Nedbit: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Nedbit
Largest movements
- Cash +€24,163
up €24,163 (+17.5%), from €138,287 to €162,450
mainly Net result for the year (+€61,190) and Depreciation (+€19,835)
- Receivables after one year +€19,531
new in 2025: €19,531
- Receivables within one year -€12,740
down €12,740 (-26.2%), from €48,616 to €35,875
- Reserves +€61,190
up €61,190 (+19.8%), from €308,691 to €369,881
- Debts after one year -€21,155
down €21,155 (-11.1%), from €191,356 to €170,201
- Other debts -€8,867
down €8,867 (-91.7%), from €9,664 to €798
- Other operating charges -€9,040
down €9,040 (-93.4%), from €9,682 to €642
- Depreciation +€3,651
up €3,651 (+22.6%), from €16,184 to €19,835
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €565,381 | €599,339 | +€33,959 | +6.0% |
| Fixed assets | 21/28 | €354,887 | €357,284 | +€2,397 | +0.7% |
| Tangible fixed assets | 22/27 | €354,887 | €357,284 | +€2,397 | +0.7% |
| Land and buildings | 22 | €341,164 | €347,042 | +€5,878 | +1.7% |
| Plant, machinery and equipment | 23 | €4,681 | €3,198 | -€1,483 | -31.7% |
| Furniture and vehicles | 24 | €9,042 | €7,044 | -€1,999 | -22.1% |
| Current assets | 29/58 | €210,494 | €242,056 | +€31,562 | +15.0% |
| Amounts receivable after more than one year | 29 | - | €19,531 | +€19,531 | |
| Other amounts receivable | 291 | - | €19,531 | +€19,531 | |
| Amounts receivable within one year | 40/41 | €48,616 | €35,875 | -€12,740 | -26.2% |
| Trade receivables | 40 | €48,616 | €35,875 | -€12,740 | -26.2% |
| Current investments | 50/53 | €22,600 | €22,600 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €138,287 | €162,450 | +€24,163 | +17.5% |
| Deferred charges and accrued income | 490/1 | €992 | €1,599 | +€608 | +61.3% |
| Total equity and liabilities | 10/49 | €565,381 | €599,339 | +€33,959 | +6.0% |
| Equity | 10/15 | €314,891 | €376,081 | +€61,190 | +19.4% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €308,691 | €369,881 | +€61,190 | +19.8% |
| Distributable reserves | 133 | €308,691 | €369,881 | +€61,190 | +19.8% |
| Amounts payable | 17/49 | €250,489 | €223,258 | -€27,231 | -10.9% |
| Amounts payable after more than one year | 17 | €191,356 | €170,201 | -€21,155 | -11.1% |
| Financial debts | 170/4 | €191,356 | €170,201 | -€21,155 | -11.1% |
| Amounts payable within one year | 42/48 | €59,133 | €51,042 | -€8,091 | -13.7% |
| Current portion of amounts payable after more than one year | 42 | €24,727 | €26,567 | +€1,841 | +7.4% |
| Trade debts | 44 | €3,354 | €2,435 | -€919 | -27.4% |
| Suppliers | 440/4 | €3,354 | €2,435 | -€919 | -27.4% |
| Taxes, remuneration and social security | 45 | €21,388 | €21,242 | -€146 | -0.7% |
| Taxes | 450/3 | €18,465 | €14,055 | -€4,410 | -23.9% |
| Remuneration and social security | 454/9 | €2,923 | €7,187 | +€4,264 | +145.9% |
| Other amounts payable | 47/48 | €9,664 | €798 | -€8,867 | -91.7% |
| Accrued charges and deferred income | 492/3 | - | €2,014 | +€2,014 | |
| Remuneration, social security and pensions | 62 | €24,918 | €25,550 | +€633 | +2.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €16,184 | €19,835 | +€3,651 | +22.6% |
| Other operating charges | 640/8 | €9,682 | €642 | -€9,040 | -93.4% |
| Gross operating margin | 9900 | €135,263 | €134,091 | -€1,172 | -0.9% |
| Operating profit (loss) | 9901 | €84,480 | €88,063 | +€3,584 | +4.2% |
| Financial income | 75/76B | - | €571 | +€571 | |
| Recurring financial income | 75 | - | €571 | +€571 | |
| Financial charges | 65/66B | €4,634 | €3,955 | -€679 | -14.6% |
| Recurring financial charges | 65 | €4,634 | €3,955 | -€679 | -14.6% |
| Profit (loss) for the period before taxes | 9903 | €79,845 | €84,679 | +€4,834 | +6.1% |
| Income taxes | 67/77 | €22,503 | €23,489 | +€986 | +4.4% |
| Profit (loss) for the period | 9904 | €57,342 | €61,190 | +€3,848 | +6.7% |
| Profit (loss) for the period to be appropriated | 9905 | €57,342 | €61,190 | +€3,848 | +6.7% |
Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 2 October 2026 via checked.be.