N@HOME: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
N@HOME
Largest movements
- Receivables within one year +€86,845
up €86,845 (+199%), from €43,618 to €130,463
of which Trade receivables: +€86,882
- Cash -€10,547
down €10,547 (-30.4%), from €34,696 to €24,149
mainly Receivables within one year (-€86,845) and Investment in fixed assets (net) (-€39,914)
- Tangible fixed assets +€9,371
up €9,371 (+9.9%), from €94,190 to €103,561
- Tax, wage and social debts +€71,417
up €71,417 (+174%), from €40,995 to €112,413
of which Remuneration and social security: +€73,833
- Profit (loss) carried forward -€25,109
down €25,109 (-52.9%), from €47,431 to €22,323
- Trade debts +€21,519
up €21,519 (+119%), from €18,016 to €39,535
- Other debts +€16,917
up €16,917 (+2,417%), from €700 to €17,617
- Current portion of long-term debt +€8,071
up €8,071 (+67.1%), from €12,023 to €20,094
- Staff costs +€326,913
up €326,913 (+196%), from €166,954 to €493,867
- Gross operating margin +€267,653
up €267,653 (+110%), from €244,328 to €511,981
- Depreciation +€15,036
up €15,036 (+97.0%), from €15,507 to €30,543
- Taxes -€8,464
down €8,464 (-76.9%), from €11,000 to €2,536
- Financial charges +€5,335
up €5,335 (+391%), from €1,366 to €6,701
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €172,504 | €258,173 | +€85,669 | +49.7% |
| Fixed assets | 21/28 | €94,190 | €103,561 | +€9,371 | +9.9% |
| Tangible fixed assets | 22/27 | €94,190 | €103,561 | +€9,371 | +9.9% |
| Furniture and vehicles | 24 | €94,190 | €103,561 | +€9,371 | +9.9% |
| Current assets | 29/58 | €78,314 | €154,612 | +€76,298 | +97.4% |
| Amounts receivable within one year | 40/41 | €43,618 | €130,463 | +€86,845 | +199% |
| Trade receivables | 40 | €43,118 | €130,000 | +€86,882 | +201% |
| Other amounts receivable | 41 | €500 | €463 | -€37 | -7.4% |
| Cash at bank and in hand | 54/58 | €34,696 | €24,149 | -€10,547 | -30.4% |
| Total equity and liabilities | 10/49 | €172,504 | €258,173 | +€85,669 | +49.7% |
| Equity | 10/15 | €51,031 | €25,923 | -€25,109 | -49.2% |
| Contributions | 10/11 | €3,600 | €3,600 | = | 0.0% |
| Profit (loss) carried forward | 14 | €47,431 | €22,323 | -€25,109 | -52.9% |
| Amounts payable | 17/49 | €121,473 | €232,251 | +€110,778 | +91.2% |
| Amounts payable after more than one year | 17 | €49,738 | €42,592 | -€7,146 | -14.4% |
| Financial debts | 170/4 | €49,738 | €42,592 | -€7,146 | -14.4% |
| Amounts payable within one year | 42/48 | €71,735 | €189,659 | +€117,924 | +164% |
| Current portion of amounts payable after more than one year | 42 | €12,023 | €20,094 | +€8,071 | +67.1% |
| Trade debts | 44 | €18,016 | €39,535 | +€21,519 | +119% |
| Suppliers | 440/4 | €18,016 | €39,535 | +€21,519 | +119% |
| Taxes, remuneration and social security | 45 | €40,995 | €112,413 | +€71,417 | +174% |
| Taxes | 450/3 | €12,119 | €9,703 | -€2,416 | -19.9% |
| Remuneration and social security | 454/9 | €28,877 | €102,710 | +€73,833 | +256% |
| Other amounts payable | 47/48 | €700 | €17,617 | +€16,917 | +2,417% |
| Remuneration, social security and pensions | 62 | €166,954 | €493,867 | +€326,913 | +196% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €15,507 | €30,543 | +€15,036 | +97.0% |
| Other operating charges | 640/8 | €2,070 | €3,442 | +€1,372 | +66.3% |
| Gross operating margin | 9900 | €244,328 | €511,981 | +€267,653 | +110% |
| Operating profit (loss) | 9901 | €59,797 | -€15,871 | -€75,668 | |
| Financial charges | 65/66B | €1,366 | €6,701 | +€5,335 | +391% |
| Recurring financial charges | 65 | €1,366 | €6,701 | +€5,335 | +391% |
| Profit (loss) for the period before taxes | 9903 | €58,431 | -€22,572 | -€81,004 | |
| Income taxes | 67/77 | €11,000 | €2,536 | -€8,464 | -76.9% |
| Profit (loss) for the period | 9904 | €47,431 | -€25,109 | -€72,540 | |
| Profit (loss) for the period to be appropriated | 9905 | €47,431 | -€25,109 | -€72,540 |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.