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NADER: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

NADER

BE 0440.582.413
NACE 49.330, On-demand passenger transport by chauffeured vehicle
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€670
2024 · €627+€44
Equity
€4,109
2024 · €3,439+€670
Cash
€1,710
2024 · €1,771-€60
Balance sheet total
€38,864
2024 · €23,323+€15,541

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€8,130

    up €8,130 (+115.0%), from €7,069 to €15,199

    of which Trade receivables: +€13,416

  • Tangible fixed assets +€7,471

    up €7,471 (+51.7%), from €14,459 to €21,929

Equity and liabilities
  • Other debts +€16,828

    new in 2025: €16,828

  • Current portion of long-term debt -€3,134

    down €3,134 (-33.3%), from €9,401 to €6,267

  • Trade debts +€1,176

    new in 2025: €1,176

  • Profit (loss) carried forward +€670

    up €670 (+24.3%), from -€2,758 to -€2,088

Income statement
  • Turnover -€26,462

    no longer reported in 2025 (was €26,462)

  • Gross operating margin +€19,632

    up €19,632 (+237.5%), from €8,266 to €27,898

  • Purchases and services -€18,195

    no longer reported in 2025 (was €18,195)

  • Staff costs +€17,794

    new in 2025: €17,794

  • Other operating charges +€2,027

    new in 2025: €2,027

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €627
Gross operating margin +€19,632
Staff costs -€17,794
Other operating charges -€2,027
Financial charges +€233
Result 2025 €670

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€17,773
Investment -€14,700
Financing -€3,134
Cash 2024 €1,771
Net result for the year +€670
Depreciation +€7,229
Receivables within one year -€8,130
Trade debts +€1,176
Other debts +€16,828
Investment in fixed assets (net) -€14,700
Current portion of long-term debt -€3,134
Cash 2025 €1,710
Every line side by side 34 lines
Line Code 2024 2025 Change %
Total assets 20/58 €23,323 €38,864 +€15,541 +66.6%
Fixed assets 21/28 €14,484 €21,955 +€7,471 +51.6%
Tangible fixed assets 22/27 €14,459 €21,929 +€7,471 +51.7%
Furniture and vehicles 24 €14,459 €21,929 +€7,471 +51.7%
Financial fixed assets 28 €26 €26 = 0.0%
Current assets 29/58 €8,839 €16,909 +€8,070 +91.3%
Amounts receivable within one year 40/41 €7,069 €15,199 +€8,130 +115.0%
Trade receivables 40 €950 €14,366 +€13,416 +1412.1%
Other amounts receivable 41 €6,118 €833 -€5,285 -86.4%
Cash at bank and in hand 54/58 €1,771 €1,710 -€60 -3.4%
Total equity and liabilities 10/49 €23,323 €38,864 +€15,541 +66.6%
Equity 10/15 €3,439 €4,109 +€670 +19.5%
Contributions 10/11 €6,197 €6,197 = 0.0%
Profit (loss) carried forward 14 -€2,758 -€2,088 +€670 +24.3%
Amounts payable 17/49 €19,884 €34,755 +€14,870 +74.8%
Amounts payable after more than one year 17 €10,484 €10,484 = 0.0%
Financial debts 170/4 €10,484 €10,484 = 0.0%
Amounts payable within one year 42/48 €9,401 €24,271 +€14,870 +158.2%
Current portion of amounts payable after more than one year 42 €9,401 €6,267 -€3,134 -33.3%
Trade debts 44 - €1,176 +€1,176
Suppliers 440/4 - €1,176 +€1,176
Other amounts payable 47/48 - €16,828 +€16,828
Turnover 70 €26,462 - -€26,462
Goods, raw materials, services and sundry goods 60/61 €18,195 - -€18,195
Remuneration, social security and pensions 62 - €17,794 +€17,794
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €7,229 €7,229 = 0.0%
Other operating charges 640/8 - €2,027 +€2,027
Gross operating margin 9900 €8,266 €27,898 +€19,632 +237.5%
Operating profit (loss) 9901 €1,037 €847 -€190 -18.3%
Financial charges 65/66B €410 €177 -€233 -56.9%
Recurring financial charges 65 €410 €177 -€233 -56.9%
Profit (loss) for the period before taxes 9903 €627 €670 +€44 +7.0%
Profit (loss) for the period 9904 €627 €670 +€44 +7.0%
Profit (loss) for the period to be appropriated 9905 €627 €670 +€44 +7.0%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.