MY CONCEPT AC: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MY CONCEPT AC
Largest movements
- Receivables within one year -€127,401
no longer reported in 2025 (was €127,401)
of which Trade receivables: -€109,201
- Receivables after one year +€35,303
up €35,303 (+14.2%), from €248,099 to €283,402
- Cash +€28,047
up €28,047 (+37.6%), from €74,639 to €102,686
mainly Receivables within one year (+€127,401) and Net result for the year (+€84,534)
- Tangible fixed assets -€8,040
down €8,040 (-15.2%), from €52,827 to €44,787
of which Furniture and vehicles: -€10,096
- Trade debts -€153,965
down €153,965 (-94.9%), from €162,239 to €8,274
- Profit (loss) carried forward +€84,534
up €84,534 (+47.4%), from €178,410 to €262,944
- Other debts -€22,000
down €22,000 (-24.4%), from €90,000 to €68,000
- Tax, wage and social debts +€16,994
up €16,994 (+58.4%), from €29,111 to €46,105
of which Taxes: +€9,480
- Staff costs +€88,824
up €88,824 (+169%), from €52,636 to €141,460
- Gross operating margin +€50,180
up €50,180 (+23.1%), from €217,281 to €267,461
- Depreciation -€25,564
down €25,564 (-68.3%), from €37,430 to €11,866
- Taxes +€21,244
up €21,244 (+220%), from €9,649 to €30,893
- Financial charges -€4,976
down €4,976 (-57.5%), from €8,651 to €3,675
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €530,306 | €455,869 | -€74,437 | -14.0% |
| Fixed assets | 21/28 | €52,827 | €44,787 | -€8,040 | -15.2% |
| Tangible fixed assets | 22/27 | €52,827 | €44,787 | -€8,040 | -15.2% |
| Plant, machinery and equipment | 23 | €1,771 | €3,827 | +€2,056 | +116% |
| Furniture and vehicles | 24 | €40,729 | €30,633 | -€10,096 | -24.8% |
| Other tangible fixed assets | 26 | €10,327 | €10,327 | = | 0.0% |
| Current assets | 29/58 | €477,479 | €411,082 | -€66,397 | -13.9% |
| Amounts receivable after more than one year | 29 | €248,099 | €283,402 | +€35,303 | +14.2% |
| Trade receivables | 290 | €248,099 | €283,402 | +€35,303 | +14.2% |
| Stocks and contracts in progress | 3 | €27,340 | €24,994 | -€2,346 | -8.6% |
| Stocks | 30/36 | €27,340 | €24,994 | -€2,346 | -8.6% |
| Amounts receivable within one year | 40/41 | €127,401 | - | -€127,401 | |
| Trade receivables | 40 | €109,201 | - | -€109,201 | |
| Other amounts receivable | 41 | €18,200 | - | -€18,200 | |
| Cash at bank and in hand | 54/58 | €74,639 | €102,686 | +€28,047 | +37.6% |
| Total equity and liabilities | 10/49 | €530,306 | €455,869 | -€74,437 | -14.0% |
| Equity | 10/15 | €248,956 | €333,490 | +€84,534 | +34.0% |
| Contributions | 10/11 | €40,000 | €40,000 | = | 0.0% |
| Reserves | 13 | €30,546 | €30,546 | = | 0.0% |
| Distributable reserves | 133 | €30,546 | €30,546 | = | 0.0% |
| Profit (loss) carried forward | 14 | €178,410 | €262,944 | +€84,534 | +47.4% |
| Amounts payable | 17/49 | €281,350 | €122,379 | -€158,971 | -56.5% |
| Amounts payable within one year | 42/48 | €281,350 | €122,379 | -€158,971 | -56.5% |
| Trade debts | 44 | €162,239 | €8,274 | -€153,965 | -94.9% |
| Suppliers | 440/4 | €162,239 | €8,274 | -€153,965 | -94.9% |
| Taxes, remuneration and social security | 45 | €29,111 | €46,105 | +€16,994 | +58.4% |
| Taxes | 450/3 | €27,107 | €36,587 | +€9,480 | +35.0% |
| Remuneration and social security | 454/9 | €2,004 | €9,518 | +€7,514 | +375% |
| Other amounts payable | 47/48 | €90,000 | €68,000 | -€22,000 | -24.4% |
| Remuneration, social security and pensions | 62 | €52,636 | €141,460 | +€88,824 | +169% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €37,430 | €11,866 | -€25,564 | -68.3% |
| Other operating charges | 640/8 | €5,978 | €5,345 | -€633 | -10.6% |
| Non-recurring operating charges | 66A | - | €4,089 | +€4,089 | |
| Gross operating margin | 9900 | €217,281 | €267,461 | +€50,180 | +23.1% |
| Operating profit (loss) | 9901 | €121,237 | €104,701 | -€16,536 | -13.6% |
| Financial income | 75/76B | €11,232 | €14,401 | +€3,169 | +28.2% |
| Recurring financial income | 75 | €11,232 | €14,401 | +€3,169 | +28.2% |
| Financial charges | 65/66B | €8,651 | €3,675 | -€4,976 | -57.5% |
| Recurring financial charges | 65 | €8,651 | €3,675 | -€4,976 | -57.5% |
| Profit (loss) for the period before taxes | 9903 | €123,818 | €115,427 | -€8,391 | -6.8% |
| Income taxes | 67/77 | €9,649 | €30,893 | +€21,244 | +220% |
| Profit (loss) for the period | 9904 | €114,169 | €84,534 | -€29,635 | -26.0% |
| Profit (loss) for the period to be appropriated | 9905 | €114,169 | €84,534 | -€29,635 | -26.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 19 October 2026 via checked.be.