NATUURLIJK WONEN: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
NATUURLIJK WONEN
Largest movements
- Stocks and contracts +€104,024
up €104,024 (+35.1%), from €296,302 to €400,326
- Cash -€38,880
down €38,880 (-9.8%), from €397,731 to €358,851
mainly Stocks and contracts (-€104,024) and Deferred charges and accrued income (-€1,277)
- Reserves +€89,500
up €89,500 (+142%), from €63,000 to €152,500
of which Distributable reserves: +€89,500
- Profit (loss) carried forward -€41,637
down €41,637 (-94.7%), from €43,970 to €2,333
- Other debts +€9,049
up €9,049 (+4.6%), from €194,614 to €203,663
- Financial income -€1,604
down €1,604 (-25.2%), from €6,359 to €4,756
- Taxes +€1,312
up €1,312 (+8.9%), from €14,666 to €15,978
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €808,610 | €865,137 | +€56,527 | +7.0% |
| Fixed assets | 21/28 | €106,320 | €102,374 | -€3,946 | -3.7% |
| Tangible fixed assets | 22/27 | €106,320 | €102,374 | -€3,946 | -3.7% |
| Land and buildings | 22 | €106,320 | €102,374 | -€3,946 | -3.7% |
| Current assets | 29/58 | €702,290 | €762,763 | +€60,473 | +8.6% |
| Stocks and contracts in progress | 3 | €296,302 | €400,326 | +€104,024 | +35.1% |
| Stocks | 30/36 | €296,302 | €400,326 | +€104,024 | +35.1% |
| Amounts receivable within one year | 40/41 | €7,896 | €1,948 | -€5,947 | -75.3% |
| Other amounts receivable | 41 | €7,896 | €1,948 | -€5,947 | -75.3% |
| Cash at bank and in hand | 54/58 | €397,731 | €358,851 | -€38,880 | -9.8% |
| Deferred charges and accrued income | 490/1 | €361 | €1,638 | +€1,277 | +354% |
| Total equity and liabilities | 10/49 | €808,610 | €865,137 | +€56,527 | +7.0% |
| Equity | 10/15 | €594,576 | €642,439 | +€47,863 | +8.0% |
| Contributions | 10/11 | €487,605 | €487,605 | = | 0.0% |
| Reserves | 13 | €63,000 | €152,500 | +€89,500 | +142% |
| Non-distributable reserves | 130/1 | €47,500 | €47,500 | = | 0.0% |
| Reserves not available under the articles | 1311 | €47,500 | €47,500 | = | 0.0% |
| Distributable reserves | 133 | €15,500 | €105,000 | +€89,500 | +577% |
| Profit (loss) carried forward | 14 | €43,970 | €2,333 | -€41,637 | -94.7% |
| Amounts payable | 17/49 | €214,034 | €222,698 | +€8,664 | +4.0% |
| Amounts payable within one year | 42/48 | €198,313 | €206,513 | +€8,200 | +4.1% |
| Financial debts | 43 | €2,850 | €2,850 | -€0 | 0.0% |
| Other loans | 439 | €2,850 | €2,850 | -€0 | 0.0% |
| Trade debts | 44 | €849 | - | -€849 | |
| Suppliers | 440/4 | €849 | - | -€849 | |
| Other amounts payable | 47/48 | €194,614 | €203,663 | +€9,049 | +4.6% |
| Accrued charges and deferred income | 492/3 | €15,721 | €16,186 | +€464 | +3.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,946 | €3,946 | = | 0.0% |
| Other operating charges | 640/8 | €1,620 | €1,424 | -€197 | -12.1% |
| Gross operating margin | 9900 | €77,568 | €78,000 | +€432 | +0.6% |
| Operating profit (loss) | 9901 | €72,001 | €72,630 | +€628 | +0.9% |
| Financial income | 75/76B | €6,359 | €4,756 | -€1,604 | -25.2% |
| Recurring financial income | 75 | €6,359 | €4,756 | -€1,604 | -25.2% |
| Financial charges | 65/66B | €13,069 | €13,544 | +€476 | +3.6% |
| Recurring financial charges | 65 | €13,069 | €13,544 | +€476 | +3.6% |
| Profit (loss) for the period before taxes | 9903 | €65,292 | €63,841 | -€1,451 | -2.2% |
| Income taxes | 67/77 | €14,666 | €15,978 | +€1,312 | +8.9% |
| Profit (loss) for the period | 9904 | €50,626 | €47,863 | -€2,763 | -5.5% |
| Profit (loss) for the period to be appropriated | 9905 | €50,626 | €47,863 | -€2,763 | -5.5% |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.