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N-Construct: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

N-Construct

BE 0682.654.029
NACE 68.121, Development of residential building projects
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
-€12,250
2023 · -€9,912-€2,338
Equity
€96,752
2023 · €109,002-€12,250
Cash
€92,118
2023 · €107,022-€14,904
Balance sheet total
€118,497
2023 · €133,533-€15,036

Largest movements

2023 to 2024
Assets
  • Cash -€14,904

    down €14,904 (-13.9%), from €107,022 to €92,118

    mainly Net result for the year (-€12,250) and Other debts (-€2,509)

Equity and liabilities
  • Reserves -€9,002

    down €9,002 (-100.0%), from €9,002 to €0

  • Profit (loss) carried forward -€3,248

    down €3,248, from €0 to -€3,248

  • Other debts -€2,509

    down €2,509 (-11.8%), from €21,213 to €18,704

  • Trade debts -€2,051

    down €2,051 (-92.1%), from €2,227 to €176

Income statement
  • Gross operating margin -€11,072

    down €11,072, from €33 to -€11,040

  • Financial charges -€8,885

    down €8,885 (-99.3%), from €8,952 to €67

  • Financial income -€232

    down €232 (-100.0%), from €232 to €0

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 -€9,912
Gross operating margin -€11,072
Other operating charges +€82
Financial income -€232
Financial charges +€8,885
Result 2024 -€12,250

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€14,904
Investment €0
Financing €0
Cash 2023 €107,022
Net result for the year -€12,250
Stocks and contracts -€420
Receivables within one year +€552
Trade debts -€2,051
Tax, wage and social debts +€786
Other debts -€2,509
Accrued charges and deferred income +€988
Cash 2024 €92,118
Every line side by side 39 lines
Line Code 2023 2024 Change %
Total assets 20/58 €133,533 €118,497 -€15,036 -11.3%
Fixed assets 21/28 €23,000 €23,000 = 0.0%
Financial fixed assets 28 €23,000 €23,000 = 0.0%
Current assets 29/58 €110,533 €95,497 -€15,036 -13.6%
Stocks and contracts in progress 3 €1,446 €1,866 +€420 +29.1%
Stocks 30/36 €1,446 €1,866 +€420 +29.1%
Amounts receivable within one year 40/41 €2,065 €1,513 -€552 -26.7%
Trade receivables 40 €2,060 €1,513 -€548 -26.6%
Other amounts receivable 41 €5 €0 -€5 -100.0%
Cash at bank and in hand 54/58 €107,022 €92,118 -€14,904 -13.9%
Total equity and liabilities 10/49 €133,533 €118,497 -€15,036 -11.3%
Equity 10/15 €109,002 €96,752 -€12,250 -11.2%
Contributions 10/11 €100,000 €100,000 = 0.0%
Reserves 13 €9,002 €0 -€9,002 -100.0%
Distributable reserves 133 €9,002 €0 -€9,002 -100.0%
Profit (loss) carried forward 14 €0 -€3,248 -€3,248
Amounts payable 17/49 €24,531 €21,745 -€2,786 -11.4%
Amounts payable after more than one year 17 €0 - =
Financial debts 170/4 €0 - =
Other amounts payable 178/9 €0 - =
Amounts payable within one year 42/48 €23,440 €19,666 -€3,774 -16.1%
Trade debts 44 €2,227 €176 -€2,051 -92.1%
Suppliers 440/4 €2,227 €176 -€2,051 -92.1%
Taxes, remuneration and social security 45 €0 €786 +€786
Taxes 450/3 €0 €786 +€786
Other amounts payable 47/48 €21,213 €18,704 -€2,509 -11.8%
Accrued charges and deferred income 492/3 €1,091 €2,079 +€988 +90.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €0 - =
Other operating charges 640/8 €1,225 €1,144 -€82 -6.7%
Gross operating margin 9900 €33 -€11,040 -€11,072
Operating profit (loss) 9901 -€1,193 -€12,183 -€10,990 -921.5%
Financial income 75/76B €232 €0 -€232 -100.0%
Recurring financial income 75 €232 €0 -€232 -100.0%
Financial charges 65/66B €8,952 €67 -€8,885 -99.3%
Recurring financial charges 65 €8,952 €67 -€8,885 -99.3%
Profit (loss) for the period before taxes 9903 -€9,912 -€12,250 -€2,338 -23.6%
Income taxes 67/77 €0 - =
Profit (loss) for the period 9904 -€9,912 -€12,250 -€2,338 -23.6%
Profit (loss) for the period to be appropriated 9905 -€9,912 -€12,250 -€2,338 -23.6%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.