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NERFA SERVICES: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

NERFA SERVICES

BE 0805.797.806
NACE 47.784, Retail sale of souvenirs and religious articles
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€10,932
2024 · €1,273-€12,205
Equity
-€7,659
2024 · €3,273-€10,932
Cash
€2,694
2024 · €8,593-€5,899
Balance sheet total
€2,694
2024 · €10,682-€7,988

Largest movements

2024 to 2025
Assets
  • Cash -€5,899

    down €5,899 (-68.6%), from €8,593 to €2,694

    mainly Net result for the year (-€10,932)

  • Receivables within one year -€2,089

    no longer reported in 2025 (was €2,089)

Equity and liabilities
  • Profit (loss) carried forward -€10,932

    down €10,932, from €1,273 to -€9,659

  • Tax, wage and social debts +€1,744

    up €1,744 (+52.6%), from €3,314 to €5,058

    of which Remuneration and social security: +€2,738

  • Other debts +€1,200

    up €1,200 (+29.3%), from €4,095 to €5,295

Income statement
  • Other operating charges +€7,285

    up €7,285 (+1772.5%), from €411 to €7,696

  • Gross operating margin -€4,934

    down €4,934, from €3,133 to -€1,801

  • Taxes +€1,390

    new in 2025: €1,390

  • Depreciation -€1,386

    no longer reported in 2025 (was €1,386)

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €1,273
Gross operating margin -€4,934
Depreciation +€1,386
Other operating charges -€7,285
Financial charges +€18
Taxes -€1,390
Result 2025 -€10,932

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€5,899
Investment €0
Financing €0
Cash 2024 €8,593
Net result for the year -€10,932
Receivables within one year +€2,089
Tax, wage and social debts +€1,744
Other debts +€1,200
Cash 2025 €2,694
Every line side by side 27 lines
Line Code 2024 2025 Change %
Total assets 20/58 €10,682 €2,694 -€7,988 -74.8%
Current assets 29/58 €10,682 €2,694 -€7,988 -74.8%
Amounts receivable within one year 40/41 €2,089 - -€2,089
Trade receivables 40 €2,089 - -€2,089
Cash at bank and in hand 54/58 €8,593 €2,694 -€5,899 -68.6%
Total equity and liabilities 10/49 €10,682 €2,694 -€7,988 -74.8%
Equity 10/15 €3,273 -€7,659 -€10,932
Contributions 10/11 €2,000 €2,000 = 0.0%
Capital 10 €2,000 €2,000 = 0.0%
Issued capital 100 €2,000 €2,000 = 0.0%
Profit (loss) carried forward 14 €1,273 -€9,659 -€10,932
Amounts payable 17/49 €7,409 €10,353 +€2,944 +39.7%
Amounts payable within one year 42/48 €7,409 €10,353 +€2,944 +39.7%
Taxes, remuneration and social security 45 €3,314 €5,058 +€1,744 +52.6%
Taxes 450/3 €994 - -€994
Remuneration and social security 454/9 €2,320 €5,058 +€2,738 +118.0%
Other amounts payable 47/48 €4,095 €5,295 +€1,200 +29.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €1,386 - -€1,386
Other operating charges 640/8 €411 €7,696 +€7,285 +1772.5%
Gross operating margin 9900 €3,133 -€1,801 -€4,934
Operating profit (loss) 9901 €1,336 -€9,497 -€10,833
Financial charges 65/66B €63 €45 -€18 -28.6%
Recurring financial charges 65 €63 €45 -€18 -28.6%
Profit (loss) for the period before taxes 9903 €1,273 -€9,542 -€10,815
Income taxes 67/77 - €1,390 +€1,390
Profit (loss) for the period 9904 €1,273 -€10,932 -€12,205
Profit (loss) for the period to be appropriated 9905 €1,273 -€10,932 -€12,205

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.