NBM Office: what changed
NBM Office
Largest movements
- Cash +€31,357
up €31,357 (+30.7%), from €102,192 to €133,549
mainly Other debts (+€82,090) and Net result for the year (+€65,415)
- Tangible fixed assets -€5,356
down €5,356 (-15.7%), from €34,079 to €28,723
of which Furniture and vehicles: -€5,201
- Receivables within one year +€3,200
up €3,200 (+104%), from €3,066 to €6,266
of which Trade receivables: +€6,050
- Other debts +€82,090
up €82,090 (+147%), from €55,994 to €138,084
- Profit (loss) carried forward -€54,585
down €54,585 (-96.3%), from €56,664 to €2,080
- Tax, wage and social debts +€1,924
up €1,924 (+24.1%), from €7,987 to €9,911
- Gross operating margin +€22,670
up €22,670 (+32.4%), from €70,021 to €92,691
- Taxes +€3,839
up €3,839 (+28.5%), from €13,448 to €17,287
- Depreciation +€1,875
up €1,875 (+29.2%), from €6,415 to €8,290
- Financial income -€1,714
no longer reported in 2025 (was €1,714)
- Other operating charges -€947
down €947 (-39.9%), from €2,372 to €1,425
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €141,623 | €170,578 | +€28,954 | +20.4% |
| Fixed assets | 21/28 | €35,379 | €30,023 | -€5,356 | -15.1% |
| Tangible fixed assets | 22/27 | €34,079 | €28,723 | -€5,356 | -15.7% |
| Furniture and vehicles | 24 | €33,253 | €28,053 | -€5,201 | -15.6% |
| Other tangible fixed assets | 26 | €826 | €670 | -€155 | -18.8% |
| Financial fixed assets | 28 | €1,300 | €1,300 | = | 0.0% |
| Current assets | 29/58 | €106,244 | €140,555 | +€34,311 | +32.3% |
| Amounts receivable within one year | 40/41 | €3,066 | €6,266 | +€3,200 | +104% |
| Trade receivables | 40 | - | €6,050 | +€6,050 | |
| Other amounts receivable | 41 | €3,066 | €216 | -€2,850 | -93.0% |
| Cash at bank and in hand | 54/58 | €102,192 | €133,549 | +€31,357 | +30.7% |
| Deferred charges and accrued income | 490/1 | €986 | €740 | -€246 | -25.0% |
| Total equity and liabilities | 10/49 | €141,623 | €170,578 | +€28,954 | +20.4% |
| Equity | 10/15 | €77,124 | €22,540 | -€54,585 | -70.8% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €56,664 | €2,080 | -€54,585 | -96.3% |
| Amounts payable | 17/49 | €64,499 | €148,038 | +€83,539 | +130% |
| Amounts payable within one year | 42/48 | €64,499 | €148,038 | +€83,539 | +130% |
| Trade debts | 44 | €518 | €43 | -€475 | -91.7% |
| Suppliers | 440/4 | €518 | €43 | -€475 | -91.7% |
| Taxes, remuneration and social security | 45 | €7,987 | €9,911 | +€1,924 | +24.1% |
| Taxes | 450/3 | €7,987 | €9,911 | +€1,924 | +24.1% |
| Other amounts payable | 47/48 | €55,994 | €138,084 | +€82,090 | +147% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €6,415 | €8,290 | +€1,875 | +29.2% |
| Other operating charges | 640/8 | €2,372 | €1,425 | -€947 | -39.9% |
| Gross operating margin | 9900 | €70,021 | €92,691 | +€22,670 | +32.4% |
| Operating profit (loss) | 9901 | €61,234 | €82,976 | +€21,742 | +35.5% |
| Financial income | 75/76B | €1,714 | - | -€1,714 | |
| Recurring financial income | 75 | €1,714 | - | -€1,714 | |
| Financial charges | 65/66B | €177 | €274 | +€97 | +54.5% |
| Recurring financial charges | 65 | €177 | €274 | +€97 | +54.5% |
| Profit (loss) for the period before taxes | 9903 | €62,771 | €82,702 | +€19,931 | +31.8% |
| Income taxes | 67/77 | €13,448 | €17,287 | +€3,839 | +28.5% |
| Profit (loss) for the period | 9904 | €49,323 | €65,415 | +€16,093 | +32.6% |
| Profit (loss) for the period to be appropriated | 9905 | €49,323 | €65,415 | +€16,093 | +32.6% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 4 November 2026 via checked.be.