NB AUTO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
NB AUTO
Largest movements
- Receivables within one year +€15,254
up €15,254 (+25.0%), from €60,994 to €76,248
of which Other amounts receivable: +€18,499
- Cash -€13,899
down €13,899 (-93.8%), from €14,820 to €921
mainly Receivables within one year (-€15,254) and Debts after one year (-€7,538)
- Tangible fixed assets -€11,844
down €11,844 (-5.3%), from €221,677 to €209,833
of which Land and buildings: -€11,595
- Debts after one year -€7,538
down €7,538 (-5.5%), from €136,044 to €128,506
- Trade debts -€6,540
down €6,540 (-59.2%), from €11,054 to €4,514
- Profit (loss) carried forward +€6,482
up €6,482 (+14.8%), from -€43,787 to -€37,305
- Other debts -€3,145
down €3,145 (-1.9%), from €169,765 to €166,620
- Gross operating margin -€12,793
down €12,793 (-30.7%), from €41,737 to €28,944
- Financial income +€1,394
up €1,394 (+126.2%), from €1,105 to €2,499
- Depreciation +€905
up €905 (+8.3%), from €10,939 to €11,844
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €300,134 | €289,772 | -€10,362 | -3.5% |
| Fixed assets | 21/28 | €221,677 | €209,833 | -€11,844 | -5.3% |
| Tangible fixed assets | 22/27 | €221,677 | €209,833 | -€11,844 | -5.3% |
| Land and buildings | 22 | €220,665 | €209,070 | -€11,595 | -5.3% |
| Plant, machinery and equipment | 23 | €1,012 | €763 | -€249 | -24.6% |
| Current assets | 29/58 | €78,457 | €79,939 | +€1,482 | +1.9% |
| Amounts receivable within one year | 40/41 | €60,994 | €76,248 | +€15,254 | +25.0% |
| Trade receivables | 40 | €10,445 | €7,200 | -€3,245 | -31.1% |
| Other amounts receivable | 41 | €50,549 | €69,048 | +€18,499 | +36.6% |
| Cash at bank and in hand | 54/58 | €14,820 | €921 | -€13,899 | -93.8% |
| Deferred charges and accrued income | 490/1 | €2,643 | €2,770 | +€127 | +4.8% |
| Total equity and liabilities | 10/49 | €300,134 | €289,772 | -€10,362 | -3.5% |
| Equity | 10/15 | -€23,887 | -€17,405 | +€6,482 | +27.1% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €1,300 | €1,300 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,300 | €1,300 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,300 | €1,300 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€43,787 | -€37,305 | +€6,482 | +14.8% |
| Amounts payable | 17/49 | €324,021 | €307,177 | -€16,844 | -5.2% |
| Amounts payable after more than one year | 17 | €136,044 | €128,506 | -€7,538 | -5.5% |
| Financial debts | 170/4 | €136,044 | €128,506 | -€7,538 | -5.5% |
| Amounts payable within one year | 42/48 | €187,977 | €178,671 | -€9,306 | -5.0% |
| Current portion of amounts payable after more than one year | 42 | €7,158 | €7,537 | +€379 | +5.3% |
| Trade debts | 44 | €11,054 | €4,514 | -€6,540 | -59.2% |
| Suppliers | 440/4 | €11,054 | €4,514 | -€6,540 | -59.2% |
| Other amounts payable | 47/48 | €169,765 | €166,620 | -€3,145 | -1.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €10,939 | €11,844 | +€905 | +8.3% |
| Other operating charges | 640/8 | €5,895 | €5,627 | -€268 | -4.5% |
| Gross operating margin | 9900 | €41,737 | €28,944 | -€12,793 | -30.7% |
| Operating profit (loss) | 9901 | €24,903 | €11,473 | -€13,430 | -53.9% |
| Financial income | 75/76B | €1,105 | €2,499 | +€1,394 | +126.2% |
| Recurring financial income | 75 | €1,105 | €2,499 | +€1,394 | +126.2% |
| Financial charges | 65/66B | €7,732 | €7,490 | -€242 | -3.1% |
| Recurring financial charges | 65 | €7,732 | €7,490 | -€242 | -3.1% |
| Profit (loss) for the period before taxes | 9903 | €18,276 | €6,482 | -€11,794 | -64.5% |
| Profit (loss) for the period | 9904 | €18,276 | €6,482 | -€11,794 | -64.5% |
| Profit (loss) for the period to be appropriated | 9905 | €18,276 | €6,482 | -€11,794 | -64.5% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 3 October 2026 via checked.be.