NJ IMMO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
NJ IMMO
Largest movements
- Stocks and contracts +€191,400
up €191,400 (+64.7%), from €295,751 to €487,152
- Cash -€27,914
down €27,914 (-62.3%), from €44,830 to €16,916
mainly Debts after one year (-€238,501) and Stocks and contracts (-€191,400)
- Receivables within one year +€10,635
up €10,635 (+321.5%), from €3,308 to €13,943
- Current portion of long-term debt +€485,600
new in 2025: €485,600
- Debts after one year -€238,501
down €238,501 (-93.2%), from €255,866 to €17,365
- Trade debts -€51,413
down €51,413 (-54.3%), from €94,609 to €43,197
- Profit (loss) carried forward -€21,990
down €21,990 (-161.3%), from -€13,635 to -€35,624
- Financial charges +€8,781
up €8,781 (+140.2%), from €6,263 to €15,044
- Gross operating margin +€821
up €821 (+11.1%), from -€7,372 to -€6,551
- Other operating charges +€395
new in 2025: €395
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €343,888 | €518,010 | +€174,122 | +50.6% |
| Current assets | 29/58 | €343,888 | €518,010 | +€174,122 | +50.6% |
| Stocks and contracts in progress | 3 | €295,751 | €487,152 | +€191,400 | +64.7% |
| Stocks | 30/36 | €295,751 | €487,152 | +€191,400 | +64.7% |
| Amounts receivable within one year | 40/41 | €3,308 | €13,943 | +€10,635 | +321.5% |
| Other amounts receivable | 41 | €3,308 | €13,943 | +€10,635 | +321.5% |
| Cash at bank and in hand | 54/58 | €44,830 | €16,916 | -€27,914 | -62.3% |
| Total equity and liabilities | 10/49 | €343,888 | €518,010 | +€174,122 | +50.6% |
| Equity | 10/15 | -€8,635 | -€30,624 | -€21,990 | -254.7% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€13,635 | -€35,624 | -€21,990 | -161.3% |
| Amounts payable | 17/49 | €352,523 | €548,635 | +€196,112 | +55.6% |
| Amounts payable after more than one year | 17 | €255,866 | €17,365 | -€238,501 | -93.2% |
| Financial debts | 170/4 | €255,866 | €17,365 | -€238,501 | -93.2% |
| Amounts payable within one year | 42/48 | €96,657 | €530,844 | +€434,187 | +449.2% |
| Current portion of amounts payable after more than one year | 42 | - | €485,600 | +€485,600 | |
| Trade debts | 44 | €94,609 | €43,197 | -€51,413 | -54.3% |
| Suppliers | 440/4 | €94,609 | €43,197 | -€51,413 | -54.3% |
| Other amounts payable | 47/48 | €2,048 | €2,048 | = | 0.0% |
| Accrued charges and deferred income | 492/3 | - | €425 | +€425 | |
| Other operating charges | 640/8 | - | €395 | +€395 | |
| Gross operating margin | 9900 | -€7,372 | -€6,551 | +€821 | +11.1% |
| Operating profit (loss) | 9901 | -€7,372 | -€6,946 | +€426 | +5.8% |
| Financial charges | 65/66B | €6,263 | €15,044 | +€8,781 | +140.2% |
| Recurring financial charges | 65 | €6,263 | €15,044 | +€8,781 | +140.2% |
| Profit (loss) for the period before taxes | 9903 | -€13,635 | -€21,990 | -€8,355 | -61.3% |
| Profit (loss) for the period | 9904 | -€13,635 | -€21,990 | -€8,355 | -61.3% |
| Profit (loss) for the period to be appropriated | 9905 | -€13,635 | -€21,990 | -€8,355 | -61.3% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 3 October 2026 via checked.be.