furniture and vehicles | 24 | €1,797 | €1,156 | -€641 | -35.7% |
| Financial fixed assets | 28 | €5,000 | €5,000 | = | 0.0% |
| Current assets | 29/58 | €129,681 | €203,480 | +€73,799 | +56.9% |
| Amounts receivable within one year | 40/41 | €23,122 | €18,852 | -€4,270 | -18.5% |
| Trade receivables | 40 | €16,359 | €18,152 | +€1,792 | +11.0% |
| Other amounts receivable | 41 | €6,763 | €701 | -€6,062 | -89.6% |
| Cash at bank and in hand | 54/58 | €105,461 | €181,827 | +€76,366 | +72.4% |
| Deferred charges and accrued income | 490/1 | €1,098 | €2,800 | +€1,702 | +155% |
| Total equity and liabilities | 10/49 | €136,478 | €209,636 | +€73,158 | +53.6% |
| Equity | 10/15 | €123,175 | €194,003 | +€70,828 | +57.5% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €118,175 | €189,003 | +€70,828 | +59.9% |
| Distributable reserves | 133 | €118,175 | €189,003 | +€70,828 | +59.9% |
| Profit (loss) carried forward | 14 | €0 | - | = | |
| Amounts payable | 17/49 | €13,303 | €15,633 | +€2,330 | +17.5% |
| Amounts payable within one year | 42/48 | €13,303 | €15,633 | +€2,330 | +17.5% |
| Trade debts | 44 | €1,129 | €1,071 | -€58 | -5.1% |
| Suppliers | 440/4 | €1,129 | €1,071 | -€58 | -5.1% |
| Taxes, remuneration and social security | 45 | €12,159 | €14,562 | +€2,402 | +19.8% |
| Taxes | 450/3 | €12,159 | €14,562 | +€2,402 | +19.8% |
| Other amounts payable | 47/48 | €15 | €1 | -€15 | -95.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €947 | €641 | -€305 | -32.3% |
| Other operating charges | 640/8 | €375 | €729 | +€353 | +94.2% |
| Gross operating margin | 9900 | €73,977 | €91,517 | +€17,541 | +23.7% |
| Operating profit (loss) | 9901 | €72,655 | €90,148 | +€17,493 | +24.1% |
| Financial income | 75/76B | €5 | €55 | +€50 | +1,002% |
| Recurring financial income | 75 | €5 | €55 | +€50 | +1,002% |
| Financial charges | 65/66B | €1,154 | €1,059 | -€94 | -8.2% |
| Recurring financial charges | 65 | €1,154 | €1,059 | -€94 | -8.2% |
| Profit (loss) for the period before taxes | 9903 | €71,507 | €89,144 | +€17,637 | +24.7% |
| Income taxes | 67/77 | €14,737 | €18,316 | +€3,578 | +24.3% |
| Profit (loss) for the period | 9904 | €56,769 | €70,828 | +€14,059 | +24.8% |
| Profit (loss) for the period to be appropriated | 9905 | €56,769 | €70,828 | +€14,059 | +24.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 31 October 2026 via checked.be.