NTO Consulting: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
NTO Consulting
Largest movements
- Current investments -€10,924
down €10,924 (-66.1%), from €16,524 to €5,600
- Cash +€3,901
up €3,901 (+6.3%), from €61,780 to €65,680
mainly Depreciation (+€17,369) and Current investments (+€10,924)
- Tangible fixed assets -€2,473
down €2,473 (-8.4%), from €29,456 to €26,983
- Current portion of long-term debt -€7,023
down €7,023 (-66.4%), from €10,569 to €3,546
- Debts after one year -€3,546
no longer reported in 2025 (was €3,546)
- Profit (loss) carried forward +€3,366
up €3,366 (+3.7%), from €90,171 to €93,537
- Tax, wage and social debts -€1,804
down €1,804 (-17.0%), from €10,620 to €8,816
- Gross operating margin +€12,440
up €12,440 (+429%), from €2,900 to €15,340
- Other operating charges -€1,788
down €1,788 (-81.7%), from €2,187 to €400
- Financial income +€1,474
up €1,474 (+27.7%), from €5,326 to €6,800
- Depreciation -€1,419
down €1,419 (-7.6%), from €18,788 to €17,369
- Financial charges +€308
up €308 (+63.3%), from €486 to €793
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €135,430 | €126,359 | -€9,070 | -6.7% |
| Fixed assets | 21/28 | €29,456 | €26,983 | -€2,473 | -8.4% |
| Tangible fixed assets | 22/27 | €29,456 | €26,983 | -€2,473 | -8.4% |
| Furniture and vehicles | 24 | €29,456 | €26,983 | -€2,473 | -8.4% |
| Current assets | 29/58 | €105,974 | €99,376 | -€6,598 | -6.2% |
| Amounts receivable within one year | 40/41 | €26,675 | €26,938 | +€262 | +1.0% |
| Trade receivables | 40 | €23,474 | €21,049 | -€2,425 | -10.3% |
| Other amounts receivable | 41 | €3,201 | €5,889 | +€2,688 | +84.0% |
| Current investments | 50/53 | €16,524 | €5,600 | -€10,924 | -66.1% |
| Cash at bank and in hand | 54/58 | €61,780 | €65,680 | +€3,901 | +6.3% |
| Deferred charges and accrued income | 490/1 | €995 | €1,158 | +€163 | +16.4% |
| Total equity and liabilities | 10/49 | €135,430 | €126,359 | -€9,070 | -6.7% |
| Equity | 10/15 | €110,631 | €113,997 | +€3,366 | +3.0% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Contributions outside capital | 11 | €18,600 | €18,600 | = | 0.0% |
| Share premium | 1100/10 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €90,171 | €93,537 | +€3,366 | +3.7% |
| Amounts payable | 17/49 | €24,799 | €12,362 | -€12,437 | -50.2% |
| Amounts payable after more than one year | 17 | €3,546 | - | -€3,546 | |
| Financial debts | 170/4 | €3,546 | - | -€3,546 | |
| Amounts payable within one year | 42/48 | €21,253 | €12,362 | -€8,891 | -41.8% |
| Current portion of amounts payable after more than one year | 42 | €10,569 | €3,546 | -€7,023 | -66.4% |
| Trade debts | 44 | €64 | - | -€64 | |
| Suppliers | 440/4 | €64 | - | -€64 | |
| Taxes, remuneration and social security | 45 | €10,620 | €8,816 | -€1,804 | -17.0% |
| Taxes | 450/3 | €10,620 | €8,816 | -€1,804 | -17.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €18,788 | €17,369 | -€1,419 | -7.6% |
| Other operating charges | 640/8 | €2,187 | €400 | -€1,788 | -81.7% |
| Gross operating margin | 9900 | €2,900 | €15,340 | +€12,440 | +429% |
| Operating profit (loss) | 9901 | -€18,075 | -€2,428 | +€15,647 | +86.6% |
| Financial income | 75/76B | €5,326 | €6,800 | +€1,474 | +27.7% |
| Recurring financial income | 75 | €5,326 | €6,800 | +€1,474 | +27.7% |
| Financial charges | 65/66B | €486 | €793 | +€308 | +63.3% |
| Recurring financial charges | 65 | €486 | €793 | +€308 | +63.3% |
| Profit (loss) for the period before taxes | 9903 | -€13,235 | €3,578 | +€16,813 | |
| Income taxes | 67/77 | €449 | €212 | -€237 | -52.8% |
| Profit (loss) for the period | 9904 | -€13,684 | €3,366 | +€17,051 | |
| Profit (loss) for the period to be appropriated | 9905 | -€13,684 | €3,366 | +€17,051 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.