MY LIFE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MY LIFE
Largest movements
- Current investments +€3,154
new in 2025: €3,154
- Cash -€2,585
no longer reported in 2025 (was €2,585)
mainly Current investments (-€3,154) and Net result for the year (-€1,632)
- Receivables within one year -€2,126
down €2,126 (-7.9%), from €26,822 to €24,696
of which Other amounts receivable: -€2,126
- Reserves -€19,000
down €19,000 (-94.1%), from €20,190 to €1,190
of which Distributable reserves: -€19,000
- Profit (loss) carried forward +€17,368
up €17,368, from -€119 to €17,249
- Gross operating margin -€1,241
down €1,241, from €695 to -€546
- Other operating charges +€462
up €462 (+119%), from €388 to €850
- Financial charges -€227
down €227 (-30.1%), from €754 to €527
- Financial income -€146
down €146 (-33.4%), from €437 to €291
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €29,907 | €28,350 | -€1,557 | -5.2% |
| Fixed assets | 21/28 | €500 | €500 | = | 0.0% |
| Financial fixed assets | 28 | €500 | €500 | = | 0.0% |
| Current assets | 29/58 | €29,407 | €27,850 | -€1,557 | -5.3% |
| Amounts receivable within one year | 40/41 | €26,822 | €24,696 | -€2,126 | -7.9% |
| Trade receivables | 40 | €4,478 | €4,478 | = | 0.0% |
| Other amounts receivable | 41 | €22,344 | €20,218 | -€2,126 | -9.5% |
| Current investments | 50/53 | - | €3,154 | +€3,154 | |
| Cash at bank and in hand | 54/58 | €2,585 | - | -€2,585 | |
| Total equity and liabilities | 10/49 | €29,907 | €28,350 | -€1,557 | -5.2% |
| Equity | 10/15 | €26,271 | €24,639 | -€1,632 | -6.2% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €20,190 | €1,190 | -€19,000 | -94.1% |
| Non-distributable reserves | 130/1 | €1,190 | €1,190 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,190 | €1,190 | = | 0.0% |
| Distributable reserves | 133 | €19,000 | - | -€19,000 | |
| Profit (loss) carried forward | 14 | -€119 | €17,249 | +€17,368 | |
| Amounts payable | 17/49 | €3,636 | €3,711 | +€75 | +2.1% |
| Amounts payable within one year | 42/48 | €3,636 | €3,711 | +€75 | +2.1% |
| Trade debts | 44 | €1,705 | €1,780 | +€75 | +4.4% |
| Suppliers | 440/4 | €1,705 | €1,780 | +€75 | +4.4% |
| Advances received on contracts in progress | 46 | €1,931 | €1,931 | = | 0.0% |
| Other operating charges | 640/8 | €388 | €850 | +€462 | +119% |
| Gross operating margin | 9900 | €695 | -€546 | -€1,241 | |
| Operating profit (loss) | 9901 | €307 | -€1,396 | -€1,703 | |
| Financial income | 75/76B | €437 | €291 | -€146 | -33.4% |
| Recurring financial income | 75 | €437 | €291 | -€146 | -33.4% |
| Financial charges | 65/66B | €754 | €527 | -€227 | -30.1% |
| Recurring financial charges | 65 | €754 | €527 | -€227 | -30.1% |
| Profit (loss) for the period before taxes | 9903 | -€10 | -€1,632 | -€1,622 | -16,220% |
| Profit (loss) for the period | 9904 | -€10 | -€1,632 | -€1,622 | -16,220% |
| Profit (loss) for the period to be appropriated | 9905 | -€10 | -€1,632 | -€1,622 | -16,220% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 October 2026 via checked.be.