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NOEL: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

NOEL

BE 0818.708.704
NACE 56.301, Cafés and bars
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€22,627
2024 · -€14,872+€37,499
Equity
-€71,948
2024 · -€94,575+€22,627
Cash
€638
2024 · €1,374-€736
Balance sheet total
€10,452
2024 · €22,201-€11,749

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€12,128

    down €12,128 (-99.5%), from €12,188 to €60

    of which Trade receivables: -€9,736

  • Stocks and contracts +€5,349

    new in 2025: €5,349

  • Deferred charges and accrued income -€4,233

    down €4,233 (-99.1%), from €4,270 to €37

  • Cash -€736

    down €736 (-53.5%), from €1,374 to €638

    mainly Other debts (-€59,592) and Stocks and contracts (-€5,349)

Equity and liabilities
  • Other debts -€59,592

    down €59,592 (-56.4%), from €105,597 to €46,005

  • Profit (loss) carried forward +€22,627

    up €22,627 (+19.7%), from -€114,860 to -€92,233

  • Tax, wage and social debts +€15,013

    new in 2025: €15,013

    of which Taxes: +€8,784

  • Trade debts +€10,203

    up €10,203 (+91.3%), from €11,178 to €21,381

Income statement
  • Gross operating margin +€57,927

    up €57,927, from -€12,302 to €45,625

  • Staff costs +€21,953

    new in 2025: €21,953

  • Other operating charges -€2,022

    down €2,022 (-82.6%), from €2,448 to €426

  • Financial charges +€497

    up €497 (+408.2%), from €122 to €619

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€14,872
Gross operating margin +€57,927
Staff costs -€21,953
Other operating charges +€2,022
Financial charges -€497
Result 2025 €22,627

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€736
Investment €0
Financing €0
Cash 2024 €1,374
Net result for the year +€22,627
Stocks and contracts -€5,349
Receivables within one year +€12,128
Deferred charges and accrued income +€4,233
Trade debts +€10,203
Tax, wage and social debts +€15,013
Other debts -€59,592
Cash 2025 €638
Every line side by side 41 lines
Line Code 2024 2025 Change %
Total assets 20/58 €22,201 €10,452 -€11,749 -52.9%
Fixed assets 21/28 €4,368 €4,368 = 0.0%
Tangible fixed assets 22/27 €0 €0 =
Plant, machinery and equipment 23 €0 €0 =
Furniture and vehicles 24 €0 €0 =
Other tangible fixed assets 26 €0 €0 =
Financial fixed assets 28 €4,368 €4,368 = 0.0%
Current assets 29/58 €17,833 €6,084 -€11,749 -65.9%
Stocks and contracts in progress 3 - €5,349 +€5,349
Stocks 30/36 - €5,349 +€5,349
Amounts receivable within one year 40/41 €12,188 €60 -€12,128 -99.5%
Trade receivables 40 €9,736 - -€9,736
Other amounts receivable 41 €2,452 €60 -€2,392 -97.6%
Cash at bank and in hand 54/58 €1,374 €638 -€736 -53.5%
Deferred charges and accrued income 490/1 €4,270 €37 -€4,233 -99.1%
Total equity and liabilities 10/49 €22,201 €10,452 -€11,749 -52.9%
Equity 10/15 -€94,575 -€71,948 +€22,627 +23.9%
Contributions 10/11 €18,600 €18,600 = 0.0%
Outside capital 11 €18,600 €18,600 = 0.0%
Other 1109/19 €18,600 €18,600 = 0.0%
Reserves 13 €1,685 €1,685 = 0.0%
Non-distributable reserves 130/1 €1,685 €1,685 = 0.0%
Reserves not available under the articles 1311 €1,685 €1,685 = 0.0%
Profit (loss) carried forward 14 -€114,860 -€92,233 +€22,627 +19.7%
Amounts payable 17/49 €116,776 €82,400 -€34,376 -29.4%
Amounts payable within one year 42/48 €116,776 €82,400 -€34,376 -29.4%
Trade debts 44 €11,178 €21,381 +€10,203 +91.3%
Suppliers 440/4 €11,178 €21,381 +€10,203 +91.3%
Taxes, remuneration and social security 45 - €15,013 +€15,013
Taxes 450/3 - €8,784 +€8,784
Remuneration and social security 454/9 - €6,229 +€6,229
Other amounts payable 47/48 €105,597 €46,005 -€59,592 -56.4%
Remuneration, social security and pensions 62 - €21,953 +€21,953
Other operating charges 640/8 €2,448 €426 -€2,022 -82.6%
Gross operating margin 9900 -€12,302 €45,625 +€57,927
Operating profit (loss) 9901 -€14,750 €23,246 +€37,996
Financial charges 65/66B €122 €619 +€497 +408.2%
Recurring financial charges 65 €122 €619 +€497 +408.2%
Profit (loss) for the period before taxes 9903 -€14,872 €22,627 +€37,499
Profit (loss) for the period 9904 -€14,872 €22,627 +€37,499
Profit (loss) for the period to be appropriated 9905 -€14,872 €22,627 +€37,499

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.