NB IMMOBILIER: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
NB IMMOBILIER
Largest movements
- Tangible fixed assets -€18,249
down €18,249 (-7.2%), from €253,625 to €235,376
of which Land and buildings: -€9,805
- Profit (loss) carried forward -€17,862
down €17,862 (-44.6%), from -€40,059 to -€57,921
- Other debts +€8,990
up €8,990 (+46.5%), from €19,317 to €28,307
- Debts after one year -€6,818
down €6,818 (-5.8%), from €117,238 to €110,420
- Gross operating margin +€2,320
up €2,320 (+40.9%), from €5,670 to €7,990
- Other operating charges +€817
up €817 (+153%), from €533 to €1,350
- Financial charges -€352
down €352 (-5.6%), from €6,270 to €5,918
of which Non-recurring financial charges: -€215
- Taxes -€284
no longer reported in 2025 (was €284)
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €255,911 | €239,172 | -€16,739 | -6.5% |
| Fixed assets | 21/28 | €253,625 | €235,526 | -€18,099 | -7.1% |
| Tangible fixed assets | 22/27 | €253,625 | €235,376 | -€18,249 | -7.2% |
| Land and buildings | 22 | €225,309 | €215,505 | -€9,805 | -4.4% |
| Furniture and vehicles | 24 | €28,316 | €19,871 | -€8,444 | -29.8% |
| Financial fixed assets | 28 | - | €150 | +€150 | |
| Current assets | 29/58 | €2,286 | €3,646 | +€1,360 | +59.5% |
| Amounts receivable within one year | 40/41 | €242 | €1,936 | +€1,694 | +700% |
| Trade receivables | 40 | €242 | €1,936 | +€1,694 | +700% |
| Cash at bank and in hand | 54/58 | €1,664 | €512 | -€1,152 | -69.2% |
| Deferred charges and accrued income | 490/1 | €379 | €1,197 | +€818 | +216% |
| Total equity and liabilities | 10/49 | €255,911 | €239,172 | -€16,739 | -6.5% |
| Equity | 10/15 | €109,941 | €92,079 | -€17,862 | -16.2% |
| Contributions | 10/11 | €150,000 | €150,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€40,059 | -€57,921 | -€17,862 | -44.6% |
| Amounts payable | 17/49 | €145,969 | €147,093 | +€1,123 | +0.8% |
| Amounts payable after more than one year | 17 | €117,238 | €110,420 | -€6,818 | -5.8% |
| Financial debts | 170/4 | €117,238 | €110,420 | -€6,818 | -5.8% |
| Amounts payable within one year | 42/48 | €28,732 | €36,673 | +€7,942 | +27.6% |
| Financial debts | 43 | €6,522 | €6,818 | +€296 | +4.5% |
| Credit institutions | 430/8 | €6,522 | €6,818 | +€296 | +4.5% |
| Trade debts | 44 | €832 | €621 | -€211 | -25.4% |
| Suppliers | 440/4 | €832 | €621 | -€211 | -25.4% |
| Taxes, remuneration and social security | 45 | €2,059 | €927 | -€1,133 | -55.0% |
| Taxes | 450/3 | €2,059 | €927 | -€1,133 | -55.0% |
| Other amounts payable | 47/48 | €19,317 | €28,307 | +€8,990 | +46.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €18,543 | €18,592 | +€49 | +0.3% |
| Other operating charges | 640/8 | €533 | €1,350 | +€817 | +153% |
| Gross operating margin | 9900 | €5,670 | €7,990 | +€2,320 | +40.9% |
| Operating profit (loss) | 9901 | -€13,406 | -€11,953 | +€1,454 | +10.8% |
| Financial income | 75/76B | €47 | €8 | -€39 | -82.6% |
| Recurring financial income | 75 | €47 | €8 | -€39 | -82.6% |
| Financial charges | 65/66B | €6,270 | €5,918 | -€352 | -5.6% |
| Recurring financial charges | 65 | €5,878 | €5,741 | -€137 | -2.3% |
| Non-recurring financial charges | 66B | €392 | €177 | -€215 | -54.8% |
| Profit (loss) for the period before taxes | 9903 | -€19,629 | -€17,862 | +€1,767 | +9.0% |
| Income taxes | 67/77 | €284 | - | -€284 | |
| Profit (loss) for the period | 9904 | -€19,913 | -€17,862 | +€2,051 | +10.3% |
| Profit (loss) for the period to be appropriated | 9905 | -€19,913 | -€17,862 | +€2,051 | +10.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 25 October 2026 via checked.be.