NOVA HOME: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
NOVA HOME
Largest movements
- Stocks and contracts +€4,278
up €4,278 (+1.4%), from €316,366 to €320,644
- Cash -€3,495
down €3,495 (-86.2%), from €4,056 to €561
mainly Stocks and contracts (-€4,278) and Net result for the year (-€2,204)
- Other debts +€3,775
up €3,775 (+1.2%), from €320,474 to €324,249
- Other operating charges -€385
down €385 (-85.4%), from €451 to €66
- Financial charges +€240
up €240 (+843.9%), from €28 to €268
of which Non-recurring financial charges: +€268
- Gross operating margin -€38
down €38 (-2.1%), from -€1,832 to -€1,870
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €320,525 | €321,206 | +€680 | +0.2% |
| Current assets | 29/58 | €320,525 | €321,206 | +€680 | +0.2% |
| Stocks and contracts in progress | 3 | €316,366 | €320,644 | +€4,278 | +1.4% |
| Stocks | 30/36 | €316,366 | €320,644 | +€4,278 | +1.4% |
| Cash at bank and in hand | 54/58 | €4,056 | €561 | -€3,495 | -86.2% |
| Deferred charges and accrued income | 490/1 | €103 | €0 | -€103 | -100.0% |
| Total equity and liabilities | 10/49 | €320,525 | €321,206 | +€680 | +0.2% |
| Equity | 10/15 | -€859 | -€3,063 | -€2,204 | -256.5% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€5,859 | -€8,063 | -€2,204 | -37.6% |
| Amounts payable | 17/49 | €321,384 | €324,268 | +€2,884 | +0.9% |
| Amounts payable within one year | 42/48 | €321,384 | €324,268 | +€2,884 | +0.9% |
| Trade debts | 44 | €911 | €19 | -€892 | -97.9% |
| Suppliers | 440/4 | €911 | €19 | -€892 | -97.9% |
| Taxes, remuneration and social security | 45 | €0 | - | = | |
| Taxes | 450/3 | €0 | - | = | |
| Other amounts payable | 47/48 | €320,474 | €324,249 | +€3,775 | +1.2% |
| Other operating charges | 640/8 | €451 | €66 | -€385 | -85.4% |
| Gross operating margin | 9900 | -€1,832 | -€1,870 | -€38 | -2.1% |
| Operating profit (loss) | 9901 | -€2,283 | -€1,935 | +€347 | +15.2% |
| Financial charges | 65/66B | €28 | €268 | +€240 | +843.9% |
| Recurring financial charges | 65 | €28 | €0 | -€28 | -100.0% |
| Non-recurring financial charges | 66B | - | €268 | +€268 | |
| Profit (loss) for the period before taxes | 9903 | -€2,311 | -€2,204 | +€108 | +4.7% |
| Profit (loss) for the period | 9904 | -€2,311 | -€2,204 | +€108 | +4.7% |
| Profit (loss) for the period to be appropriated | 9905 | -€2,311 | -€2,204 | +€108 | +4.7% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 4 October 2026 via checked.be.