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NAROS: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

NAROS

BE 0802.622.936
NACE 46.190, Agents in non-specialised wholesale trade
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€14,649
2024 · €11,182+€3,466
Equity
€27,831
2024 · €13,182+€14,649
Cash
-
2024 · €10,332-€10,332
Balance sheet total
€55,146
2024 · €60,476-€5,329

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€16,419

    up €16,419 (+154.1%), from €10,658 to €27,078

    of which Trade receivables: +€16,412

  • Tangible fixed assets -€11,417

    down €11,417 (-28.9%), from €39,486 to €28,069

    of which Furniture and vehicles: -€10,950

  • Cash -€10,332

    no longer reported in 2025 (was €10,332)

    mainly Receivables within one year (-€16,419) and Debts after one year (-€10,281)

Equity and liabilities
  • Profit (loss) carried forward +€14,649

    up €14,649 (+131.0%), from €11,182 to €25,831

  • Debts after one year -€10,281

    no longer reported in 2025 (was €10,281)

  • Current portion of long-term debt -€6,601

    down €6,601 (-39.1%), from €16,882 to €10,281

  • Tax, wage and social debts -€3,544

    down €3,544 (-28.6%), from €12,384 to €8,840

    of which Remuneration and social security: -€2,350

  • Other debts -€1,576

    down €1,576 (-34.6%), from €4,562 to €2,986

Income statement
  • Depreciation -€5,247

    down €5,247 (-31.5%), from €16,664 to €11,417

  • Gross operating margin -€3,174

    down €3,174 (-9.0%), from €35,197 to €32,023

  • Financial charges -€1,855

    down €1,855 (-54.8%), from €3,387 to €1,532

  • Taxes +€697

    up €697 (+19.6%), from €3,559 to €4,255

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €11,182
Gross operating margin -€3,174
Depreciation +€5,247
Other operating charges +€305
Financial income -€70
Financial charges +€1,855
Taxes -€697
Result 2025 €14,649

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€5,601
Investment €0
Financing -€15,933
Cash 2024 €10,332
Net result for the year +€14,649
Depreciation +€11,417
Receivables within one year -€16,419
Trade debts +€1,075
Tax, wage and social debts -€3,544
Other debts -€1,576
Debts after one year -€10,281
Current portion of long-term debt -€6,601
Short-term financial debts +€949
Cash 2025 €0
Every line side by side 39 lines
Line Code 2024 2025 Change %
Total assets 20/58 €60,476 €55,146 -€5,329 -8.8%
Fixed assets 21/28 €39,486 €28,069 -€11,417 -28.9%
Tangible fixed assets 22/27 €39,486 €28,069 -€11,417 -28.9%
Plant, machinery and equipment 23 €863 €396 -€467 -54.1%
Furniture and vehicles 24 €38,623 €27,673 -€10,950 -28.4%
Current assets 29/58 €20,990 €27,078 +€6,088 +29.0%
Amounts receivable within one year 40/41 €10,658 €27,078 +€16,419 +154.1%
Trade receivables 40 €10,237 €26,649 +€16,412 +160.3%
Other amounts receivable 41 €421 €428 +€8 +1.9%
Cash at bank and in hand 54/58 €10,332 - -€10,332
Total equity and liabilities 10/49 €60,476 €55,146 -€5,329 -8.8%
Equity 10/15 €13,182 €27,831 +€14,649 +111.1%
Contributions 10/11 €2,000 €2,000 = 0.0%
Profit (loss) carried forward 14 €11,182 €25,831 +€14,649 +131.0%
Amounts payable 17/49 €47,293 €27,315 -€19,978 -42.2%
Amounts payable after more than one year 17 €10,281 - -€10,281
Financial debts 170/4 €10,281 - -€10,281
Amounts payable within one year 42/48 €37,012 €27,315 -€9,697 -26.2%
Current portion of amounts payable after more than one year 42 €16,882 €10,281 -€6,601 -39.1%
Financial debts 43 - €949 +€949
Credit institutions 430/8 - €949 +€949
Trade debts 44 €3,185 €4,261 +€1,075 +33.8%
Suppliers 440/4 €3,185 €4,261 +€1,075 +33.8%
Taxes, remuneration and social security 45 €12,384 €8,840 -€3,544 -28.6%
Taxes 450/3 €10,034 €8,840 -€1,194 -11.9%
Remuneration and social security 454/9 €2,350 - -€2,350
Other amounts payable 47/48 €4,562 €2,986 -€1,576 -34.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €16,664 €11,417 -€5,247 -31.5%
Other operating charges 640/8 €485 €180 -€305 -62.9%
Gross operating margin 9900 €35,197 €32,023 -€3,174 -9.0%
Operating profit (loss) 9901 €18,048 €20,426 +€2,378 +13.2%
Financial income 75/76B €80 €10 -€70 -87.5%
Recurring financial income 75 €80 €10 -€70 -87.5%
Financial charges 65/66B €3,387 €1,532 -€1,855 -54.8%
Recurring financial charges 65 €3,387 €1,532 -€1,855 -54.8%
Profit (loss) for the period before taxes 9903 €14,741 €18,904 +€4,163 +28.2%
Income taxes 67/77 €3,559 €4,255 +€697 +19.6%
Profit (loss) for the period 9904 €11,182 €14,649 +€3,466 +31.0%
Profit (loss) for the period to be appropriated 9905 €11,182 €14,649 +€3,466 +31.0%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.