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MVK: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

MVK

BE 0436.970.548
NACE 47.551, Retail sale of household furniture
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€74,257
2024 · €69,996-€144,253
Equity
-€109,555
2024 · -€35,298-€74,257
Cash
€103,886
2024 · €380,541-€276,655
Balance sheet total
€1.2m
2024 · €886,165+€285,550

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€550,284

    up €550,284 (+4930.6%), from €11,161 to €561,444

    of which Furniture and vehicles: +€532,136

  • Cash -€276,655

    down €276,655 (-72.7%), from €380,541 to €103,886

    mainly Investment in fixed assets (net) (-€562,395) and Net result for the year (-€74,257)

  • Receivables within one year +€72,313

    up €72,313 (+87.2%), from €82,916 to €155,229

    of which Trade receivables: +€62,399

  • Stocks and contracts -€61,774

    down €61,774 (-15.0%), from €411,548 to €349,774

Equity and liabilities
  • Other debts +€361,635

    up €361,635 (+39.4%), from €918,583 to €1.3m

  • Profit (loss) carried forward -€74,257

    down €74,257 (-7.2%), from -€1.0m to -€1.1m

Income statement
  • Gross operating margin -€160,952

    down €160,952, from €107,142 to -€53,809

  • Staff costs -€34,694

    down €34,694 (-100.0%), from €34,694 to €0

  • Depreciation +€10,860

    up €10,860 (+867.8%), from €1,251 to €12,111

  • Other operating charges +€4,180

    up €4,180 (+368.8%), from €1,133 to €5,313

  • Financial charges +€2,972

    up €2,972 (+2339.9%), from €127 to €3,099

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €69,996
Gross operating margin -€160,952
Staff costs +€34,694
Depreciation -€10,860
Other operating charges -€4,180
Financial income +€16
Financial charges -€2,972
Result 2025 -€74,257

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€285,740
Investment -€562,395
Financing €0
Cash 2024 €380,541
Net result for the year -€74,257
Depreciation +€12,111
Stocks and contracts +€61,774
Receivables within one year -€72,313
Smaller working-capital items -€1,178
Trade debts -€2,031
Other debts +€361,635
Investment in fixed assets (net) -€562,395
Cash 2025 €103,886
Every line side by side 45 lines
Line Code 2024 2025 Change %
Total assets 20/58 €886,165 €1,171,715 +€285,550 +32.2%
Fixed assets 21/28 €11,161 €561,444 +€550,284 +4930.6%
Tangible fixed assets 22/27 €11,161 €561,444 +€550,284 +4930.6%
Land and buildings 22 - €19,399 +€19,399
Furniture and vehicles 24 - €532,136 +€532,136
Other tangible fixed assets 26 €11,161 €9,909 -€1,251 -11.2%
Current assets 29/58 €875,005 €610,271 -€264,734 -30.3%
Stocks and contracts in progress 3 €411,548 €349,774 -€61,774 -15.0%
Stocks 30/36 €411,548 €349,774 -€61,774 -15.0%
Amounts receivable within one year 40/41 €82,916 €155,229 +€72,313 +87.2%
Trade receivables 40 €77,140 €139,539 +€62,399 +80.9%
Other amounts receivable 41 €5,776 €15,690 +€9,914 +171.6%
Cash at bank and in hand 54/58 €380,541 €103,886 -€276,655 -72.7%
Deferred charges and accrued income 490/1 - €1,382 +€1,382
Total equity and liabilities 10/49 €886,165 €1,171,715 +€285,550 +32.2%
Equity 10/15 -€35,298 -€109,555 -€74,257 -210.4%
Contributions 10/11 €247,894 €247,894 = 0.0%
Capital 10 €247,894 €247,894 = 0.0%
Issued capital 100 €247,894 €247,894 = 0.0%
Reserves 13 €747,588 €747,588 = 0.0%
Non-distributable reserves 130/1 €24,789 €24,789 = 0.0%
Legal reserve 130 €24,789 €24,789 = 0.0%
Tax-exempt reserves 132 €22,799 €22,799 = 0.0%
Distributable reserves 133 €700,000 €700,000 = 0.0%
Profit (loss) carried forward 14 -€1,030,779 -€1,105,036 -€74,257 -7.2%
Amounts payable 17/49 €921,463 €1,281,270 +€359,807 +39.0%
Amounts payable within one year 42/48 €921,463 €1,281,270 +€359,807 +39.0%
Trade debts 44 €2,880 €849 -€2,031 -70.5%
Suppliers 440/4 €2,880 €849 -€2,031 -70.5%
Taxes, remuneration and social security 45 €0 €204 +€204
Taxes 450/3 €0 €204 +€204
Remuneration and social security 454/9 €0 - =
Other amounts payable 47/48 €918,583 €1,280,218 +€361,635 +39.4%
Remuneration, social security and pensions 62 €34,694 €0 -€34,694 -100.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €1,251 €12,111 +€10,860 +867.8%
Other operating charges 640/8 €1,133 €5,313 +€4,180 +368.8%
Gross operating margin 9900 €107,142 -€53,809 -€160,952
Operating profit (loss) 9901 €70,063 -€71,234 -€141,297
Financial income 75/76B €59 €76 +€16 +27.6%
Recurring financial income 75 €59 €76 +€16 +27.6%
Financial charges 65/66B €127 €3,099 +€2,972 +2339.9%
Recurring financial charges 65 €127 €3,099 +€2,972 +2339.9%
Profit (loss) for the period before taxes 9903 €69,996 -€74,257 -€144,253
Profit (loss) for the period 9904 €69,996 -€74,257 -€144,253
Profit (loss) for the period to be appropriated 9905 €69,996 -€74,257 -€144,253

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.