NoPaniQ: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
NoPaniQ
Largest movements
- Receivables within one year +€12,950
up €12,950 (+51.8%), from €25,005 to €37,955
of which Trade receivables: +€12,461
- Cash -€5,283
down €5,283 (-54.0%), from €9,785 to €4,502
mainly Receivables within one year (-€12,950) and Tax, wage and social debts (-€4,014)
- Tangible fixed assets -€1,570
down €1,570 (-27.1%), from €5,796 to €4,227
of which Furniture and vehicles: -€1,040
- Other debts +€8,696
up €8,696 (+850%), from €1,023 to €9,719
- Tax, wage and social debts -€4,014
down €4,014 (-55.2%), from €7,276 to €3,262
- Profit (loss) carried forward +€739
up €739 (+3.7%), from €20,229 to €20,968
- Trade debts +€536
up €536 (+13.0%), from €4,139 to €4,675
- Gross operating margin -€12,614
down €12,614 (-72.2%), from €17,460 to €4,846
- Other operating charges +€476
up €476 (+1,077%), from €44 to €520
- Taxes -€404
down €404 (-22.2%), from €1,817 to €1,413
- Depreciation +€342
up €342 (+21.9%), from €1,558 to €1,900
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €40,726 | €46,684 | +€5,957 | +14.6% |
| Fixed assets | 21/28 | €5,796 | €4,227 | -€1,570 | -27.1% |
| Tangible fixed assets | 22/27 | €5,796 | €4,227 | -€1,570 | -27.1% |
| Land and buildings | 22 | €1,589 | €1,059 | -€530 | -33.3% |
| Furniture and vehicles | 24 | €4,207 | €3,167 | -€1,040 | -24.7% |
| Current assets | 29/58 | €34,930 | €42,457 | +€7,527 | +21.5% |
| Amounts receivable within one year | 40/41 | €25,005 | €37,955 | +€12,950 | +51.8% |
| Trade receivables | 40 | €4,721 | €17,182 | +€12,461 | +264% |
| Other amounts receivable | 41 | €20,284 | €20,773 | +€489 | +2.4% |
| Cash at bank and in hand | 54/58 | €9,785 | €4,502 | -€5,283 | -54.0% |
| Deferred charges and accrued income | 490/1 | €140 | - | -€140 | |
| Total equity and liabilities | 10/49 | €40,726 | €46,684 | +€5,957 | +14.6% |
| Equity | 10/15 | €28,289 | €29,028 | +€739 | +2.6% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €20,229 | €20,968 | +€739 | +3.7% |
| Amounts payable | 17/49 | €12,438 | €17,656 | +€5,218 | +42.0% |
| Amounts payable within one year | 42/48 | €12,438 | €17,656 | +€5,218 | +42.0% |
| Trade debts | 44 | €4,139 | €4,675 | +€536 | +13.0% |
| Suppliers | 440/4 | €4,139 | €4,675 | +€536 | +13.0% |
| Taxes, remuneration and social security | 45 | €7,276 | €3,262 | -€4,014 | -55.2% |
| Taxes | 450/3 | €7,276 | €3,262 | -€4,014 | -55.2% |
| Other amounts payable | 47/48 | €1,023 | €9,719 | +€8,696 | +850% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,558 | €1,900 | +€342 | +21.9% |
| Other operating charges | 640/8 | €44 | €520 | +€476 | +1,077% |
| Gross operating margin | 9900 | €17,460 | €4,846 | -€12,614 | -72.2% |
| Operating profit (loss) | 9901 | €15,858 | €2,427 | -€13,431 | -84.7% |
| Financial income | 75/76B | €1 | - | -€1 | |
| Recurring financial income | 75 | €1 | - | -€1 | |
| Financial charges | 65/66B | €137 | €274 | +€137 | +100% |
| Recurring financial charges | 65 | €137 | €274 | +€137 | +100% |
| Profit (loss) for the period before taxes | 9903 | €15,722 | €2,153 | -€13,569 | -86.3% |
| Income taxes | 67/77 | €1,817 | €1,413 | -€404 | -22.2% |
| Profit (loss) for the period | 9904 | €13,905 | €739 | -€13,166 | -94.7% |
| Profit (loss) for the period to be appropriated | 9905 | €13,905 | €739 | -€13,166 | -94.7% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 31 October 2026 via checked.be.