MY HOME: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MY HOME
Largest movements
- Cash -€25,178
down €25,178 (-45.1%), from €55,791 to €30,612
mainly Net result for the year (-€19,745) and Trade debts (-€11,229)
- Financial fixed assets +€6,915
up €6,915 (+915%), from €756 to €7,671
- Receivables within one year -€5,083
down €5,083 (-52.8%), from €9,623 to €4,540
of which Other amounts receivable: -€4,558
- Stocks and contracts -€3,752
down €3,752 (-100%), from €3,752 to €0
- Profit (loss) carried forward -€19,745
down €19,745 (-53.1%), from -€37,199 to -€56,944
- Trade debts -€11,229
down €11,229 (-94.7%), from €11,861 to €632
- Other debts +€3,381
up €3,381 (+15.5%), from €21,747 to €25,128
- Gross operating margin -€26,635
down €26,635, from €495 to -€26,140
- Financial income +€6,648
up €6,648 (+4,512%), from €147 to €6,796
- Taxes -€4,000
down €4,000, from €2,000 to -€2,000
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €75,036 | €47,417 | -€27,619 | -36.8% |
| Fixed assets | 21/28 | €5,870 | €12,265 | +€6,394 | +109% |
| Tangible fixed assets | 22/27 | €5,114 | €4,594 | -€520 | -10.2% |
| Furniture and vehicles | 24 | €2,833 | €2,313 | -€520 | -18.4% |
| Other tangible fixed assets | 26 | €2,281 | €2,281 | = | 0.0% |
| Financial fixed assets | 28 | €756 | €7,671 | +€6,915 | +915% |
| Current assets | 29/58 | €69,165 | €35,152 | -€34,013 | -49.2% |
| Stocks and contracts in progress | 3 | €3,752 | €0 | -€3,752 | -100% |
| Stocks | 30/36 | €3,752 | €0 | -€3,752 | -100% |
| Amounts receivable within one year | 40/41 | €9,623 | €4,540 | -€5,083 | -52.8% |
| Trade receivables | 40 | €1,636 | €1,111 | -€525 | -32.1% |
| Other amounts receivable | 41 | €7,987 | €3,429 | -€4,558 | -57.1% |
| Cash at bank and in hand | 54/58 | €55,791 | €30,612 | -€25,178 | -45.1% |
| Total equity and liabilities | 10/49 | €75,036 | €47,417 | -€27,619 | -36.8% |
| Equity | 10/15 | €41,401 | €21,656 | -€19,745 | -47.7% |
| Contributions | 10/11 | €78,600 | €78,600 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€37,199 | -€56,944 | -€19,745 | -53.1% |
| Amounts payable | 17/49 | €33,635 | €25,760 | -€7,875 | -23.4% |
| Amounts payable within one year | 42/48 | €33,635 | €25,760 | -€7,875 | -23.4% |
| Financial debts | 43 | €26 | €0 | -€26 | -100% |
| Credit institutions | 430/8 | €26 | €0 | -€26 | -100% |
| Trade debts | 44 | €11,861 | €632 | -€11,229 | -94.7% |
| Suppliers | 440/4 | €11,861 | €632 | -€11,229 | -94.7% |
| Other amounts payable | 47/48 | €21,747 | €25,128 | +€3,381 | +15.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,033 | €1,991 | -€43 | -2.1% |
| Other operating charges | 640/8 | €387 | €400 | +€12 | +3.2% |
| Gross operating margin | 9900 | €495 | -€26,140 | -€26,635 | |
| Operating profit (loss) | 9901 | -€1,925 | -€28,530 | -€26,605 | -1,382% |
| Financial income | 75/76B | €147 | €6,796 | +€6,648 | +4,512% |
| Recurring financial income | 75 | €147 | €6,796 | +€6,648 | +4,512% |
| Financial charges | 65/66B | €156 | €10 | -€147 | -93.7% |
| Recurring financial charges | 65 | €156 | €10 | -€147 | -93.7% |
| Profit (loss) for the period before taxes | 9903 | -€1,934 | -€21,745 | -€19,810 | -1,024% |
| Income taxes | 67/77 | €2,000 | -€2,000 | -€4,000 | |
| Profit (loss) for the period | 9904 | -€3,934 | -€19,745 | -€15,810 | -402% |
| Profit (loss) for the period to be appropriated | 9905 | -€3,934 | -€19,745 | -€15,810 | -402% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 23 October 2026 via checked.be.