NBV RUCHA: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
NBV RUCHA
Largest movements
- Receivables within one year +€159,720
new in 2025: €159,720
- Cash +€41,487
up €41,487 (+35.9%), from €115,622 to €157,108
mainly Net result for the year (+€154,729) and Tax, wage and social debts (+€47,061)
- Reserves +€154,729
up €154,729 (+185.4%), from €83,470 to €238,199
- Tax, wage and social debts +€47,061
up €47,061 (+144.3%), from €32,612 to €79,673
- Gross operating margin +€120,795
up €120,795 (+148.2%), from €81,501 to €202,297
- Taxes +€29,455
up €29,455 (+172.1%), from €17,110 to €46,565
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €116,795 | €318,071 | +€201,277 | +172.3% |
| Current assets | 29/58 | €116,795 | €318,071 | +€201,277 | +172.3% |
| Amounts receivable within one year | 40/41 | - | €159,720 | +€159,720 | |
| Trade receivables | 40 | - | €159,720 | +€159,720 | |
| Cash at bank and in hand | 54/58 | €115,622 | €157,108 | +€41,487 | +35.9% |
| Deferred charges and accrued income | 490/1 | €1,173 | €1,243 | +€70 | +6.0% |
| Total equity and liabilities | 10/49 | €116,795 | €318,071 | +€201,277 | +172.3% |
| Equity | 10/15 | €83,570 | €238,299 | +€154,729 | +185.1% |
| Contributions | 10/11 | €100 | €100 | = | 0.0% |
| Reserves | 13 | €83,470 | €238,199 | +€154,729 | +185.4% |
| Distributable reserves | 133 | €83,470 | €238,199 | +€154,729 | +185.4% |
| Amounts payable | 17/49 | €33,225 | €79,773 | +€46,548 | +140.1% |
| Amounts payable within one year | 42/48 | €33,225 | €79,773 | +€46,548 | +140.1% |
| Trade debts | 44 | - | €81 | +€81 | |
| Suppliers | 440/4 | - | €81 | +€81 | |
| Taxes, remuneration and social security | 45 | €32,612 | €79,673 | +€47,061 | +144.3% |
| Taxes | 450/3 | €32,612 | €79,673 | +€47,061 | +144.3% |
| Other amounts payable | 47/48 | €613 | €19 | -€594 | -96.9% |
| Other operating charges | 640/8 | €1,211 | €780 | -€430 | -35.5% |
| Gross operating margin | 9900 | €81,501 | €202,297 | +€120,795 | +148.2% |
| Operating profit (loss) | 9901 | €80,290 | €201,516 | +€121,226 | +151.0% |
| Financial income | 75/76B | €58 | - | -€58 | |
| Recurring financial income | 75 | €58 | - | -€58 | |
| Financial charges | 65/66B | €127 | €223 | +€96 | +75.6% |
| Recurring financial charges | 65 | €127 | €223 | +€96 | +75.6% |
| Profit (loss) for the period before taxes | 9903 | €80,222 | €201,293 | +€121,072 | +150.9% |
| Income taxes | 67/77 | €17,110 | €46,565 | +€29,455 | +172.1% |
| Profit (loss) for the period | 9904 | €63,112 | €154,729 | +€91,617 | +145.2% |
| Profit (loss) for the period to be appropriated | 9905 | €63,112 | €154,729 | +€91,617 | +145.2% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.