My UNIA: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
My UNIA
Largest movements
- Tangible fixed assets -€9,827
down €9,827 (-59.6%), from €16,475 to €6,648
- Receivables within one year +€8,282
up €8,282 (+92.9%), from €8,918 to €17,200
of which Trade receivables: +€13,024
- Cash +€421
up €421 (+127%), from €331 to €752
mainly Depreciation (+€9,828) and Tax, wage and social debts (+€5,487)
- Debts after one year -€5,508
down €5,508 (-34.7%), from €15,863 to €10,355
- Tax, wage and social debts +€5,487
new in 2025: €5,487
of which Taxes: +€4,370
- Other debts -€4,458
down €4,458 (-37.8%), from €11,784 to €7,326
- Profit (loss) carried forward +€2,446
up €2,446 (+16.9%), from -€14,484 to -€12,038
- Trade debts +€504
up €504 (+20.5%), from €2,457 to €2,961
- Gross operating margin +€20,917
up €20,917, from -€624 to €20,293
- Staff costs +€3,557
new in 2025: €3,557
- Taxes +€1,417
up €1,417 (+3,295%), from €43 to €1,460
- Other operating charges -€722
down €722 (-29.3%), from €2,464 to €1,742
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €25,724 | €24,600 | -€1,124 | -4.4% |
| Fixed assets | 21/28 | €16,475 | €6,648 | -€9,827 | -59.6% |
| Tangible fixed assets | 22/27 | €16,475 | €6,648 | -€9,827 | -59.6% |
| Furniture and vehicles | 24 | €16,475 | €6,648 | -€9,827 | -59.6% |
| Current assets | 29/58 | €9,249 | €17,952 | +€8,703 | +94.1% |
| Amounts receivable within one year | 40/41 | €8,918 | €17,200 | +€8,282 | +92.9% |
| Trade receivables | 40 | €4,176 | €17,200 | +€13,024 | +312% |
| Other amounts receivable | 41 | €4,742 | - | -€4,742 | |
| Cash at bank and in hand | 54/58 | €331 | €752 | +€421 | +127% |
| Total equity and liabilities | 10/49 | €25,724 | €24,600 | -€1,124 | -4.4% |
| Equity | 10/15 | -€9,484 | -€7,038 | +€2,446 | +25.8% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€14,484 | -€12,038 | +€2,446 | +16.9% |
| Amounts payable | 17/49 | €35,208 | €31,638 | -€3,570 | -10.1% |
| Amounts payable after more than one year | 17 | €15,863 | €10,355 | -€5,508 | -34.7% |
| Financial debts | 170/4 | €15,863 | €10,355 | -€5,508 | -34.7% |
| Amounts payable within one year | 42/48 | €19,345 | €21,283 | +€1,938 | +10.0% |
| Current portion of amounts payable after more than one year | 42 | €5,104 | €5,509 | +€405 | +7.9% |
| Trade debts | 44 | €2,457 | €2,961 | +€504 | +20.5% |
| Suppliers | 440/4 | €2,457 | €2,961 | +€504 | +20.5% |
| Taxes, remuneration and social security | 45 | - | €5,487 | +€5,487 | |
| Taxes | 450/3 | - | €4,370 | +€4,370 | |
| Remuneration and social security | 454/9 | - | €1,117 | +€1,117 | |
| Other amounts payable | 47/48 | €11,784 | €7,326 | -€4,458 | -37.8% |
| Remuneration, social security and pensions | 62 | - | €3,557 | +€3,557 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €9,914 | €9,828 | -€86 | -0.9% |
| Other operating charges | 640/8 | €2,464 | €1,742 | -€722 | -29.3% |
| Gross operating margin | 9900 | -€624 | €20,293 | +€20,917 | |
| Operating profit (loss) | 9901 | -€13,002 | €5,166 | +€18,168 | |
| Financial charges | 65/66B | €1,127 | €1,260 | +€133 | +11.8% |
| Recurring financial charges | 65 | €1,127 | €1,260 | +€133 | +11.8% |
| Profit (loss) for the period before taxes | 9903 | -€14,129 | €3,906 | +€18,035 | |
| Income taxes | 67/77 | €43 | €1,460 | +€1,417 | +3,295% |
| Profit (loss) for the period | 9904 | -€14,172 | €2,446 | +€16,618 | |
| Profit (loss) for the period to be appropriated | 9905 | -€14,172 | €2,446 | +€16,618 |
Source: filed annual accounts (NBB), financial years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 16 October 2026 via checked.be.