N&B Retail: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
N&B Retail
Largest movements
- Cash -€40,662
down €40,662 (-23.6%), from €172,301 to €131,639
mainly Debts after one year (-€120,000) and Other debts (-€17,261)
- Receivables within one year +€15,338
up €15,338 (+276%), from €5,564 to €20,902
of which Trade receivables: +€18,150
- Receivables after one year +€15,000
new in 2025: €15,000
- Profit (loss) carried forward +€120,138
up €120,138 (+8,691%), from €1,382 to €121,521
- Debts after one year -€120,000
down €120,000 (-80.0%), from €150,000 to €30,000
- Other debts -€17,261
down €17,261 (-2.8%), from €611,211 to €593,950
- Services and other goods +€165,174
up €165,174 (+1,413%), from €11,694 to €176,867
- Turnover +€165,000
up €165,000 (+1,100%), from €15,000 to €180,000
- Financial income +€120,000
new in 2025: €120,000
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €782,416 | €769,187 | -€13,229 | -1.7% |
| Formation expenses | 20 | €13,151 | €10,246 | -€2,905 | -22.1% |
| Fixed assets | 21/28 | €591,400 | €591,400 | = | 0.0% |
| Financial fixed assets | 28 | €591,400 | €591,400 | = | 0.0% |
| Affiliated companies | 280/1 | €591,400 | €591,400 | = | 0.0% |
| Participating interests | 280 | €591,400 | €591,400 | = | 0.0% |
| Current assets | 29/58 | €177,865 | €167,541 | -€10,324 | -5.8% |
| Amounts receivable after more than one year | 29 | - | €15,000 | +€15,000 | |
| Other amounts receivable | 291 | - | €15,000 | +€15,000 | |
| Stocks and contracts in progress | 3 | €0 | €0 | = | |
| Amounts receivable within one year | 40/41 | €5,564 | €20,902 | +€15,338 | +276% |
| Trade receivables | 40 | - | €18,150 | +€18,150 | |
| Other amounts receivable | 41 | €5,564 | €2,752 | -€2,812 | -50.5% |
| Cash at bank and in hand | 54/58 | €172,301 | €131,639 | -€40,662 | -23.6% |
| Total equity and liabilities | 10/49 | €782,416 | €769,187 | -€13,229 | -1.7% |
| Equity | 10/15 | €6,382 | €126,521 | +€120,138 | +1,882% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €1,382 | €121,521 | +€120,138 | +8,691% |
| Amounts payable | 17/49 | €776,034 | €642,666 | -€133,367 | -17.2% |
| Amounts payable after more than one year | 17 | €150,000 | €30,000 | -€120,000 | -80.0% |
| Financial debts | 170/4 | €150,000 | €30,000 | -€120,000 | -80.0% |
| Other loans | 174 | €150,000 | €30,000 | -€120,000 | -80.0% |
| Amounts payable within one year | 42/48 | €626,034 | €612,666 | -€13,367 | -2.1% |
| Trade debts | 44 | €13,499 | €18,150 | +€4,651 | +34.5% |
| Suppliers | 440/4 | €13,499 | €18,150 | +€4,651 | +34.5% |
| Taxes, remuneration and social security | 45 | €1,324 | €566 | -€758 | -57.2% |
| Taxes | 450/3 | €1,324 | €566 | -€758 | -57.2% |
| Other amounts payable | 47/48 | €611,211 | €593,950 | -€17,261 | -2.8% |
| Operating income | 70/76A | €15,000 | €180,000 | +€165,000 | +1,100% |
| Turnover | 70 | €15,000 | €180,000 | +€165,000 | +1,100% |
| Operating charges | 60/66A | €13,069 | €179,773 | +€166,703 | +1,276% |
| Services and other goods | 61 | €11,694 | €176,867 | +€165,174 | +1,413% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,376 | €2,905 | +€1,530 | +111% |
| Operating profit (loss) | 9901 | €1,931 | €227 | -€1,703 | -88.2% |
| Financial income | 75/76B | - | €120,000 | +€120,000 | |
| Recurring financial income | 75 | - | €120,000 | +€120,000 | |
| Income from financial fixed assets | 750 | - | €120,000 | +€120,000 | |
| Financial charges | 65/66B | €26 | €45 | +€19 | +71.4% |
| Recurring financial charges | 65 | €26 | €45 | +€19 | +71.4% |
| Other financial charges | 652/9 | €26 | €45 | +€19 | +71.4% |
| Profit (loss) for the period before taxes | 9903 | €1,905 | €120,182 | +€118,278 | +6,210% |
| Income taxes | 67/77 | €522 | €44 | -€478 | -91.6% |
| Taxes | 670/3 | €522 | €49 | -€474 | -90.7% |
| Tax adjustments and reversals of tax provisions | 77 | - | €5 | +€5 | |
| Profit (loss) for the period | 9904 | €1,382 | €120,138 | +€118,756 | +8,591% |
| Profit (loss) for the period to be appropriated | 9905 | €1,382 | €120,138 | +€118,756 | +8,591% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 20 October 2026 via checked.be.