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NOAR: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

NOAR

BE 0784.394.458
NACE 70.200, Business and other management consultancy
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€678,332
2024 · €765,788-€87,456
Equity
€888,460
2024 · €810,128+€78,332
Cash
€4,681
2024 · €19,102-€14,421
Balance sheet total
€2.1m
2024 · €1.8m+€296,268

Largest movements

2024 to 2025
Assets
  • Current investments +€310,000

    up €310,000 (+114.8%), from €270,000 to €580,000

Equity and liabilities
  • Other debts +€564,000

    new in 2025: €564,000

  • Debts after one year -€370,654

    down €370,654 (-55.7%), from €665,150 to €294,496

  • Reserves +€78,332

    up €78,332 (+9.7%), from €807,128 to €885,460

  • Current portion of long-term debt +€30,622

    up €30,622 (+9.0%), from €340,032 to €370,654

Income statement
  • Financial income -€92,038

    down €92,038 (-12.4%), from €743,004 to €650,966

  • Financial charges -€5,315

    down €5,315 (-74.3%), from €7,150 to €1,835

  • Gross operating margin +€2,604

    up €2,604 (+6.2%), from €41,976 to €44,580

  • Taxes +€2,073

    up €2,073 (+19.6%), from €10,588 to €12,661

  • Other operating charges +€1,264

    up €1,264 (+86.9%), from €1,454 to €2,718

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €765,788
Gross operating margin +€2,604
Other operating charges -€1,264
Financial income -€92,038
Financial charges +€5,315
Taxes -€2,073
Result 2025 €678,332

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€1.2m
Investment -€310,000
Financing -€940,032
Cash 2024 €19,102
Net result for the year +€678,332
Smaller working-capital items -€1,669
Tax, wage and social debts -€3,252
Other debts +€564,000
Accrued charges and deferred income -€1,800
Current investments -€310,000
Debts after one year -€370,654
Current portion of long-term debt +€30,622
Contributions, distributions and other -€600,000
Cash 2025 €4,681
Every line side by side 37 lines
Line Code 2024 2025 Change %
Total assets 20/58 €1,830,698 €2,126,966 +€296,268 +16.2%
Fixed assets 21/28 €1,525,000 €1,525,000 = 0.0%
Financial fixed assets 28 €1,525,000 €1,525,000 = 0.0%
Current assets 29/58 €305,698 €601,966 +€296,268 +96.9%
Amounts receivable within one year 40/41 €8,470 €8,517 +€47 +0.6%
Trade receivables 40 €8,470 €8,470 = 0.0%
Other amounts receivable 41 - €47 +€47
Current investments 50/53 €270,000 €580,000 +€310,000 +114.8%
Cash at bank and in hand 54/58 €19,102 €4,681 -€14,421 -75.5%
Deferred charges and accrued income 490/1 €8,126 €8,768 +€642 +7.9%
Total equity and liabilities 10/49 €1,830,698 €2,126,966 +€296,268 +16.2%
Equity 10/15 €810,128 €888,460 +€78,332 +9.7%
Contributions 10/11 €3,000 €3,000 = 0.0%
Reserves 13 €807,128 €885,460 +€78,332 +9.7%
Distributable reserves 133 €807,128 €885,460 +€78,332 +9.7%
Amounts payable 17/49 €1,020,570 €1,238,506 +€217,936 +21.4%
Amounts payable after more than one year 17 €665,150 €294,496 -€370,654 -55.7%
Financial debts 170/4 €665,150 €294,496 -€370,654 -55.7%
Amounts payable within one year 42/48 €348,881 €939,271 +€590,390 +169.2%
Current portion of amounts payable after more than one year 42 €340,032 €370,654 +€30,622 +9.0%
Trade debts 44 €1,918 €938 -€980 -51.1%
Suppliers 440/4 €1,918 €938 -€980 -51.1%
Taxes, remuneration and social security 45 €6,931 €3,679 -€3,252 -46.9%
Taxes 450/3 €6,931 €3,679 -€3,252 -46.9%
Other amounts payable 47/48 - €564,000 +€564,000
Accrued charges and deferred income 492/3 €6,539 €4,739 -€1,800 -27.5%
Other operating charges 640/8 €1,454 €2,718 +€1,264 +86.9%
Gross operating margin 9900 €41,976 €44,580 +€2,604 +6.2%
Operating profit (loss) 9901 €40,522 €41,862 +€1,340 +3.3%
Financial income 75/76B €743,004 €650,966 -€92,038 -12.4%
Recurring financial income 75 €743,004 €650,966 -€92,038 -12.4%
Financial charges 65/66B €7,150 €1,835 -€5,315 -74.3%
Recurring financial charges 65 €7,150 €1,835 -€5,315 -74.3%
Profit (loss) for the period before taxes 9903 €776,376 €690,993 -€85,383 -11.0%
Income taxes 67/77 €10,588 €12,661 +€2,073 +19.6%
Profit (loss) for the period 9904 €765,788 €678,332 -€87,456 -11.4%
Profit (loss) for the period to be appropriated 9905 €765,788 €678,332 -€87,456 -11.4%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.