My House: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
My House
Largest movements
- Cash -€19,186
down €19,186 (-55.1%), from €34,804 to €15,617
mainly Investment in fixed assets (net) (-€21,727) and Stocks and contracts (-€16,000)
- Stocks and contracts +€16,000
new in 2025: €16,000
of which Stocks: +€10,000
- Tangible fixed assets +€12,608
up €12,608 (+71.8%), from €17,559 to €30,167
of which Furniture and vehicles: +€14,670
- Debts after one year +€10,150
new in 2025: €10,150
- Tax, wage and social debts -€9,034
down €9,034 (-100%), from €9,034 to €0
- Reserves +€7,741
up €7,741 (+24.1%), from €32,104 to €39,845
- Current portion of long-term debt +€6,289
new in 2025: €6,289
- Trade debts -€4,620
down €4,620 (-45.9%), from €10,061 to €5,441
- Gross operating margin -€11,388
down €11,388 (-34.3%), from €33,200 to €21,812
- Taxes -€5,189
down €5,189 (-57.4%), from €9,034 to €3,845
- Depreciation +€3,670
up €3,670 (+67.4%), from €5,449 to €9,119
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €59,495 | €69,234 | +€9,739 | +16.4% |
| Fixed assets | 21/28 | €17,559 | €30,167 | +€12,608 | +71.8% |
| Tangible fixed assets | 22/27 | €17,559 | €30,167 | +€12,608 | +71.8% |
| Plant, machinery and equipment | 23 | €14,822 | €12,759 | -€2,062 | -13.9% |
| Furniture and vehicles | 24 | €2,738 | €17,408 | +€14,670 | +536% |
| Current assets | 29/58 | €41,936 | €39,067 | -€2,868 | -6.8% |
| Stocks and contracts in progress | 3 | - | €16,000 | +€16,000 | |
| Stocks | 30/36 | - | €10,000 | +€10,000 | |
| Contracts in progress | 37 | - | €6,000 | +€6,000 | |
| Amounts receivable within one year | 40/41 | €6,341 | €6,626 | +€285 | +4.5% |
| Trade receivables | 40 | €1,577 | €3,992 | +€2,415 | +153% |
| Other amounts receivable | 41 | €4,764 | €2,634 | -€2,130 | -44.7% |
| Cash at bank and in hand | 54/58 | €34,804 | €15,617 | -€19,186 | -55.1% |
| Deferred charges and accrued income | 490/1 | €791 | €824 | +€33 | +4.1% |
| Total equity and liabilities | 10/49 | €59,495 | €69,234 | +€9,739 | +16.4% |
| Equity | 10/15 | €34,604 | €42,345 | +€7,741 | +22.4% |
| Contributions | 10/11 | €2,500 | €2,500 | = | 0.0% |
| Reserves | 13 | €32,104 | €39,845 | +€7,741 | +24.1% |
| Distributable reserves | 133 | €32,104 | €39,845 | +€7,741 | +24.1% |
| Amounts payable | 17/49 | €24,891 | €26,890 | +€1,998 | +8.0% |
| Amounts payable after more than one year | 17 | - | €10,150 | +€10,150 | |
| Financial debts | 170/4 | - | €10,150 | +€10,150 | |
| Amounts payable within one year | 42/48 | €24,150 | €16,740 | -€7,410 | -30.7% |
| Current portion of amounts payable after more than one year | 42 | - | €6,289 | +€6,289 | |
| Trade debts | 44 | €10,061 | €5,441 | -€4,620 | -45.9% |
| Suppliers | 440/4 | €10,061 | €5,441 | -€4,620 | -45.9% |
| Taxes, remuneration and social security | 45 | €9,034 | €0 | -€9,034 | -100% |
| Taxes | 450/3 | €9,034 | €0 | -€9,034 | -100% |
| Other amounts payable | 47/48 | €5,054 | €5,009 | -€45 | -0.9% |
| Accrued charges and deferred income | 492/3 | €741 | €0 | -€741 | -100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €5,449 | €9,119 | +€3,670 | +67.4% |
| Other operating charges | 640/8 | €343 | €582 | +€239 | +69.7% |
| Gross operating margin | 9900 | €33,200 | €21,812 | -€11,388 | -34.3% |
| Operating profit (loss) | 9901 | €27,408 | €12,111 | -€15,298 | -55.8% |
| Financial income | 75/76B | €13 | €10 | -€3 | -21.4% |
| Recurring financial income | 75 | €13 | €10 | -€3 | -21.4% |
| Financial charges | 65/66B | €230 | €534 | +€304 | +132% |
| Recurring financial charges | 65 | €230 | €534 | +€304 | +132% |
| Profit (loss) for the period before taxes | 9903 | €27,191 | €11,586 | -€15,605 | -57.4% |
| Income taxes | 67/77 | €9,034 | €3,845 | -€5,189 | -57.4% |
| Profit (loss) for the period | 9904 | €18,157 | €7,741 | -€10,416 | -57.4% |
| Profit (loss) for the period to be appropriated | 9905 | €18,157 | €7,741 | -€10,416 | -57.4% |
Source: filed annual accounts (NBB), financial years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 October 2026 via checked.be.