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NF CONCEPT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

NF CONCEPT

BE 0803.097.741
NACE 41.001, General construction of residential buildings
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
€25,563
2023 · -€4,295+€29,858
Equity
€25,269
2023 · -€295+€25,564
Cash
€235
2023 · €1,290-€1,055
Balance sheet total
€86,010
2023 · €40,824+€45,186

Largest movements

2023 to 2024
Assets
  • Receivables within one year +€46,646

    up €46,646 (+291.1%), from €16,024 to €62,670

    of which Trade receivables: +€45,743

  • Tangible fixed assets -€1,938

    down €1,938 (-8.4%), from €23,014 to €21,076

  • Deferred charges and accrued income +€1,109

    up €1,109 (+254.4%), from €436 to €1,545

  • Cash -€1,055

    down €1,055 (-81.8%), from €1,290 to €235

    mainly Receivables within one year (-€46,646) and Investment in fixed assets (net) (-€3,458)

Equity and liabilities
  • Profit (loss) carried forward +€25,564

    up €25,564, from -€4,295 to €21,269

  • Short-term financial debts +€8,606

    new in 2024: €8,606

  • Tax, wage and social debts +€7,889

    up €7,889 (+115.2%), from €6,848 to €14,737

    of which Taxes: +€6,022

  • Trade debts +€3,127

    up €3,127 (+9.1%), from €34,271 to €37,398

Income statement
  • Purchases and services -€59,357

    no longer reported in 2024 (was €59,357)

  • Gross operating margin +€52,361

    up €52,361, from -€1,063 to €51,298

  • Staff costs +€11,648

    up €11,648 (+2270.6%), from €513 to €12,161

  • Taxes +€5,791

    new in 2024: €5,791

  • Depreciation +€2,986

    up €2,986 (+150.4%), from €1,986 to €4,972

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 -€4,295
Gross operating margin +€52,361
Staff costs -€11,648
Depreciation -€2,986
Other operating charges -€1,830
Financial income -€123
Financial charges -€125
Taxes -€5,791
Result 2024 €25,563

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€6,204
Investment -€3,458
Financing +€8,607
Cash 2023 €1,290
Net result for the year +€25,563
Depreciation +€4,972
Receivables within one year -€46,646
Deferred charges and accrued income -€1,109
Trade debts +€3,127
Tax, wage and social debts +€7,889
Investment in fixed assets (net) -€3,458
Short-term financial debts +€8,606
Contributions, distributions and other +€1
Cash 2024 €235
Every line side by side 38 lines
Line Code 2023 2024 Change %
Total assets 20/58 €40,824 €86,010 +€45,186 +110.7%
Fixed assets 21/28 €23,074 €21,560 -€1,514 -6.6%
Tangible fixed assets 22/27 €23,014 €21,076 -€1,938 -8.4%
Furniture and vehicles 24 €23,014 €21,076 -€1,938 -8.4%
Financial fixed assets 28 €60 €484 +€424 +706.7%
Current assets 29/58 €17,750 €64,450 +€46,700 +263.1%
Amounts receivable within one year 40/41 €16,024 €62,670 +€46,646 +291.1%
Trade receivables 40 €12,925 €58,668 +€45,743 +353.9%
Other amounts receivable 41 €3,099 €4,002 +€903 +29.1%
Cash at bank and in hand 54/58 €1,290 €235 -€1,055 -81.8%
Deferred charges and accrued income 490/1 €436 €1,545 +€1,109 +254.4%
Total equity and liabilities 10/49 €40,824 €86,010 +€45,186 +110.7%
Equity 10/15 -€295 €25,269 +€25,564
Contributions 10/11 €4,000 €4,000 = 0.0%
Profit (loss) carried forward 14 -€4,295 €21,269 +€25,564
Amounts payable 17/49 €41,119 €60,741 +€19,622 +47.7%
Amounts payable within one year 42/48 €41,119 €60,741 +€19,622 +47.7%
Financial debts 43 - €8,606 +€8,606
Credit institutions 430/8 - €8,606 +€8,606
Trade debts 44 €34,271 €37,398 +€3,127 +9.1%
Suppliers 440/4 €34,271 €37,398 +€3,127 +9.1%
Taxes, remuneration and social security 45 €6,848 €14,737 +€7,889 +115.2%
Taxes 450/3 €2,829 €8,851 +€6,022 +212.9%
Remuneration and social security 454/9 €4,019 €5,886 +€1,867 +46.5%
Goods, raw materials, services and sundry goods 60/61 €59,357 - -€59,357
Remuneration, social security and pensions 62 €513 €12,161 +€11,648 +2270.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €1,986 €4,972 +€2,986 +150.4%
Other operating charges 640/8 €852 €2,682 +€1,830 +214.8%
Gross operating margin 9900 -€1,063 €51,298 +€52,361
Operating profit (loss) 9901 -€4,414 €31,483 +€35,897
Financial income 75/76B €123 - -€123
Recurring financial income 75 €123 - -€123
Financial charges 65/66B €4 €129 +€125 +3125.0%
Recurring financial charges 65 €4 €129 +€125 +3125.0%
Profit (loss) for the period before taxes 9903 -€4,295 €31,354 +€35,649
Income taxes 67/77 - €5,791 +€5,791
Profit (loss) for the period 9904 -€4,295 €25,563 +€29,858
Profit (loss) for the period to be appropriated 9905 -€4,295 €25,563 +€29,858

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.