NO STRESS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
NO STRESS
Largest movements
- Receivables within one year -€54,048
down €54,048 (-75.9%), from €71,218 to €17,171
of which Other amounts receivable: -€38,293
- Cash +€26,834
up €26,834 (+84.5%), from €31,749 to €58,583
mainly Receivables within one year (+€54,048) and Net result for the year (+€33,744)
- Other debts -€24,060
down €24,060 (-29.7%), from €81,126 to €57,066
- Trade debts -€6,899
down €6,899 (-69.4%), from €9,939 to €3,040
- Tax, wage and social debts +€1,876
up €1,876 (+80.2%), from €2,340 to €4,217
- Taxes +€1,614
up €1,614 (+16.2%), from €9,962 to €11,576
- Gross operating margin +€1,150
up €1,150 (+2.5%), from €45,223 to €46,372
- Write-downs -€968
down €968 (-73.9%), from €1,310 to €342
- Financial charges -€519
down €519 (-56.1%), from €926 to €407
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €114,557 | €86,219 | -€28,338 | -24.7% |
| Current assets | 29/58 | €114,557 | €86,219 | -€28,338 | -24.7% |
| Stocks and contracts in progress | 3 | €11,590 | €10,466 | -€1,124 | -9.7% |
| Stocks | 30/36 | €11,590 | €10,466 | -€1,124 | -9.7% |
| Amounts receivable within one year | 40/41 | €71,218 | €17,171 | -€54,048 | -75.9% |
| Trade receivables | 40 | €29,501 | €13,746 | -€15,755 | -53.4% |
| Other amounts receivable | 41 | €41,717 | €3,424 | -€38,293 | -91.8% |
| Cash at bank and in hand | 54/58 | €31,749 | €58,583 | +€26,834 | +84.5% |
| Total equity and liabilities | 10/49 | €114,557 | €86,219 | -€28,338 | -24.7% |
| Equity | 10/15 | €13,653 | €14,397 | +€744 | +5.5% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €7,453 | €7,453 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €5,593 | €5,593 | = | 0.0% |
| Profit (loss) carried forward | 14 | - | €744 | +€744 | |
| Amounts payable | 17/49 | €100,905 | €71,822 | -€29,082 | -28.8% |
| Amounts payable within one year | 42/48 | €100,905 | €71,822 | -€29,082 | -28.8% |
| Current portion of amounts payable after more than one year | 42 | €7,500 | €7,500 | = | 0.0% |
| Trade debts | 44 | €9,939 | €3,040 | -€6,899 | -69.4% |
| Suppliers | 440/4 | €9,939 | €3,040 | -€6,899 | -69.4% |
| Taxes, remuneration and social security | 45 | €2,340 | €4,217 | +€1,876 | +80.2% |
| Taxes | 450/3 | €2,340 | €4,217 | +€1,876 | +80.2% |
| Other amounts payable | 47/48 | €81,126 | €57,066 | -€24,060 | -29.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €1,310 | €342 | -€968 | -73.9% |
| Other operating charges | 640/8 | €324 | €345 | +€21 | +6.6% |
| Gross operating margin | 9900 | €45,223 | €46,372 | +€1,150 | +2.5% |
| Operating profit (loss) | 9901 | €43,589 | €45,685 | +€2,096 | +4.8% |
| Financial income | 75/76B | €0 | €42 | +€42 | +17,533% |
| Recurring financial income | 75 | €0 | €1 | +€0 | +200% |
| Non-recurring financial income | 76B | - | €42 | +€42 | |
| Financial charges | 65/66B | €926 | €407 | -€519 | -56.1% |
| Recurring financial charges | 65 | €926 | €407 | -€519 | -56.1% |
| Profit (loss) for the period before taxes | 9903 | €42,663 | €45,320 | +€2,657 | +6.2% |
| Income taxes | 67/77 | €9,962 | €11,576 | +€1,614 | +16.2% |
| Profit (loss) for the period | 9904 | €32,701 | €33,744 | +€1,043 | +3.2% |
| Profit (loss) for the period to be appropriated | 9905 | €32,701 | €33,744 | +€1,043 | +3.2% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.