'NEO-Tec': what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
'NEO-Tec'
Largest movements
- Cash -€42,543
down €42,543 (-56.1%), from €75,833 to €33,290
mainly Trade debts (-€26,850) and Tax, wage and social debts (-€18,377)
- Tangible fixed assets -€15,984
down €15,984 (-24.9%), from €64,136 to €48,153
of which Furniture and vehicles: -€15,326
- Receivables within one year +€15,145
up €15,145 (+44.9%), from €33,740 to €48,885
of which Other amounts receivable: +€10,449
- Trade debts -€26,850
down €26,850 (-82.5%), from €32,550 to €5,700
- Tax, wage and social debts -€18,377
down €18,377 (-50.1%), from €36,690 to €18,314
- Reserves +€16,032
up €16,032 (+38.3%), from €41,808 to €57,840
- Debts after one year -€15,064
down €15,064 (-32.6%), from €46,219 to €31,155
- Gross operating margin -€36,670
down €36,670 (-47.6%), from €77,110 to €40,440
- Taxes -€6,390
down €6,390 (-53.4%), from €11,976 to €5,586
- Other operating charges -€2,056
down €2,056 (-79.8%), from €2,575 to €519
- Financial charges -€1,424
down €1,424 (-35.6%), from €3,993 to €2,570
- Depreciation -€774
down €774 (-4.6%), from €16,758 to €15,984
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €173,904 | €130,328 | -€43,576 | -25.1% |
| Fixed assets | 21/28 | €64,136 | €48,153 | -€15,984 | -24.9% |
| Tangible fixed assets | 22/27 | €64,136 | €48,153 | -€15,984 | -24.9% |
| Plant, machinery and equipment | 23 | €3,241 | €2,583 | -€657 | -20.3% |
| Furniture and vehicles | 24 | €60,896 | €45,569 | -€15,326 | -25.2% |
| Current assets | 29/58 | €109,768 | €82,176 | -€27,592 | -25.1% |
| Amounts receivable within one year | 40/41 | €33,740 | €48,885 | +€15,145 | +44.9% |
| Trade receivables | 40 | €32,154 | €36,850 | +€4,696 | +14.6% |
| Other amounts receivable | 41 | €1,586 | €12,036 | +€10,449 | +658.8% |
| Cash at bank and in hand | 54/58 | €75,833 | €33,290 | -€42,543 | -56.1% |
| Deferred charges and accrued income | 490/1 | €194 | €0 | -€194 | -100.0% |
| Total equity and liabilities | 10/49 | €173,904 | €130,328 | -€43,576 | -25.1% |
| Equity | 10/15 | €44,808 | €60,840 | +€16,032 | +35.8% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Reserves | 13 | €41,808 | €57,840 | +€16,032 | +38.3% |
| Distributable reserves | 133 | €41,808 | €57,840 | +€16,032 | +38.3% |
| Amounts payable | 17/49 | €129,096 | €69,488 | -€59,608 | -46.2% |
| Amounts payable after more than one year | 17 | €46,219 | €31,155 | -€15,064 | -32.6% |
| Financial debts | 170/4 | €46,219 | €31,155 | -€15,064 | -32.6% |
| Amounts payable within one year | 42/48 | €82,210 | €38,333 | -€43,877 | -53.4% |
| Current portion of amounts payable after more than one year | 42 | €12,969 | €14,319 | +€1,350 | +10.4% |
| Trade debts | 44 | €32,550 | €5,700 | -€26,850 | -82.5% |
| Suppliers | 440/4 | €32,550 | €5,700 | -€26,850 | -82.5% |
| Taxes, remuneration and social security | 45 | €36,690 | €18,314 | -€18,377 | -50.1% |
| Taxes | 450/3 | €36,690 | €18,314 | -€18,377 | -50.1% |
| Accrued charges and deferred income | 492/3 | €668 | €0 | -€668 | -100.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €16,758 | €15,984 | -€774 | -4.6% |
| Other operating charges | 640/8 | €2,575 | €519 | -€2,056 | -79.8% |
| Gross operating margin | 9900 | €77,110 | €40,440 | -€36,670 | -47.6% |
| Operating profit (loss) | 9901 | €57,777 | €23,937 | -€33,840 | -58.6% |
| Financial income | 75/76B | €1 | €251 | +€250 | +50056.0% |
| Recurring financial income | 75 | €1 | €251 | +€250 | +50056.0% |
| Financial charges | 65/66B | €3,993 | €2,570 | -€1,424 | -35.6% |
| Recurring financial charges | 65 | €3,993 | €2,570 | -€1,424 | -35.6% |
| Profit (loss) for the period before taxes | 9903 | €53,784 | €21,618 | -€32,166 | -59.8% |
| Income taxes | 67/77 | €11,976 | €5,586 | -€6,390 | -53.4% |
| Profit (loss) for the period | 9904 | €41,808 | €16,032 | -€25,775 | -61.7% |
| Profit (loss) for the period to be appropriated | 9905 | €41,808 | €16,032 | -€25,775 | -61.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.