My Stone: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
My Stone
Largest movements
- Receivables within one year -€29,929
down €29,929 (-93.2%), from €32,129 to €2,200
of which Trade receivables: -€16,033
- Cash -€22,544
down €22,544 (-24.7%), from €91,282 to €68,738
mainly Contributions, distributions and other (-€32,957) and Debts after one year (-€20,054)
- Tangible fixed assets -€11,423
down €11,423 (-6.5%), from €174,879 to €163,455
of which Land and buildings: -€9,167
- Reserves -€32,957
down €32,957 (-25.1%), from €131,204 to €98,247
- Debts after one year -€20,054
down €20,054 (-32.0%), from €62,651 to €42,596
- Profit (loss) carried forward -€6,121
down €6,121 (-14.2%), from €43,147 to €37,026
- Trade debts -€4,961
down €4,961 (-83.2%), from €5,960 to €999
- Other debts +€4,074
up €4,074 (+31.4%), from €12,969 to €17,043
- Gross operating margin -€67,870
down €67,870 (-82.9%), from €81,910 to €14,040
- Taxes -€13,655
down €13,655 (-97.8%), from €13,955 to €300
- Financial charges -€3,274
down €3,274 (-51.0%), from €6,421 to €3,146
- Other operating charges +€928
up €928 (+21.3%), from €4,363 to €5,292
- Depreciation +€917
up €917 (+8.7%), from €10,506 to €11,423
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €298,547 | €234,600 | -€63,947 | -21.4% |
| Fixed assets | 21/28 | €174,879 | €163,455 | -€11,423 | -6.5% |
| Tangible fixed assets | 22/27 | €174,879 | €163,455 | -€11,423 | -6.5% |
| Land and buildings | 22 | €172,542 | €163,375 | -€9,167 | -5.3% |
| Furniture and vehicles | 24 | €2,337 | €80 | -€2,256 | -96.6% |
| Current assets | 29/58 | €123,668 | €71,144 | -€52,524 | -42.5% |
| Amounts receivable within one year | 40/41 | €32,129 | €2,200 | -€29,929 | -93.2% |
| Trade receivables | 40 | €16,033 | - | -€16,033 | |
| Other amounts receivable | 41 | €16,096 | €2,200 | -€13,896 | -86.3% |
| Cash at bank and in hand | 54/58 | €91,282 | €68,738 | -€22,544 | -24.7% |
| Deferred charges and accrued income | 490/1 | €257 | €206 | -€51 | -19.9% |
| Total equity and liabilities | 10/49 | €298,547 | €234,600 | -€63,947 | -21.4% |
| Equity | 10/15 | €192,901 | €153,823 | -€39,078 | -20.3% |
| Contributions | 10/11 | €18,550 | €18,550 | = | 0.0% |
| Reserves | 13 | €131,204 | €98,247 | -€32,957 | -25.1% |
| Distributable reserves | 133 | €131,204 | €98,247 | -€32,957 | -25.1% |
| Profit (loss) carried forward | 14 | €43,147 | €37,026 | -€6,121 | -14.2% |
| Amounts payable | 17/49 | €105,646 | €80,777 | -€24,869 | -23.5% |
| Amounts payable after more than one year | 17 | €62,651 | €42,596 | -€20,054 | -32.0% |
| Financial debts | 170/4 | €62,651 | €42,596 | -€20,054 | -32.0% |
| Amounts payable within one year | 42/48 | €40,796 | €38,181 | -€2,615 | -6.4% |
| Current portion of amounts payable after more than one year | 42 | €19,268 | €20,054 | +€786 | +4.1% |
| Trade debts | 44 | €5,960 | €999 | -€4,961 | -83.2% |
| Suppliers | 440/4 | €5,960 | €999 | -€4,961 | -83.2% |
| Taxes, remuneration and social security | 45 | €2,598 | €84 | -€2,515 | -96.8% |
| Taxes | 450/3 | €2,598 | €84 | -€2,515 | -96.8% |
| Other amounts payable | 47/48 | €12,969 | €17,043 | +€4,074 | +31.4% |
| Accrued charges and deferred income | 492/3 | €2,200 | - | -€2,200 | |
| Non-recurring operating income | 76A | €32,961 | - | -€32,961 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €10,506 | €11,423 | +€917 | +8.7% |
| Other operating charges | 640/8 | €4,363 | €5,292 | +€928 | +21.3% |
| Gross operating margin | 9900 | €81,910 | €14,040 | -€67,870 | -82.9% |
| Operating profit (loss) | 9901 | €67,040 | -€2,675 | -€69,715 | |
| Financial income | 75/76B | €105 | - | -€105 | |
| Recurring financial income | 75 | €105 | - | -€105 | |
| Financial charges | 65/66B | €6,421 | €3,146 | -€3,274 | -51.0% |
| Recurring financial charges | 65 | €6,421 | €3,146 | -€3,274 | -51.0% |
| Profit (loss) for the period before taxes | 9903 | €60,724 | -€5,821 | -€66,545 | |
| Income taxes | 67/77 | €13,955 | €300 | -€13,655 | -97.8% |
| Profit (loss) for the period | 9904 | €46,769 | -€6,121 | -€52,890 | |
| Profit (loss) for the period to be appropriated | 9905 | €46,769 | -€6,121 | -€52,890 |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.