NMP FINANCE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
NMP FINANCE
Largest movements
- Receivables within one year +€109,496
up €109,496 (+26.3%), from €417,078 to €526,575
of which Trade receivables: +€75,281
- Tax, wage and social debts +€53,078
up €53,078 (+28.3%), from €187,253 to €240,331
of which Remuneration and social security: +€70,910
- Reserves +€39,700
up €39,700 (+33,488%), from €119 to €39,819
of which Distributable reserves: +€39,700
- Staff costs +€210,678
up €210,678 (+26.8%), from €787,069 to €997,746
- Gross operating margin -€155,570
down €155,570 (-12.6%), from €1.2m to €1.1m
- Taxes -€102,835
down €102,835 (-82.9%), from €124,024 to €21,189
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €3,468,950 | €3,577,775 | +€108,825 | +3.1% |
| Fixed assets | 21/28 | €2,977,380 | €2,961,553 | -€15,827 | -0.5% |
| Tangible fixed assets | 22/27 | €21,700 | €5,873 | -€15,827 | -72.9% |
| Furniture and vehicles | 24 | €9,133 | €3,186 | -€5,947 | -65.1% |
| Other tangible fixed assets | 26 | €12,567 | €2,687 | -€9,880 | -78.6% |
| Financial fixed assets | 28 | €2,955,680 | €2,955,680 | = | 0.0% |
| Current assets | 29/58 | €491,570 | €616,222 | +€124,652 | +25.4% |
| Amounts receivable within one year | 40/41 | €417,078 | €526,575 | +€109,496 | +26.3% |
| Trade receivables | 40 | €417,078 | €492,360 | +€75,281 | +18.0% |
| Other amounts receivable | 41 | - | €34,215 | +€34,215 | |
| Cash at bank and in hand | 54/58 | €74,492 | €77,649 | +€3,157 | +4.2% |
| Deferred charges and accrued income | 490/1 | - | €11,998 | +€11,998 | |
| Total equity and liabilities | 10/49 | €3,468,950 | €3,577,775 | +€108,825 | +3.1% |
| Equity | 10/15 | €3,238,100 | €3,277,800 | +€39,700 | +1.2% |
| Contributions | 10/11 | €2,841,399 | €2,841,399 | = | 0.0% |
| Reserves | 13 | €119 | €39,819 | +€39,700 | +33,488% |
| Non-distributable reserves | 130/1 | €119 | €119 | = | 0.0% |
| Reserves not available under the articles | 1311 | €119 | €119 | = | 0.0% |
| Distributable reserves | 133 | - | €39,700 | +€39,700 | |
| Profit (loss) carried forward | 14 | €396,582 | €396,582 | = | 0.0% |
| Amounts payable | 17/49 | €230,851 | €299,975 | +€69,125 | +29.9% |
| Amounts payable within one year | 42/48 | €230,851 | €299,975 | +€69,125 | +29.9% |
| Trade debts | 44 | €32,887 | €59,393 | +€26,506 | +80.6% |
| Suppliers | 440/4 | €32,887 | €59,393 | +€26,506 | +80.6% |
| Taxes, remuneration and social security | 45 | €187,253 | €240,331 | +€53,078 | +28.3% |
| Taxes | 450/3 | €110,975 | €93,144 | -€17,831 | -16.1% |
| Remuneration and social security | 454/9 | €76,278 | €147,187 | +€70,910 | +93.0% |
| Other amounts payable | 47/48 | €10,710 | €251 | -€10,459 | -97.7% |
| Remuneration, social security and pensions | 62 | €787,069 | €997,746 | +€210,678 | +26.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €15,624 | €15,396 | -€227 | -1.5% |
| Other operating charges | 640/8 | €2,612 | €2,988 | +€375 | +14.4% |
| Non-recurring operating charges | 66A | - | €431 | +€431 | |
| Gross operating margin | 9900 | €1,234,902 | €1,079,331 | -€155,570 | -12.6% |
| Operating profit (loss) | 9901 | €429,597 | €62,770 | -€366,827 | -85.4% |
| Financial income | 75/76B | - | €53 | +€53 | |
| Recurring financial income | 75 | - | €53 | +€53 | |
| Financial charges | 65/66B | €162 | €1,934 | +€1,772 | +1,096% |
| Recurring financial charges | 65 | €162 | €1,934 | +€1,772 | +1,096% |
| Profit (loss) for the period before taxes | 9903 | €429,435 | €60,889 | -€368,546 | -85.8% |
| Income taxes | 67/77 | €124,024 | €21,189 | -€102,835 | -82.9% |
| Profit (loss) for the period | 9904 | €305,412 | €39,700 | -€265,712 | -87.0% |
| Profit (loss) for the period to be appropriated | 9905 | €305,412 | €39,700 | -€265,712 | -87.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 27 October 2026 via checked.be.