NorDadvice: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
NorDadvice
Largest movements
- Current investments +€50,010
new in 2025: €50,010
- Tangible fixed assets +€17,720
up €17,720 (+55.2%), from €32,119 to €49,838
of which Furniture and vehicles: +€24,410
- Cash -€5,294
down €5,294 (-2.6%), from €201,882 to €196,588
mainly Current investments (-€50,010) and Investment in fixed assets (net) (-€28,242)
- Reserves +€63,803
up €63,803 (+31.1%), from €204,914 to €268,717
of which Distributable reserves: +€63,803
- Gross operating margin +€15,720
up €15,720 (+20.6%), from €76,303 to €92,023
- Taxes +€3,082
up €3,082 (+21.6%), from €14,259 to €17,341
- Depreciation +€2,436
up €2,436 (+30.1%), from €8,087 to €10,522
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €234,140 | €299,784 | +€65,644 | +28.0% |
| Fixed assets | 21/28 | €32,209 | €49,928 | +€17,720 | +55.0% |
| Tangible fixed assets | 22/27 | €32,119 | €49,838 | +€17,720 | +55.2% |
| Land and buildings | 22 | €7,089 | €5,119 | -€1,970 | -27.8% |
| Furniture and vehicles | 24 | €3,735 | €28,144 | +€24,410 | +654% |
| Other tangible fixed assets | 26 | €21,295 | €16,575 | -€4,720 | -22.2% |
| Financial fixed assets | 28 | €90 | €90 | = | 0.0% |
| Current assets | 29/58 | €201,932 | €249,856 | +€47,925 | +23.7% |
| Amounts receivable within one year | 40/41 | - | €1,307 | +€1,307 | |
| Trade receivables | 40 | - | €264 | +€264 | |
| Other amounts receivable | 41 | - | €1,043 | +€1,043 | |
| Current investments | 50/53 | - | €50,010 | +€50,010 | |
| Cash at bank and in hand | 54/58 | €201,882 | €196,588 | -€5,294 | -2.6% |
| Deferred charges and accrued income | 490/1 | €50 | €1,951 | +€1,901 | +3,802% |
| Total equity and liabilities | 10/49 | €234,140 | €299,784 | +€65,644 | +28.0% |
| Equity | 10/15 | €223,464 | €287,267 | +€63,803 | +28.6% |
| Contributions | 10/11 | €18,550 | €18,550 | = | 0.0% |
| Reserves | 13 | €204,914 | €268,717 | +€63,803 | +31.1% |
| Non-distributable reserves | 130/1 | €1,855 | €1,855 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,855 | €1,855 | = | 0.0% |
| Distributable reserves | 133 | €203,059 | €266,862 | +€63,803 | +31.4% |
| Amounts payable | 17/49 | €10,676 | €12,517 | +€1,841 | +17.2% |
| Amounts payable within one year | 42/48 | €8,984 | €10,516 | +€1,532 | +17.0% |
| Financial debts | 43 | - | €293 | +€293 | |
| Credit institutions | 430/8 | - | €293 | +€293 | |
| Trade debts | 44 | €1,705 | €4,702 | +€2,997 | +176% |
| Suppliers | 440/4 | €1,705 | €4,702 | +€2,997 | +176% |
| Taxes, remuneration and social security | 45 | €2,979 | €0 | -€2,979 | -100% |
| Taxes | 450/3 | €2,819 | €0 | -€2,819 | -100% |
| Remuneration and social security | 454/9 | €160 | €0 | -€160 | -100% |
| Other amounts payable | 47/48 | €4,300 | €5,521 | +€1,220 | +28.4% |
| Accrued charges and deferred income | 492/3 | €1,692 | €2,001 | +€310 | +18.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €8,087 | €10,522 | +€2,436 | +30.1% |
| Other operating charges | 640/8 | €622 | €635 | +€13 | +2.1% |
| Gross operating margin | 9900 | €76,303 | €92,023 | +€15,720 | +20.6% |
| Operating profit (loss) | 9901 | €67,594 | €80,866 | +€13,271 | +19.6% |
| Financial income | 75/76B | €0 | €333 | +€333 | +3,332,900% |
| Recurring financial income | 75 | €0 | €333 | +€333 | +3,332,900% |
| Financial charges | 65/66B | €61 | €55 | -€6 | -9.9% |
| Recurring financial charges | 65 | €61 | €55 | -€6 | -9.9% |
| Profit (loss) for the period before taxes | 9903 | €67,533 | €81,144 | +€13,611 | +20.2% |
| Income taxes | 67/77 | €14,259 | €17,341 | +€3,082 | +21.6% |
| Profit (loss) for the period | 9904 | €53,274 | €63,803 | +€10,529 | +19.8% |
| Profit (loss) for the period to be appropriated | 9905 | €53,274 | €63,803 | +€10,529 | +19.8% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 19 October 2026 via checked.be.