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NO-ERA: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

NO-ERA

BE 0478.601.166
NACE 68.201, Renting and operating of own or leased residential real estate, excluding social housing
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€4,496
2024 · €1,612+€2,884
Equity
-€18,528
2024 · -€23,023+€4,496
Cash
€1,475
2024 · €1,966-€491
Balance sheet total
€25,135
2024 · €41,599-€16,464

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€15,923

    down €15,923 (-47.6%), from €33,467 to €17,544

    of which Land and buildings: -€15,723

  • Cash -€491

    down €491 (-25.0%), from €1,966 to €1,475

    mainly Other debts (-€10,872) and Current portion of long-term debt (-€6,349)

Equity and liabilities
  • Other debts -€10,872

    down €10,872 (-100.0%), from €10,872 to €0

  • Current portion of long-term debt -€6,349

    down €6,349 (-30.3%), from €20,959 to €14,611

  • Profit (loss) carried forward +€4,496

    up €4,496 (+11.2%), from -€40,203 to -€35,708

  • Debts after one year -€3,738

    down €3,738 (-11.5%), from €32,611 to €28,872

    of which Financial debts: -€14,611

Income statement
  • Financial charges -€1,096

    down €1,096 (-40.2%), from €2,725 to €1,629

  • Gross operating margin +€1,091

    up €1,091 (+4.4%), from €25,021 to €26,112

  • Depreciation -€417

    down €417 (-2.6%), from €16,340 to €15,923

  • Other operating charges -€273

    down €273 (-6.3%), from €4,344 to €4,071

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €1,612
Gross operating margin +€1,091
Depreciation +€417
Other operating charges +€273
Financial income +€8
Financial charges +€1,096
Taxes -€2
Result 2025 €4,496

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€9,596
Investment €0
Financing -€10,087
Cash 2024 €1,966
Net result for the year +€4,496
Depreciation +€15,923
Receivables within one year +€50
Other debts -€10,872
Debts after one year -€3,738
Current portion of long-term debt -€6,349
Cash 2025 €1,475
Every line side by side 40 lines
Line Code 2024 2025 Change %
Total assets 20/58 €41,599 €25,135 -€16,464 -39.6%
Fixed assets 21/28 €33,467 €17,544 -€15,923 -47.6%
Tangible fixed assets 22/27 €33,467 €17,544 -€15,923 -47.6%
Land and buildings 22 €33,128 €17,405 -€15,723 -47.5%
Plant, machinery and equipment 23 €339 €139 -€200 -59.0%
Current assets 29/58 €8,132 €7,591 -€541 -6.7%
Amounts receivable within one year 40/41 €6,165 €6,115 -€50 -0.8%
Trade receivables 40 €50 €0 -€50 -100.0%
Other amounts receivable 41 €6,115 €6,115 = 0.0%
Cash at bank and in hand 54/58 €1,966 €1,475 -€491 -25.0%
Total equity and liabilities 10/49 €41,599 €25,135 -€16,464 -39.6%
Equity 10/15 -€23,023 -€18,528 +€4,496 +19.5%
Contributions 10/11 €15,320 €15,320 = 0.0%
Reserves 13 €1,860 €1,860 = 0.0%
Non-distributable reserves 130/1 €1,860 €1,860 = 0.0%
Reserves not available under the articles 1311 €1,860 €1,860 = 0.0%
Profit (loss) carried forward 14 -€40,203 -€35,708 +€4,496 +11.2%
Amounts payable 17/49 €64,622 €43,663 -€20,959 -32.4%
Amounts payable after more than one year 17 €32,611 €28,872 -€3,738 -11.5%
Financial debts 170/4 €32,611 €18,000 -€14,611 -44.8%
Other amounts payable 178/9 - €10,872 +€10,872
Amounts payable within one year 42/48 €32,011 €14,791 -€17,221 -53.8%
Current portion of amounts payable after more than one year 42 €20,959 €14,611 -€6,349 -30.3%
Financial debts 43 €126 €126 = 0.0%
Other loans 439 €126 €126 = 0.0%
Taxes, remuneration and social security 45 €54 €54 = 0.0%
Taxes 450/3 €54 €54 = 0.0%
Other amounts payable 47/48 €10,872 €0 -€10,872 -100.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €16,340 €15,923 -€417 -2.6%
Other operating charges 640/8 €4,344 €4,071 -€273 -6.3%
Gross operating margin 9900 €25,021 €26,112 +€1,091 +4.4%
Operating profit (loss) 9901 €4,337 €6,118 +€1,781 +41.1%
Financial income 75/76B €0 €8 +€8 +25333.3%
Recurring financial income 75 €0 €8 +€8 +25333.3%
Financial charges 65/66B €2,725 €1,629 -€1,096 -40.2%
Recurring financial charges 65 €2,725 €1,629 -€1,096 -40.2%
Profit (loss) for the period before taxes 9903 €1,612 €4,497 +€2,885 +179.0%
Income taxes 67/77 €0 €2 +€2 +16100.0%
Profit (loss) for the period 9904 €1,612 €4,496 +€2,884 +178.9%
Profit (loss) for the period to be appropriated 9905 €1,612 €4,496 +€2,884 +178.9%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.