MY FINE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MY FINE
Largest movements
- Stocks and contracts +€25,134
new in 2025: €25,134
- Receivables within one year -€20,153
down €20,153 (-44.6%), from €45,200 to €25,047
of which Trade receivables: -€12,691
- Cash +€6,830
up €6,830 (+39.2%), from €17,412 to €24,242
mainly Receivables within one year (+€20,153) and Trade debts (+€10,796)
- Trade debts +€10,796
up €10,796 (+151.8%), from €7,112 to €17,908
- Tax, wage and social debts -€3,318
down €3,318 (-33.7%), from €9,842 to €6,523
of which Taxes: -€4,081
- Profit (loss) carried forward +€2,293
up €2,293 (+6.7%), from €33,992 to €36,285
- Contributions +€2,140
up €2,140 (+14.1%), from €15,200 to €17,340
- Staff costs -€4,488
down €4,488 (-14.9%), from €30,067 to €25,579
- Gross operating margin -€3,710
down €3,710 (-10.7%), from €34,709 to €30,998
- Financial charges +€1,663
up €1,663 (+706.2%), from €236 to €1,899
- Other operating charges -€1,587
down €1,587 (-77.4%), from €2,050 to €463
- Taxes +€764
new in 2025: €764
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €66,145 | €78,056 | +€11,911 | +18.0% |
| Fixed assets | 21/28 | €300 | €400 | +€100 | +33.2% |
| Financial fixed assets | 28 | €300 | €400 | +€100 | +33.2% |
| Current assets | 29/58 | €65,845 | €77,657 | +€11,811 | +17.9% |
| Stocks and contracts in progress | 3 | - | €25,134 | +€25,134 | |
| Stocks | 30/36 | - | €25,134 | +€25,134 | |
| Amounts receivable within one year | 40/41 | €45,200 | €25,047 | -€20,153 | -44.6% |
| Trade receivables | 40 | €19,316 | €6,625 | -€12,691 | -65.7% |
| Other amounts receivable | 41 | €25,884 | €18,423 | -€7,462 | -28.8% |
| Cash at bank and in hand | 54/58 | €17,412 | €24,242 | +€6,830 | +39.2% |
| Deferred charges and accrued income | 490/1 | €3,234 | €3,234 | = | 0.0% |
| Total equity and liabilities | 10/49 | €66,145 | €78,056 | +€11,911 | +18.0% |
| Equity | 10/15 | €49,192 | €53,625 | +€4,433 | +9.0% |
| Contributions | 10/11 | €15,200 | €17,340 | +€2,140 | +14.1% |
| Profit (loss) carried forward | 14 | €33,992 | €36,285 | +€2,293 | +6.7% |
| Amounts payable | 17/49 | €16,953 | €24,432 | +€7,478 | +44.1% |
| Amounts payable within one year | 42/48 | €16,953 | €24,432 | +€7,478 | +44.1% |
| Trade debts | 44 | €7,112 | €17,908 | +€10,796 | +151.8% |
| Suppliers | 440/4 | €7,112 | €17,908 | +€10,796 | +151.8% |
| Taxes, remuneration and social security | 45 | €9,842 | €6,523 | -€3,318 | -33.7% |
| Taxes | 450/3 | €6,222 | €2,142 | -€4,081 | -65.6% |
| Remuneration and social security | 454/9 | €3,620 | €4,382 | +€762 | +21.1% |
| Non-recurring operating income | 76A | €9 | - | -€9 | |
| Remuneration, social security and pensions | 62 | €30,067 | €25,579 | -€4,488 | -14.9% |
| Other operating charges | 640/8 | €2,050 | €463 | -€1,587 | -77.4% |
| Gross operating margin | 9900 | €34,709 | €30,998 | -€3,710 | -10.7% |
| Operating profit (loss) | 9901 | €2,591 | €4,956 | +€2,365 | +91.3% |
| Financial income | 75/76B | - | €0 | +€0 | |
| Recurring financial income | 75 | - | €0 | +€0 | |
| Financial charges | 65/66B | €236 | €1,899 | +€1,663 | +706.2% |
| Recurring financial charges | 65 | €236 | €1,899 | +€1,663 | +706.2% |
| Profit (loss) for the period before taxes | 9903 | €2,356 | €3,057 | +€702 | +29.8% |
| Income taxes | 67/77 | - | €764 | +€764 | |
| Profit (loss) for the period | 9904 | €2,356 | €2,293 | -€63 | -2.7% |
| Profit (loss) for the period to be appropriated | 9905 | €2,356 | €2,293 | -€63 | -2.7% |
Source: filed annual accounts (NBB), financial years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.