NLJ Construct: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
NLJ Construct
Largest movements
- Receivables within one year -€4,450
down €4,450 (-1.8%), from €246,095 to €241,645
of which Trade receivables: -€2,660
- Profit (loss) carried forward +€6,654
up €6,654 (+6.0%), from €111,224 to €117,879
- Other debts -€4,841
down €4,841 (-46.5%), from €10,417 to €5,576
- Trade debts -€3,867
down €3,867 (-4.3%), from €89,734 to €85,867
- Gross operating margin -€1,272
down €1,272 (-8.6%), from €14,863 to €13,591
- Other operating charges +€726
up €726 (+87.1%), from €833 to €1,559
- Financial income +€607
up €607 (+151837.5%), from €0 to €608
- Financial charges -€303
down €303 (-9.8%), from €3,108 to €2,805
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €247,397 | €244,272 | -€3,125 | -1.3% |
| Fixed assets | 21/28 | €45 | €45 | = | 0.0% |
| Financial fixed assets | 28 | €45 | €45 | = | 0.0% |
| Current assets | 29/58 | €247,352 | €244,227 | -€3,125 | -1.3% |
| Amounts receivable within one year | 40/41 | €246,095 | €241,645 | -€4,450 | -1.8% |
| Trade receivables | 40 | €199,100 | €196,440 | -€2,660 | -1.3% |
| Other amounts receivable | 41 | €46,995 | €45,205 | -€1,790 | -3.8% |
| Cash at bank and in hand | 54/58 | - | €1,919 | +€1,919 | |
| Deferred charges and accrued income | 490/1 | €1,257 | €663 | -€594 | -47.3% |
| Total equity and liabilities | 10/49 | €247,397 | €244,272 | -€3,125 | -1.3% |
| Equity | 10/15 | €119,334 | €125,989 | +€6,654 | +5.6% |
| Contributions | 10/11 | €6,250 | €6,250 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €111,224 | €117,879 | +€6,654 | +6.0% |
| Amounts payable | 17/49 | €128,063 | €118,283 | -€9,780 | -7.6% |
| Amounts payable within one year | 42/48 | €128,063 | €118,283 | -€9,780 | -7.6% |
| Financial debts | 43 | €26,916 | €24,914 | -€2,002 | -7.4% |
| Credit institutions | 430/8 | €26,916 | €24,914 | -€2,002 | -7.4% |
| Trade debts | 44 | €89,734 | €85,867 | -€3,867 | -4.3% |
| Suppliers | 440/4 | €89,734 | €85,867 | -€3,867 | -4.3% |
| Taxes, remuneration and social security | 45 | €996 | €1,926 | +€930 | +93.4% |
| Taxes | 450/3 | €996 | €1,926 | +€930 | +93.4% |
| Other amounts payable | 47/48 | €10,417 | €5,576 | -€4,841 | -46.5% |
| Other operating charges | 640/8 | €833 | €1,559 | +€726 | +87.1% |
| Gross operating margin | 9900 | €14,863 | €13,591 | -€1,272 | -8.6% |
| Operating profit (loss) | 9901 | €14,030 | €12,032 | -€1,998 | -14.2% |
| Financial income | 75/76B | €0 | €608 | +€607 | +151837.5% |
| Recurring financial income | 75 | €0 | €608 | +€607 | +151837.5% |
| Financial charges | 65/66B | €3,108 | €2,805 | -€303 | -9.8% |
| Recurring financial charges | 65 | €3,108 | €2,805 | -€303 | -9.8% |
| Profit (loss) for the period before taxes | 9903 | €10,922 | €9,835 | -€1,088 | -10.0% |
| Income taxes | 67/77 | €3,246 | €3,180 | -€65 | -2.0% |
| Profit (loss) for the period | 9904 | €7,677 | €6,654 | -€1,022 | -13.3% |
| Profit (loss) for the period to be appropriated | 9905 | €7,677 | €6,654 | -€1,022 | -13.3% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.