NOVAHOMES: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
NOVAHOMES
Largest movements
- Stocks and contracts +€109,371
up €109,371 (+2.2%), from €4.9m to €5.0m
- Cash -€54,282
down €54,282 (-57.4%), from €94,578 to €40,296
mainly Other debts (-€151,525) and Stocks and contracts (-€109,371)
- Debts after one year +€274,022
up €274,022 (+8.3%), from €3.3m to €3.6m
- Other debts -€151,525
down €151,525 (-94.3%), from €160,670 to €9,145
- Profit (loss) carried forward -€64,936
down €64,936 (-34.7%), from -€187,204 to -€252,140
- Gross operating margin +€172,135
up €172,135, from -€52,544 to €119,591
- Financial charges +€49,559
up €49,559 (+40.3%), from €122,862 to €172,421
- Financial income -€2,465
down €2,465 (-97.1%), from €2,538 to €74
- Other operating charges -€1,836
down €1,836 (-13.1%), from €14,015 to €12,179
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €4,982,673 | €5,040,237 | +€57,564 | +1.2% |
| Current assets | 29/58 | €4,982,673 | €5,040,237 | +€57,564 | +1.2% |
| Stocks and contracts in progress | 3 | €4,883,779 | €4,993,150 | +€109,371 | +2.2% |
| Stocks | 30/36 | €4,883,779 | €4,993,150 | +€109,371 | +2.2% |
| Amounts receivable within one year | 40/41 | €4,316 | €3,090 | -€1,226 | -28.4% |
| Trade receivables | 40 | - | €3,058 | +€3,058 | |
| Other amounts receivable | 41 | €4,316 | €32 | -€4,284 | -99.2% |
| Cash at bank and in hand | 54/58 | €94,578 | €40,296 | -€54,282 | -57.4% |
| Deferred charges and accrued income | 490/1 | - | €3,701 | +€3,701 | |
| Total equity and liabilities | 10/49 | €4,982,673 | €5,040,237 | +€57,564 | +1.2% |
| Equity | 10/15 | -€184,204 | -€249,140 | -€64,936 | -35.3% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€187,204 | -€252,140 | -€64,936 | -34.7% |
| Amounts payable | 17/49 | €5,166,877 | €5,289,377 | +€122,500 | +2.4% |
| Amounts payable after more than one year | 17 | €3,296,952 | €3,570,975 | +€274,022 | +8.3% |
| Financial debts | 170/4 | €3,296,952 | €3,570,975 | +€274,022 | +8.3% |
| Amounts payable within one year | 42/48 | €1,869,925 | €1,718,402 | -€151,523 | -8.1% |
| Current portion of amounts payable after more than one year | 42 | €58,559 | €60,978 | +€2,419 | +4.1% |
| Financial debts | 43 | €1,637,500 | €1,637,500 | = | 0.0% |
| Credit institutions | 430/8 | €1,637,500 | €1,637,500 | = | 0.0% |
| Trade debts | 44 | €6,487 | €10,530 | +€4,043 | +62.3% |
| Suppliers | 440/4 | €6,487 | €10,530 | +€4,043 | +62.3% |
| Taxes, remuneration and social security | 45 | €6,709 | €249 | -€6,459 | -96.3% |
| Taxes | 450/3 | €6,709 | €249 | -€6,459 | -96.3% |
| Other amounts payable | 47/48 | €160,670 | €9,145 | -€151,525 | -94.3% |
| Other operating charges | 640/8 | €14,015 | €12,179 | -€1,836 | -13.1% |
| Non-recurring operating charges | 66A | €321 | €0 | -€321 | -100.0% |
| Gross operating margin | 9900 | -€52,544 | €119,591 | +€172,135 | |
| Operating profit (loss) | 9901 | -€66,880 | €107,412 | +€174,292 | |
| Financial income | 75/76B | €2,538 | €74 | -€2,465 | -97.1% |
| Recurring financial income | 75 | €2,538 | €74 | -€2,465 | -97.1% |
| Financial charges | 65/66B | €122,862 | €172,421 | +€49,559 | +40.3% |
| Recurring financial charges | 65 | €122,862 | €172,421 | +€49,559 | +40.3% |
| Profit (loss) for the period before taxes | 9903 | -€187,204 | -€64,936 | +€122,268 | +65.3% |
| Profit (loss) for the period | 9904 | -€187,204 | -€64,936 | +€122,268 | +65.3% |
| Profit (loss) for the period to be appropriated | 9905 | -€187,204 | -€64,936 | +€122,268 | +65.3% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 7 October 2026 via checked.be.