MY Experts: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MY Experts
Largest movements
- Current investments -€40,000
down €40,000 (-44.4%), from €90,000 to €50,000
- Cash +€21,946
up €21,946 (+32.1%), from €68,361 to €90,307
mainly Current investments (+€40,000) and Other debts (+€20,379)
- Receivables within one year +€13,264
up €13,264 (+11.1%), from €119,375 to €132,639
of which Trade receivables: +€11,753
- Deferred charges and accrued income -€8,304
down €8,304 (-42.6%), from €19,502 to €11,198
- Tangible fixed assets -€6,415
down €6,415 (-28.4%), from €22,602 to €16,187
of which Leasing and similar rights: -€5,964
- Reserves -€40,604
down €40,604 (-25.2%), from €161,029 to €120,425
of which Distributable reserves: -€40,604
- Other debts +€20,379
up €20,379 (+68.7%), from €29,682 to €50,061
- Debts after one year -€5,898
down €5,898 (-50.8%), from €11,609 to €5,711
- Gross operating margin +€11,941
up €11,941 (+16.1%), from €74,395 to €86,336
- Staff costs +€10,261
up €10,261 (+25.6%), from €40,048 to €50,309
- Depreciation -€2,513
down €2,513 (-32.4%), from €7,752 to €5,239
- Other operating charges +€2,187
up €2,187 (+87.4%), from €2,504 to €4,692
- Write-downs -€1,695
down €1,695 (-27.3%), from €6,211 to €4,515
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €336,489 | €316,831 | -€19,658 | -5.8% |
| Fixed assets | 21/28 | €23,251 | €16,687 | -€6,564 | -28.2% |
| Tangible fixed assets | 22/27 | €22,602 | €16,187 | -€6,415 | -28.4% |
| Furniture and vehicles | 24 | €6,147 | €5,696 | -€451 | -7.3% |
| Leasing and similar rights | 25 | €16,455 | €10,491 | -€5,964 | -36.2% |
| Financial fixed assets | 28 | €649 | €500 | -€149 | -23.0% |
| Current assets | 29/58 | €313,238 | €300,144 | -€13,094 | -4.2% |
| Amounts receivable after more than one year | 29 | €16,000 | €16,000 | = | 0.0% |
| Other amounts receivable | 291 | €16,000 | €16,000 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €119,375 | €132,639 | +€13,264 | +11.1% |
| Trade receivables | 40 | €119,375 | €131,128 | +€11,753 | +9.8% |
| Other amounts receivable | 41 | €0 | €1,511 | +€1,511 | |
| Current investments | 50/53 | €90,000 | €50,000 | -€40,000 | -44.4% |
| Cash at bank and in hand | 54/58 | €68,361 | €90,307 | +€21,946 | +32.1% |
| Deferred charges and accrued income | 490/1 | €19,502 | €11,198 | -€8,304 | -42.6% |
| Total equity and liabilities | 10/49 | €336,489 | €316,831 | -€19,658 | -5.8% |
| Equity | 10/15 | €231,629 | €191,025 | -€40,604 | -17.5% |
| Contributions | 10/11 | €70,600 | €70,600 | = | 0.0% |
| Reserves | 13 | €161,029 | €120,425 | -€40,604 | -25.2% |
| Non-distributable reserves | 130/1 | €52,966 | €52,966 | = | 0.0% |
| Reserves not available under the articles | 1311 | €2,966 | €2,966 | = | 0.0% |
| Own shares acquired | 1312 | €50,000 | €50,000 | = | 0.0% |
| Distributable reserves | 133 | €108,063 | €67,459 | -€40,604 | -37.6% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €104,859 | €125,806 | +€20,946 | +20.0% |
| Amounts payable after more than one year | 17 | €11,609 | €5,711 | -€5,898 | -50.8% |
| Financial debts | 170/4 | €11,609 | €5,711 | -€5,898 | -50.8% |
| Amounts payable within one year | 42/48 | €93,251 | €120,095 | +€26,844 | +28.8% |
| Current portion of amounts payable after more than one year | 42 | €6,490 | €7,183 | +€693 | +10.7% |
| Trade debts | 44 | €29,116 | €31,663 | +€2,547 | +8.7% |
| Suppliers | 440/4 | €28,564 | €30,771 | +€2,207 | +7.7% |
| Bills of exchange payable | 441 | €553 | €893 | +€340 | +61.5% |
| Taxes, remuneration and social security | 45 | €27,962 | €31,188 | +€3,226 | +11.5% |
| Taxes | 450/3 | €19,404 | €18,270 | -€1,134 | -5.8% |
| Remuneration and social security | 454/9 | €8,559 | €12,918 | +€4,360 | +50.9% |
| Other amounts payable | 47/48 | €29,682 | €50,061 | +€20,379 | +68.7% |
| Remuneration, social security and pensions | 62 | €40,048 | €50,309 | +€10,261 | +25.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,752 | €5,239 | -€2,513 | -32.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €6,211 | €4,515 | -€1,695 | -27.3% |
| Other operating charges | 640/8 | €2,504 | €4,692 | +€2,187 | +87.4% |
| Non-recurring operating charges | 66A | - | €69 | +€69 | |
| Gross operating margin | 9900 | €74,395 | €86,336 | +€11,941 | +16.1% |
| Operating profit (loss) | 9901 | €17,880 | €21,512 | +€3,632 | +20.3% |
| Financial income | 75/76B | €1,631 | €266 | -€1,366 | -83.7% |
| Recurring financial income | 75 | €1,631 | €266 | -€1,366 | -83.7% |
| Financial charges | 65/66B | €2,316 | €2,866 | +€551 | +23.8% |
| Recurring financial charges | 65 | €2,316 | €2,866 | +€551 | +23.8% |
| Profit (loss) for the period before taxes | 9903 | €17,196 | €18,911 | +€1,715 | +10.0% |
| Income taxes | 67/77 | €6,437 | €7,619 | +€1,182 | +18.4% |
| Profit (loss) for the period | 9904 | €10,760 | €11,293 | +€533 | +5.0% |
| Profit (loss) for the period to be appropriated | 9905 | €10,760 | €11,293 | +€533 | +5.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.