NTBISS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
NTBISS
Largest movements
- Receivables within one year -€14,825
down €14,825 (-21.1%), from €70,110 to €55,285
of which Trade receivables: -€18,373
- Debts after one year -€25,499
down €25,499 (-71.9%), from €35,447 to €9,948
- Reserves +€10,769
up €10,769 (+10.0%), from €107,745 to €118,514
- Other debts +€9,707
up €9,707 (+206.7%), from €4,696 to €14,403
- Tax, wage and social debts -€6,876
down €6,876 (-100.0%), from €6,876 to €0
of which Remuneration and social security: -€3,862
- Gross operating margin -€10,103
down €10,103 (-46.5%), from €21,706 to €11,603
- Financial income +€10,024
up €10,024 (+2948170.6%), from €0 to €10,024
- Taxes -€2,674
down €2,674 (-41.8%), from €6,391 to €3,717
- Other operating charges +€519
up €519 (+144.7%), from €358 to €877
- Financial charges +€371
up €371 (+18.1%), from €2,049 to €2,420
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €226,198 | €214,148 | -€12,050 | -5.3% |
| Fixed assets | 21/28 | €154,516 | €156,134 | +€1,618 | +1.0% |
| Tangible fixed assets | 22/27 | €4,516 | €6,134 | +€1,618 | +35.8% |
| Land and buildings | 22 | €2,114 | €1,057 | -€1,057 | -50.0% |
| Furniture and vehicles | 24 | €2,402 | €0 | -€2,402 | -100.0% |
| Other tangible fixed assets | 26 | - | €5,077 | +€5,077 | |
| Financial fixed assets | 28 | €150,000 | €150,000 | = | 0.0% |
| Current assets | 29/58 | €71,682 | €58,014 | -€13,668 | -19.1% |
| Amounts receivable within one year | 40/41 | €70,110 | €55,285 | -€14,825 | -21.1% |
| Trade receivables | 40 | €18,373 | €0 | -€18,373 | -100.0% |
| Other amounts receivable | 41 | €51,737 | €55,285 | +€3,548 | +6.9% |
| Cash at bank and in hand | 54/58 | €0 | €0 | = | 0.0% |
| Deferred charges and accrued income | 490/1 | €1,572 | €2,729 | +€1,157 | +73.6% |
| Total equity and liabilities | 10/49 | €226,198 | €214,148 | -€12,050 | -5.3% |
| Equity | 10/15 | €132,745 | €143,514 | +€10,769 | +8.1% |
| Contributions | 10/11 | €25,000 | €25,000 | = | 0.0% |
| Reserves | 13 | €107,745 | €118,514 | +€10,769 | +10.0% |
| Distributable reserves | 133 | €107,745 | €118,514 | +€10,769 | +10.0% |
| Amounts payable | 17/49 | €93,453 | €70,634 | -€22,819 | -24.4% |
| Amounts payable after more than one year | 17 | €35,447 | €9,948 | -€25,499 | -71.9% |
| Financial debts | 170/4 | €35,447 | €9,948 | -€25,499 | -71.9% |
| Amounts payable within one year | 42/48 | €57,745 | €60,687 | +€2,942 | +5.1% |
| Current portion of amounts payable after more than one year | 42 | €24,529 | €25,499 | +€969 | +4.0% |
| Financial debts | 43 | €7,841 | €6,806 | -€1,035 | -13.2% |
| Credit institutions | 430/8 | €7,841 | €6,806 | -€1,035 | -13.2% |
| Trade debts | 44 | €13,803 | €13,979 | +€176 | +1.3% |
| Suppliers | 440/4 | €13,803 | €13,979 | +€176 | +1.3% |
| Taxes, remuneration and social security | 45 | €6,876 | €0 | -€6,876 | -100.0% |
| Taxes | 450/3 | €3,014 | €0 | -€3,014 | -100.0% |
| Remuneration and social security | 454/9 | €3,862 | €0 | -€3,862 | -100.0% |
| Other amounts payable | 47/48 | €4,696 | €14,403 | +€9,707 | +206.7% |
| Accrued charges and deferred income | 492/3 | €262 | €0 | -€262 | -100.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,534 | €3,845 | +€311 | +8.8% |
| Other operating charges | 640/8 | €358 | €877 | +€519 | +144.7% |
| Gross operating margin | 9900 | €21,706 | €11,603 | -€10,103 | -46.5% |
| Operating profit (loss) | 9901 | €17,813 | €6,881 | -€10,932 | -61.4% |
| Financial income | 75/76B | €0 | €10,024 | +€10,024 | +2948170.6% |
| Recurring financial income | 75 | €0 | €10,024 | +€10,024 | +2948170.6% |
| Financial charges | 65/66B | €2,049 | €2,420 | +€371 | +18.1% |
| Recurring financial charges | 65 | €2,049 | €2,420 | +€371 | +18.1% |
| Profit (loss) for the period before taxes | 9903 | €15,765 | €14,486 | -€1,279 | -8.1% |
| Income taxes | 67/77 | €6,391 | €3,717 | -€2,674 | -41.8% |
| Profit (loss) for the period | 9904 | €9,374 | €10,769 | +€1,395 | +14.9% |
| Profit (loss) for the period to be appropriated | 9905 | €9,374 | €10,769 | +€1,395 | +14.9% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.