MYFIN IMMO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MYFIN IMMO
Largest movements
- Tangible fixed assets -€63,220
down €63,220 (-62.4%), from €101,271 to €38,051
of which Furniture and vehicles: -€62,665
- Cash +€8,770
up €8,770 (+67.0%), from €13,087 to €21,857
mainly Investment in fixed assets (net) (+€43,225) and Depreciation (+€19,995)
- Receivables within one year +€1,985
up €1,985 (+22.7%), from €8,741 to €10,726
of which Trade receivables: +€5,510
- Deferred charges and accrued income +€1,566
new in 2025: €1,566
- Debts after one year -€47,183
down €47,183 (-75.2%), from €62,756 to €15,573
- Current portion of long-term debt -€15,182
down €15,182 (-55.4%), from €27,401 to €12,219
- Advances received +€10,391
new in 2025: €10,391
- Tax, wage and social debts +€9,730
up €9,730 (+194%), from €5,011 to €14,740
- Other debts -€6,673
down €6,673 (-83.9%), from €7,957 to €1,284
- Depreciation -€11,689
down €11,689 (-36.9%), from €31,684 to €19,995
- Gross operating margin +€4,777
up €4,777 (+17.3%), from €27,588 to €32,365
- Other operating charges +€3,084
up €3,084 (+169%), from €1,821 to €4,905
- Taxes +€912
up €912 (+258%), from €354 to €1,266
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €123,099 | €72,200 | -€50,899 | -41.3% |
| Fixed assets | 21/28 | €101,271 | €38,051 | -€63,220 | -62.4% |
| Intangible fixed assets | 21 | €0 | - | = | |
| Tangible fixed assets | 22/27 | €101,271 | €38,051 | -€63,220 | -62.4% |
| Plant, machinery and equipment | 23 | €1,572 | €1,017 | -€555 | -35.3% |
| Furniture and vehicles | 24 | €99,699 | €37,034 | -€62,665 | -62.9% |
| Current assets | 29/58 | €21,828 | €34,149 | +€12,322 | +56.4% |
| Amounts receivable after more than one year | 29 | €0 | - | = | |
| Other amounts receivable | 291 | €0 | - | = | |
| Amounts receivable within one year | 40/41 | €8,741 | €10,726 | +€1,985 | +22.7% |
| Trade receivables | 40 | €4,881 | €10,391 | +€5,510 | +113% |
| Other amounts receivable | 41 | €3,860 | €335 | -€3,525 | -91.3% |
| Cash at bank and in hand | 54/58 | €13,087 | €21,857 | +€8,770 | +67.0% |
| Deferred charges and accrued income | 490/1 | - | €1,566 | +€1,566 | |
| Total equity and liabilities | 10/49 | €123,099 | €72,200 | -€50,899 | -41.3% |
| Equity | 10/15 | €13,190 | €15,597 | +€2,407 | +18.3% |
| Contributions | 10/11 | €1,000 | €1,000 | = | 0.0% |
| Reserves | 13 | €12,190 | €14,597 | +€2,407 | +19.7% |
| Distributable reserves | 133 | €12,190 | €14,597 | +€2,407 | +19.7% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €109,909 | €56,603 | -€53,306 | -48.5% |
| Amounts payable after more than one year | 17 | €62,756 | €15,573 | -€47,183 | -75.2% |
| Financial debts | 170/4 | €62,756 | €15,573 | -€47,183 | -75.2% |
| Amounts payable within one year | 42/48 | €45,162 | €41,029 | -€4,133 | -9.2% |
| Current portion of amounts payable after more than one year | 42 | €27,401 | €12,219 | -€15,182 | -55.4% |
| Trade debts | 44 | €4,794 | €2,396 | -€2,398 | -50.0% |
| Suppliers | 440/4 | €4,794 | €2,396 | -€2,398 | -50.0% |
| Advances received on contracts in progress | 46 | - | €10,391 | +€10,391 | |
| Taxes, remuneration and social security | 45 | €5,011 | €14,740 | +€9,730 | +194% |
| Taxes | 450/3 | €5,011 | €14,740 | +€9,730 | +194% |
| Other amounts payable | 47/48 | €7,957 | €1,284 | -€6,673 | -83.9% |
| Accrued charges and deferred income | 492/3 | €1,990 | €0 | -€1,990 | -100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €31,684 | €19,995 | -€11,689 | -36.9% |
| Other operating charges | 640/8 | €1,821 | €4,905 | +€3,084 | +169% |
| Gross operating margin | 9900 | €27,588 | €32,365 | +€4,777 | +17.3% |
| Operating profit (loss) | 9901 | -€5,916 | €7,465 | +€13,382 | |
| Financial income | 75/76B | €290 | €99 | -€191 | -65.9% |
| Recurring financial income | 75 | €290 | €99 | -€191 | -65.9% |
| Financial charges | 65/66B | €3,741 | €3,890 | +€149 | +4.0% |
| Recurring financial charges | 65 | €3,741 | €3,890 | +€149 | +4.0% |
| Profit (loss) for the period before taxes | 9903 | -€9,368 | €3,674 | +€13,042 | |
| Income taxes | 67/77 | €354 | €1,266 | +€912 | +258% |
| Profit (loss) for the period | 9904 | -€9,722 | €2,407 | +€12,129 | |
| Profit (loss) for the period to be appropriated | 9905 | -€9,722 | €2,407 | +€12,129 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.