Noviko: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Noviko
Largest movements
- Receivables within one year -€30,869
down €30,869 (-47.4%), from €65,125 to €34,256
of which Other amounts receivable: -€36,869
- Tangible fixed assets -€19,243
down €19,243 (-3.0%), from €643,675 to €624,433
- Debts after one year -€29,536
down €29,536 (-5.8%), from €513,385 to €483,849
- Trade debts -€13,822
down €13,822 (-92.6%), from €14,928 to €1,106
- Gross operating margin +€4,852
up €4,852 (+14.0%), from €34,688 to €39,540
- Depreciation +€3,239
up €3,239 (+20.2%), from €16,003 to €19,243
- Financial charges +€874
up €874 (+4.1%), from €21,114 to €21,988
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €710,135 | €660,553 | -€49,582 | -7.0% |
| Fixed assets | 21/28 | €643,675 | €624,433 | -€19,243 | -3.0% |
| Tangible fixed assets | 22/27 | €643,675 | €624,433 | -€19,243 | -3.0% |
| Land and buildings | 22 | €643,675 | €624,433 | -€19,243 | -3.0% |
| Current assets | 29/58 | €66,459 | €36,120 | -€30,339 | -45.7% |
| Amounts receivable within one year | 40/41 | €65,125 | €34,256 | -€30,869 | -47.4% |
| Trade receivables | 40 | - | €6,000 | +€6,000 | |
| Other amounts receivable | 41 | €65,125 | €28,256 | -€36,869 | -56.6% |
| Cash at bank and in hand | 54/58 | €1,334 | €683 | -€651 | -48.8% |
| Deferred charges and accrued income | 490/1 | - | €1,181 | +€1,181 | |
| Total equity and liabilities | 10/49 | €710,135 | €660,553 | -€49,582 | -7.0% |
| Equity | 10/15 | €5,411 | €3,678 | -€1,733 | -32.0% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€14,589 | -€16,322 | -€1,733 | -11.9% |
| Amounts payable | 17/49 | €704,723 | €656,875 | -€47,849 | -6.8% |
| Amounts payable after more than one year | 17 | €513,385 | €483,849 | -€29,536 | -5.8% |
| Financial debts | 170/4 | €513,385 | €483,849 | -€29,536 | -5.8% |
| Amounts payable within one year | 42/48 | €191,338 | €173,026 | -€18,312 | -9.6% |
| Current portion of amounts payable after more than one year | 42 | €28,350 | €29,536 | +€1,186 | +4.2% |
| Trade debts | 44 | €14,928 | €1,106 | -€13,822 | -92.6% |
| Suppliers | 440/4 | €14,928 | €1,106 | -€13,822 | -92.6% |
| Taxes, remuneration and social security | 45 | €7,560 | €1,884 | -€5,676 | -75.1% |
| Taxes | 450/3 | €7,560 | €1,884 | -€5,676 | -75.1% |
| Other amounts payable | 47/48 | €140,500 | €140,500 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €16,003 | €19,243 | +€3,239 | +20.2% |
| Other operating charges | 640/8 | €10 | €43 | +€33 | +330% |
| Gross operating margin | 9900 | €34,688 | €39,540 | +€4,852 | +14.0% |
| Operating profit (loss) | 9901 | €18,675 | €20,255 | +€1,580 | +8.5% |
| Financial charges | 65/66B | €21,114 | €21,988 | +€874 | +4.1% |
| Recurring financial charges | 65 | €21,114 | €21,988 | +€874 | +4.1% |
| Profit (loss) for the period before taxes | 9903 | -€2,439 | -€1,733 | +€706 | +28.9% |
| Profit (loss) for the period | 9904 | -€2,439 | -€1,733 | +€706 | +28.9% |
| Profit (loss) for the period to be appropriated | 9905 | -€2,439 | -€1,733 | +€706 | +28.9% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 13 October 2026 via checked.be.