NEM SAIGON: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
NEM SAIGON
Largest movements
- Cash -€3,900
down €3,900 (-87.7%), from €4,445 to €545
mainly Other debts (-€5,223) and Receivables within one year (-€3,604)
- Receivables within one year +€3,604
new in 2025: €3,604
- Stocks and contracts -€1,574
down €1,574 (-55.1%), from €2,855 to €1,281
- Profit (loss) carried forward +€5,802
up €5,802 (+26.3%), from -€22,071 to -€16,269
- Other debts -€5,223
no longer reported in 2025 (was €5,223)
- Tax, wage and social debts -€2,449
down €2,449 (-66.4%), from €3,687 to €1,238
- Gross operating margin -€5,181
down €5,181 (-45.3%), from €11,443 to €6,262
- Financial charges -€227
down €227 (-35.6%), from €637 to €410
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €7,300 | €5,430 | -€1,870 | -25.6% |
| Current assets | 29/58 | €7,300 | €5,430 | -€1,870 | -25.6% |
| Stocks and contracts in progress | 3 | €2,855 | €1,281 | -€1,574 | -55.1% |
| Stocks | 30/36 | €2,855 | €1,281 | -€1,574 | -55.1% |
| Amounts receivable within one year | 40/41 | - | €3,604 | +€3,604 | |
| Other amounts receivable | 41 | - | €3,604 | +€3,604 | |
| Cash at bank and in hand | 54/58 | €4,445 | €545 | -€3,900 | -87.7% |
| Total equity and liabilities | 10/49 | €7,300 | €5,430 | -€1,870 | -25.6% |
| Equity | 10/15 | -€1,610 | €4,192 | +€5,802 | |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €1,861 | €1,861 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,861 | €1,861 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,861 | €1,861 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€22,071 | -€16,269 | +€5,802 | +26.3% |
| Amounts payable | 17/49 | €8,910 | €1,238 | -€7,672 | -86.1% |
| Amounts payable within one year | 42/48 | €8,910 | €1,238 | -€7,672 | -86.1% |
| Taxes, remuneration and social security | 45 | €3,687 | €1,238 | -€2,449 | -66.4% |
| Taxes | 450/3 | €3,687 | €1,238 | -€2,449 | -66.4% |
| Other amounts payable | 47/48 | €5,223 | - | -€5,223 | |
| Other operating charges | 640/8 | €71 | €50 | -€21 | -29.6% |
| Gross operating margin | 9900 | €11,443 | €6,262 | -€5,181 | -45.3% |
| Operating profit (loss) | 9901 | €11,372 | €6,212 | -€5,160 | -45.4% |
| Financial charges | 65/66B | €637 | €410 | -€227 | -35.6% |
| Recurring financial charges | 65 | €637 | €410 | -€227 | -35.6% |
| Profit (loss) for the period before taxes | 9903 | €10,735 | €5,802 | -€4,933 | -46.0% |
| Profit (loss) for the period | 9904 | €10,735 | €5,802 | -€4,933 | -46.0% |
| Profit (loss) for the period to be appropriated | 9905 | €10,735 | €5,802 | -€4,933 | -46.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 19 October 2026 via checked.be.