Nick - Assur: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Nick - Assur
Largest movements
- Receivables within one year +€2,659
up €2,659 (+3.9%), from €67,703 to €70,362
of which Other amounts receivable: +€1,838
- Stocks and contracts -€1,800
no longer reported in 2025 (was €1,800)
- Profit (loss) carried forward +€8,186
up €8,186 (+20.2%), from €40,479 to €48,665
- Tax, wage and social debts -€5,319
down €5,319 (-81.3%), from €6,542 to €1,223
of which Remuneration and social security: -€3,803
- Current portion of long-term debt -€2,516
no longer reported in 2025 (was €2,516)
- Gross operating margin +€21,358
up €21,358 (+26.3%), from €81,090 to €102,448
- Staff costs +€11,854
up €11,854 (+14.8%), from €80,189 to €92,043
- Taxes -€5,165
down €5,165 (-65.1%), from €7,932 to €2,767
- Other operating charges +€2,025
up €2,025 (+523%), from €387 to €2,412
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Cash or the result is not a separate line in both sets of accounts; the cash flow cannot be derived from them.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €75,991 | €76,064 | +€73 | +0.1% |
| Fixed assets | 21/28 | €6,426 | €5,702 | -€724 | -11.3% |
| Tangible fixed assets | 22/27 | €6,266 | €5,542 | -€724 | -11.6% |
| Land and buildings | 22 | €6,266 | €5,542 | -€724 | -11.6% |
| Financial fixed assets | 28 | €160 | €160 | = | 0.0% |
| Current assets | 29/58 | €69,565 | €70,362 | +€797 | +1.1% |
| Stocks and contracts in progress | 3 | €1,800 | - | -€1,800 | |
| Stocks | 30/36 | €1,800 | - | -€1,800 | |
| Amounts receivable within one year | 40/41 | €67,703 | €70,362 | +€2,659 | +3.9% |
| Trade receivables | 40 | €2,809 | €3,630 | +€821 | +29.2% |
| Other amounts receivable | 41 | €64,894 | €66,732 | +€1,838 | +2.8% |
| Deferred charges and accrued income | 490/1 | €62 | - | -€62 | |
| Total equity and liabilities | 10/49 | €75,991 | €76,064 | +€73 | +0.1% |
| Equity | 10/15 | €60,930 | €69,116 | +€8,186 | +13.4% |
| Contributions | 10/11 | €18,592 | €18,592 | = | 0.0% |
| Reserves | 13 | €1,859 | €1,859 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,859 | €1,859 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,859 | €1,859 | = | 0.0% |
| Profit (loss) carried forward | 14 | €40,479 | €48,665 | +€8,186 | +20.2% |
| Amounts payable | 17/49 | €15,061 | €6,948 | -€8,113 | -53.9% |
| Amounts payable within one year | 42/48 | €15,061 | €6,948 | -€8,113 | -53.9% |
| Current portion of amounts payable after more than one year | 42 | €2,516 | - | -€2,516 | |
| Financial debts | 43 | €4,327 | €3,581 | -€746 | -17.2% |
| Credit institutions | 430/8 | - | €3,581 | +€3,581 | |
| Other loans | 439 | €4,327 | - | -€4,327 | |
| Trade debts | 44 | €1,676 | €2,144 | +€468 | +27.9% |
| Suppliers | 440/4 | €1,676 | €2,144 | +€468 | +27.9% |
| Taxes, remuneration and social security | 45 | €6,542 | €1,223 | -€5,319 | -81.3% |
| Taxes | 450/3 | €1,576 | €60 | -€1,516 | -96.2% |
| Remuneration and social security | 454/9 | €4,966 | €1,163 | -€3,803 | -76.6% |
| Remuneration, social security and pensions | 62 | €80,189 | €92,043 | +€11,854 | +14.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €724 | €724 | = | 0.0% |
| Other operating charges | 640/8 | €387 | €2,412 | +€2,025 | +523% |
| Gross operating margin | 9900 | €81,090 | €102,448 | +€21,358 | +26.3% |
| Operating profit (loss) | 9901 | -€210 | €7,269 | +€7,479 | |
| Financial income | 75/76B | €4,168 | €3,989 | -€179 | -4.3% |
| Recurring financial income | 75 | €4,168 | €3,989 | -€179 | -4.3% |
| Financial charges | 65/66B | €568 | €305 | -€263 | -46.3% |
| Recurring financial charges | 65 | €568 | €305 | -€263 | -46.3% |
| Profit (loss) for the period before taxes | 9903 | €3,390 | €10,953 | +€7,563 | +223% |
| Income taxes | 67/77 | €7,932 | €2,767 | -€5,165 | -65.1% |
| Profit (loss) for the period | 9904 | -€4,542 | €8,186 | +€12,728 | |
| Profit (loss) for the period to be appropriated | 9905 | -€4,542 | €8,186 | +€12,728 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 16 October 2026 via checked.be.