MY TEL: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MY TEL
Largest movements
- Receivables within one year -€37,380
down €37,380 (-87.6%), from €42,689 to €5,309
of which Trade receivables: -€37,271
- Deferred charges and accrued income -€12,233
down €12,233 (-89.9%), from €13,603 to €1,370
- Cash -€3,669
down €3,669 (-38.5%), from €9,520 to €5,851
mainly Net result for the year (-€47,576) and Trade debts (-€40,725)
- Receivables after one year +€2,500
new in 2025: €2,500
- Tangible fixed assets -€906
down €906 (-42.6%), from €2,125 to €1,219
- Profit (loss) carried forward -€47,576
down €47,576 (-532%), from -€8,937 to -€56,513
- Trade debts -€40,725
down €40,725 (-73.5%), from €55,395 to €14,670
- Other debts +€24,713
up €24,713 (+345%), from €7,160 to €31,874
- Debts after one year +€14,017
up €14,017 (+375%), from €3,737 to €17,754
- Tax, wage and social debts -€7,839
down €7,839 (-85.3%), from €9,188 to €1,348
- Gross operating margin -€25,348
down €25,348 (-163%), from -€15,514 to -€40,861
- Taxes +€1,392
up €1,392, from -€1,158 to €234
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €68,043 | €16,249 | -€51,793 | -76.1% |
| Fixed assets | 21/28 | €2,230 | €1,219 | -€1,011 | -45.3% |
| Tangible fixed assets | 22/27 | €2,125 | €1,219 | -€906 | -42.6% |
| Furniture and vehicles | 24 | €2,125 | €1,219 | -€906 | -42.6% |
| Financial fixed assets | 28 | €105 | €0 | -€105 | -100% |
| Current assets | 29/58 | €65,813 | €15,030 | -€50,783 | -77.2% |
| Amounts receivable after more than one year | 29 | - | €2,500 | +€2,500 | |
| Other amounts receivable | 291 | - | €2,500 | +€2,500 | |
| Amounts receivable within one year | 40/41 | €42,689 | €5,309 | -€37,380 | -87.6% |
| Trade receivables | 40 | €42,580 | €5,309 | -€37,271 | -87.5% |
| Other amounts receivable | 41 | €109 | - | -€109 | |
| Cash at bank and in hand | 54/58 | €9,520 | €5,851 | -€3,669 | -38.5% |
| Deferred charges and accrued income | 490/1 | €13,603 | €1,370 | -€12,233 | -89.9% |
| Total equity and liabilities | 10/49 | €68,043 | €16,249 | -€51,793 | -76.1% |
| Equity | 10/15 | -€7,437 | -€55,013 | -€47,576 | -640% |
| Contributions | 10/11 | €1,500 | €1,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€8,937 | -€56,513 | -€47,576 | -532% |
| Amounts payable | 17/49 | €75,480 | €71,262 | -€4,218 | -5.6% |
| Amounts payable after more than one year | 17 | €3,737 | €17,754 | +€14,017 | +375% |
| Financial debts | 170/4 | €3,737 | €17,754 | +€14,017 | +375% |
| Amounts payable within one year | 42/48 | €71,743 | €53,508 | -€18,235 | -25.4% |
| Current portion of amounts payable after more than one year | 42 | - | €5,616 | +€5,616 | |
| Trade debts | 44 | €55,395 | €14,670 | -€40,725 | -73.5% |
| Suppliers | 440/4 | €55,395 | €14,670 | -€40,725 | -73.5% |
| Taxes, remuneration and social security | 45 | €9,188 | €1,348 | -€7,839 | -85.3% |
| Taxes | 450/3 | €9,188 | €1,348 | -€7,839 | -85.3% |
| Other amounts payable | 47/48 | €7,160 | €31,874 | +€24,713 | +345% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €845 | €906 | +€61 | +7.2% |
| Other operating charges | 640/8 | €561 | €648 | +€87 | +15.5% |
| Gross operating margin | 9900 | -€15,514 | -€40,861 | -€25,348 | -163% |
| Operating profit (loss) | 9901 | -€16,920 | -€42,415 | -€25,495 | -151% |
| Financial income | 75/76B | €13 | €1 | -€12 | -89.7% |
| Recurring financial income | 75 | €13 | €1 | -€12 | -89.7% |
| Financial charges | 65/66B | €4,624 | €4,928 | +€304 | +6.6% |
| Recurring financial charges | 65 | €4,624 | €4,928 | +€304 | +6.6% |
| Profit (loss) for the period before taxes | 9903 | -€21,531 | -€47,341 | -€25,811 | -120% |
| Income taxes | 67/77 | -€1,158 | €234 | +€1,392 | |
| Profit (loss) for the period | 9904 | -€20,373 | -€47,576 | -€27,203 | -134% |
| Profit (loss) for the period to be appropriated | 9905 | -€20,373 | -€47,576 | -€27,203 | -134% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 23 October 2026 via checked.be.