NPL Distribution: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
NPL Distribution
Largest movements
- Tangible fixed assets -€2,072
down €2,072 (-30.5%), from €6,799 to €4,728
- Profit (loss) carried forward -€3,022
down €3,022 (-26.4%), from €11,464 to €8,442
- Trade debts +€1,150
up €1,150 (+241.9%), from €475 to €1,625
- Depreciation +€2,072
new in 2025: €2,072
- Gross operating margin -€950
down €950, from €0 to -€950
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €23,083 | €21,211 | -€1,872 | -8.1% |
| Fixed assets | 21/28 | €6,799 | €4,728 | -€2,072 | -30.5% |
| Tangible fixed assets | 22/27 | €6,799 | €4,728 | -€2,072 | -30.5% |
| Furniture and vehicles | 24 | €6,799 | €4,728 | -€2,072 | -30.5% |
| Current assets | 29/58 | €16,283 | €16,483 | +€200 | +1.2% |
| Amounts receivable within one year | 40/41 | €16,283 | €16,482 | +€200 | +1.2% |
| Trade receivables | 40 | €11,281 | €11,281 | = | 0.0% |
| Other amounts receivable | 41 | €5,002 | €5,202 | +€200 | +4.0% |
| Cash at bank and in hand | 54/58 | €1 | €1 | = | 0.0% |
| Total equity and liabilities | 10/49 | €23,083 | €21,211 | -€1,872 | -8.1% |
| Equity | 10/15 | €12,464 | €9,442 | -€3,022 | -24.2% |
| Contributions | 10/11 | €1,000 | €1,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €11,464 | €8,442 | -€3,022 | -26.4% |
| Amounts payable | 17/49 | €10,619 | €11,768 | +€1,150 | +10.8% |
| Amounts payable within one year | 42/48 | €10,619 | €11,768 | +€1,150 | +10.8% |
| Trade debts | 44 | €475 | €1,625 | +€1,150 | +241.9% |
| Suppliers | 440/4 | €475 | €1,625 | +€1,150 | +241.9% |
| Taxes, remuneration and social security | 45 | €10,144 | €10,144 | = | 0.0% |
| Taxes | 450/3 | €10,144 | €10,144 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | - | €2,072 | +€2,072 | |
| Gross operating margin | 9900 | €0 | -€950 | -€950 | |
| Operating profit (loss) | 9901 | €0 | -€3,022 | -€3,022 | |
| Profit (loss) for the period before taxes | 9903 | €0 | -€3,022 | -€3,022 | |
| Profit (loss) for the period | 9904 | €0 | -€3,022 | -€3,022 | |
| Profit (loss) for the period to be appropriated | 9905 | €0 | -€3,022 | -€3,022 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 4 October 2026 via checked.be.