MY TOF SERVICES: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MY TOF SERVICES
Largest movements
- Cash -€51,395
down €51,395 (-76.7%), from €67,022 to €15,626
mainly Receivables within one year (-€36,680) and Investment in fixed assets (net) (-€36,422)
- Receivables within one year +€36,680
up €36,680 (+75.3%), from €48,695 to €85,375
of which Trade receivables: +€31,817
- Tangible fixed assets +€33,879
up €33,879 (+2,203%), from €1,538 to €35,417
of which Furniture and vehicles: +€34,264
- Debts after one year +€17,579
new in 2025: €17,579
- Trade debts -€10,143
down €10,143 (-24.1%), from €42,038 to €31,895
- Current portion of long-term debt +€5,964
new in 2025: €5,964
- Profit (loss) carried forward +€3,023
up €3,023 (+10.5%), from €28,688 to €31,711
- Tax, wage and social debts +€2,741
up €2,741 (+129%), from €2,130 to €4,870
of which Taxes: +€1,952
- Purchases and services +€146,958
new in 2025: €146,958
- Staff costs +€5,851
new in 2025: €5,851
- Gross operating margin -€3,776
down €3,776 (-18.3%), from €20,578 to €16,802
- Taxes +€3,449
new in 2025: €3,449
- Other operating charges -€686
down €686 (-32.5%), from €2,113 to €1,427
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €117,353 | €136,516 | +€19,163 | +16.3% |
| Fixed assets | 21/28 | €1,636 | €35,515 | +€33,879 | +2,071% |
| Tangible fixed assets | 22/27 | €1,538 | €35,417 | +€33,879 | +2,203% |
| Plant, machinery and equipment | 23 | €771 | €385 | -€385 | -50.0% |
| Furniture and vehicles | 24 | €767 | €35,031 | +€34,264 | +4,467% |
| Financial fixed assets | 28 | €98 | €98 | = | 0.0% |
| Current assets | 29/58 | €115,717 | €101,001 | -€14,716 | -12.7% |
| Amounts receivable within one year | 40/41 | €48,695 | €85,375 | +€36,680 | +75.3% |
| Trade receivables | 40 | €41,812 | €73,630 | +€31,817 | +76.1% |
| Other amounts receivable | 41 | €6,883 | €11,746 | +€4,863 | +70.6% |
| Cash at bank and in hand | 54/58 | €67,022 | €15,626 | -€51,395 | -76.7% |
| Total equity and liabilities | 10/49 | €117,353 | €136,516 | +€19,163 | +16.3% |
| Equity | 10/15 | €48,688 | €51,711 | +€3,023 | +6.2% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €28,688 | €31,711 | +€3,023 | +10.5% |
| Amounts payable | 17/49 | €68,665 | €84,805 | +€16,141 | +23.5% |
| Amounts payable after more than one year | 17 | - | €17,579 | +€17,579 | |
| Financial debts | 170/4 | - | €17,579 | +€17,579 | |
| Amounts payable within one year | 42/48 | €68,665 | €67,227 | -€1,438 | -2.1% |
| Current portion of amounts payable after more than one year | 42 | - | €5,964 | +€5,964 | |
| Trade debts | 44 | €42,038 | €31,895 | -€10,143 | -24.1% |
| Suppliers | 440/4 | €42,038 | €31,895 | -€10,143 | -24.1% |
| Advances received on contracts in progress | 46 | €24,497 | €24,497 | = | 0.0% |
| Taxes, remuneration and social security | 45 | €2,130 | €4,870 | +€2,741 | +129% |
| Taxes | 450/3 | €2,130 | €4,081 | +€1,952 | +91.6% |
| Remuneration and social security | 454/9 | - | €789 | +€789 | |
| Goods, raw materials, services and sundry goods | 60/61 | - | €146,958 | +€146,958 | |
| Remuneration, social security and pensions | 62 | - | €5,851 | +€5,851 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,486 | €2,543 | +€56 | +2.3% |
| Other operating charges | 640/8 | €2,113 | €1,427 | -€686 | -32.5% |
| Gross operating margin | 9900 | €20,578 | €16,802 | -€3,776 | -18.3% |
| Operating profit (loss) | 9901 | €15,979 | €6,982 | -€8,997 | -56.3% |
| Financial charges | 65/66B | €157 | €510 | +€353 | +225% |
| Recurring financial charges | 65 | €157 | €510 | +€353 | +225% |
| Profit (loss) for the period before taxes | 9903 | €15,822 | €6,472 | -€9,350 | -59.1% |
| Income taxes | 67/77 | - | €3,449 | +€3,449 | |
| Profit (loss) for the period | 9904 | €15,822 | €3,023 | -€12,799 | -80.9% |
| Profit (loss) for the period to be appropriated | 9905 | €15,822 | €3,023 | -€12,799 | -80.9% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 October 2026 via checked.be.