MY ACCOUNTS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MY ACCOUNTS
Largest movements
- Cash -€34,751
down €34,751 (-66.0%), from €52,640 to €17,889
mainly Trade debts (-€52,425) and Receivables within one year (-€20,200)
- Receivables within one year +€20,200
up €20,200 (+13.0%), from €155,286 to €175,486
of which Other amounts receivable: +€130,909
- Tangible fixed assets +€2,752
up €2,752 (+173%), from €1,593 to €4,345
of which Furniture and vehicles: +€3,485
- Trade debts -€52,425
down €52,425 (-79.1%), from €66,285 to €13,860
- Reserves +€20,000
up €20,000 (+38.5%), from €52,000 to €72,000
- Tax, wage and social debts +€18,682
up €18,682 (+84.9%), from €22,002 to €40,684
of which Remuneration and social security: +€10,872
- Other debts -€2,614
down €2,614 (-5.7%), from €46,128 to €43,514
- Gross operating margin -€59,151
down €59,151 (-64.1%), from €92,328 to €33,177
- Taxes -€13,458
down €13,458 (-61.2%), from €22,004 to €8,547
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €210,775 | €198,398 | -€12,377 | -5.9% |
| Fixed assets | 21/28 | €1,593 | €4,345 | +€2,752 | +173% |
| Tangible fixed assets | 22/27 | €1,593 | €4,345 | +€2,752 | +173% |
| Furniture and vehicles | 24 | €702 | €4,187 | +€3,485 | +497% |
| Other tangible fixed assets | 26 | €892 | €158 | -€733 | -82.2% |
| Financial fixed assets | 28 | €0 | - | = | |
| Current assets | 29/58 | €209,181 | €194,052 | -€15,129 | -7.2% |
| Amounts receivable within one year | 40/41 | €155,286 | €175,486 | +€20,200 | +13.0% |
| Trade receivables | 40 | €154,490 | €43,781 | -€110,709 | -71.7% |
| Other amounts receivable | 41 | €796 | €131,705 | +€130,909 | +16,448% |
| Cash at bank and in hand | 54/58 | €52,640 | €17,889 | -€34,751 | -66.0% |
| Deferred charges and accrued income | 490/1 | €1,256 | €677 | -€578 | -46.1% |
| Total equity and liabilities | 10/49 | €210,775 | €198,398 | -€12,377 | -5.9% |
| Equity | 10/15 | €76,360 | €97,440 | +€21,080 | +27.6% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €52,000 | €72,000 | +€20,000 | +38.5% |
| Distributable reserves | 133 | €52,000 | €72,000 | +€20,000 | +38.5% |
| Profit (loss) carried forward | 14 | €5,760 | €6,840 | +€1,080 | +18.7% |
| Amounts payable | 17/49 | €134,415 | €100,958 | -€33,457 | -24.9% |
| Amounts payable within one year | 42/48 | €134,415 | €100,058 | -€34,357 | -25.6% |
| Current portion of amounts payable after more than one year | 42 | - | €2,000 | +€2,000 | |
| Trade debts | 44 | €66,285 | €13,860 | -€52,425 | -79.1% |
| Suppliers | 440/4 | €66,285 | €13,860 | -€52,425 | -79.1% |
| Taxes, remuneration and social security | 45 | €22,002 | €40,684 | +€18,682 | +84.9% |
| Taxes | 450/3 | €22,002 | €29,812 | +€7,810 | +35.5% |
| Remuneration and social security | 454/9 | - | €10,872 | +€10,872 | |
| Other amounts payable | 47/48 | €46,128 | €43,514 | -€2,614 | -5.7% |
| Accrued charges and deferred income | 492/3 | €0 | €900 | +€900 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,154 | €1,244 | +€90 | +7.8% |
| Other operating charges | 640/8 | €528 | €1,327 | +€798 | +151% |
| Non-recurring operating charges | 66A | €15,883 | €424 | -€15,459 | -97.3% |
| Gross operating margin | 9900 | €92,328 | €33,177 | -€59,151 | -64.1% |
| Operating profit (loss) | 9901 | €74,762 | €30,183 | -€44,579 | -59.6% |
| Financial income | 75/76B | €235 | €1 | -€234 | -99.8% |
| Recurring financial income | 75 | €235 | €1 | -€234 | -99.8% |
| Financial charges | 65/66B | €422 | €557 | +€136 | +32.2% |
| Recurring financial charges | 65 | €422 | €557 | +€136 | +32.2% |
| Profit (loss) for the period before taxes | 9903 | €74,576 | €29,626 | -€44,949 | -60.3% |
| Income taxes | 67/77 | €22,004 | €8,547 | -€13,458 | -61.2% |
| Profit (loss) for the period | 9904 | €52,571 | €21,080 | -€31,491 | -59.9% |
| Profit (loss) for the period to be appropriated | 9905 | €52,571 | €21,080 | -€31,491 | -59.9% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 October 2026 via checked.be.