MY IMMO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MY IMMO
Largest movements
- Receivables within one year +€19,651
up €19,651 (+10.0%), from €196,329 to €215,980
- Cash -€13,630
down €13,630 (-99.3%), from €13,721 to €91
mainly Contributions, distributions and other (-€41,000) and Trade debts (-€38,376)
- Tangible fixed assets -€4,909
down €4,909 (-25.0%), from €19,636 to €14,727
of which Land and buildings: -€4,622
- Other debts +€47,260
up €47,260 (+55.6%), from €84,973 to €132,233
- Trade debts -€38,376
down €38,376 (-71.4%), from €53,712 to €15,337
- Debts after one year -€7,356
down €7,356 (-14.9%), from €49,350 to €41,994
of which Financial debts: -€7,356
- Tax, wage and social debts -€2,775
down €2,775 (-39.7%), from €6,994 to €4,220
- Gross operating margin -€48,073
down €48,073 (-49.8%), from €96,597 to €48,523
- Financial income +€3,991
up €3,991 (+94,135%), from €4 to €3,996
- Staff costs -€1,692
no longer reported in 2025 (was €1,692)
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €262,677 | €262,244 | -€432 | -0.2% |
| Fixed assets | 21/28 | €21,420 | €15,011 | -€6,409 | -29.9% |
| Intangible fixed assets | 21 | €1,784 | €284 | -€1,500 | -84.1% |
| Tangible fixed assets | 22/27 | €19,636 | €14,727 | -€4,909 | -25.0% |
| Land and buildings | 22 | €18,487 | €13,865 | -€4,622 | -25.0% |
| Other tangible fixed assets | 26 | €1,150 | €862 | -€287 | -25.0% |
| Current assets | 29/58 | €241,257 | €247,234 | +€5,977 | +2.5% |
| Stocks and contracts in progress | 3 | €29,000 | €29,000 | = | 0.0% |
| Stocks | 30/36 | €29,000 | €29,000 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €196,329 | €215,980 | +€19,651 | +10.0% |
| Trade receivables | 40 | €196,329 | €215,980 | +€19,651 | +10.0% |
| Cash at bank and in hand | 54/58 | €13,721 | €91 | -€13,630 | -99.3% |
| Deferred charges and accrued income | 490/1 | €2,206 | €2,162 | -€44 | -2.0% |
| Total equity and liabilities | 10/49 | €262,677 | €262,244 | -€432 | -0.2% |
| Equity | 10/15 | €60,472 | €61,069 | +€597 | +1.0% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Contributions outside capital | 11 | €18,600 | €18,600 | = | 0.0% |
| Other | 1109/19 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €40,012 | €40,609 | +€597 | +1.5% |
| Amounts payable | 17/49 | €202,204 | €201,175 | -€1,029 | -0.5% |
| Amounts payable after more than one year | 17 | €49,350 | €41,994 | -€7,356 | -14.9% |
| Financial debts | 170/4 | €32,499 | €25,144 | -€7,356 | -22.6% |
| Other amounts payable | 178/9 | €16,851 | €16,851 | = | 0.0% |
| Amounts payable within one year | 42/48 | €152,854 | €159,181 | +€6,327 | +4.1% |
| Current portion of amounts payable after more than one year | 42 | €7,175 | €7,356 | +€181 | +2.5% |
| Trade debts | 44 | €53,712 | €15,337 | -€38,376 | -71.4% |
| Suppliers | 440/4 | €53,712 | €15,337 | -€38,376 | -71.4% |
| Advances received on contracts in progress | 46 | - | €37 | +€37 | |
| Taxes, remuneration and social security | 45 | €6,994 | €4,220 | -€2,775 | -39.7% |
| Taxes | 450/3 | €6,994 | €4,220 | -€2,775 | -39.7% |
| Other amounts payable | 47/48 | €84,973 | €132,233 | +€47,260 | +55.6% |
| Non-recurring operating income | 76A | €1,500 | - | -€1,500 | |
| Remuneration, social security and pensions | 62 | €1,692 | - | -€1,692 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,340 | €6,409 | -€931 | -12.7% |
| Other operating charges | 640/8 | €2,399 | €2,951 | +€552 | +23.0% |
| Gross operating margin | 9900 | €96,597 | €48,523 | -€48,073 | -49.8% |
| Operating profit (loss) | 9901 | €85,165 | €39,163 | -€46,002 | -54.0% |
| Financial income | 75/76B | €4 | €3,996 | +€3,991 | +94,135% |
| Recurring financial income | 75 | €4 | €3,996 | +€3,991 | +94,135% |
| Financial charges | 65/66B | €1,369 | €1,285 | -€84 | -6.2% |
| Recurring financial charges | 65 | €1,369 | €1,285 | -€84 | -6.2% |
| Profit (loss) for the period before taxes | 9903 | €83,801 | €41,874 | -€41,927 | -50.0% |
| Income taxes | 67/77 | - | €278 | +€278 | |
| Profit (loss) for the period | 9904 | €83,801 | €41,597 | -€42,204 | -50.4% |
| Profit (loss) for the period to be appropriated | 9905 | €83,801 | €41,597 | -€42,204 | -50.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.