MVC PREFAB & MORE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MVC PREFAB & MORE
Largest movements
- Receivables within one year -€38,251
down €38,251 (-12.6%), from €304,536 to €266,285
of which Other amounts receivable: -€38,228
- Cash +€20,948
up €20,948 (+27.4%), from €76,384 to €97,332
mainly Net result for the year (+€89,955) and Receivables within one year (+€38,251)
- Tangible fixed assets -€6,197
down €6,197 (-22.6%), from €27,369 to €21,172
- Reserves +€29,955
up €29,955 (+53.3%), from €56,186 to €86,141
- Trade debts -€27,179
down €27,179 (-14.1%), from €193,108 to €165,928
- Tax, wage and social debts -€19,730
down €19,730 (-60.4%), from €32,660 to €12,930
of which Taxes: -€23,159
- Debts after one year -€7,767
down €7,767 (-39.8%), from €19,528 to €11,762
- Other debts +€4,389
up €4,389 (+6.4%), from €69,000 to €73,389
- Turnover -€1.1m
no longer reported in 2025 (was €1.1m)
- Purchases and services -€862,093
no longer reported in 2025 (was €862,093)
- Gross operating margin +€81,435
up €81,435 (+37.5%), from €217,220 to €298,655
- Staff costs +€63,746
up €63,746 (+62.0%), from €102,833 to €166,579
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €409,615 | €387,916 | -€21,699 | -5.3% |
| Fixed assets | 21/28 | €27,762 | €24,298 | -€3,463 | -12.5% |
| Tangible fixed assets | 22/27 | €27,369 | €21,172 | -€6,197 | -22.6% |
| Furniture and vehicles | 24 | €27,369 | €21,172 | -€6,197 | -22.6% |
| Financial fixed assets | 28 | €393 | €3,126 | +€2,733 | +696% |
| Current assets | 29/58 | €381,853 | €363,618 | -€18,235 | -4.8% |
| Amounts receivable within one year | 40/41 | €304,536 | €266,285 | -€38,251 | -12.6% |
| Trade receivables | 40 | €266,308 | €266,285 | -€23 | 0.0% |
| Other amounts receivable | 41 | €38,228 | - | -€38,228 | |
| Current investments | 50/53 | €933 | - | -€933 | |
| Cash at bank and in hand | 54/58 | €76,384 | €97,332 | +€20,948 | +27.4% |
| Total equity and liabilities | 10/49 | €409,615 | €387,916 | -€21,699 | -5.3% |
| Equity | 10/15 | €86,186 | €116,141 | +€29,955 | +34.8% |
| Contributions | 10/11 | €30,000 | €30,000 | = | 0.0% |
| Capital | 10 | €30,000 | €30,000 | = | 0.0% |
| Issued capital | 100 | €30,000 | €30,000 | = | 0.0% |
| Reserves | 13 | €56,186 | €86,141 | +€29,955 | +53.3% |
| Distributable reserves | 133 | €56,186 | €86,141 | +€29,955 | +53.3% |
| Amounts payable | 17/49 | €323,429 | €271,775 | -€51,653 | -16.0% |
| Amounts payable after more than one year | 17 | €19,528 | €11,762 | -€7,767 | -39.8% |
| Financial debts | 170/4 | €19,528 | €11,762 | -€7,767 | -39.8% |
| Amounts payable within one year | 42/48 | €302,118 | €260,013 | -€42,105 | -13.9% |
| Current portion of amounts payable after more than one year | 42 | €7,350 | €7,767 | +€416 | +5.7% |
| Trade debts | 44 | €193,108 | €165,928 | -€27,179 | -14.1% |
| Suppliers | 440/4 | €193,108 | €165,928 | -€27,179 | -14.1% |
| Taxes, remuneration and social security | 45 | €32,660 | €12,930 | -€19,730 | -60.4% |
| Taxes | 450/3 | €32,660 | €9,501 | -€23,159 | -70.9% |
| Remuneration and social security | 454/9 | - | €3,429 | +€3,429 | |
| Other amounts payable | 47/48 | €69,000 | €73,389 | +€4,389 | +6.4% |
| Accrued charges and deferred income | 492/3 | €1,782 | - | -€1,782 | |
| Turnover | 70 | €1,076,026 | - | -€1.1m | |
| Goods, raw materials, services and sundry goods | 60/61 | €862,093 | - | -€862,093 | |
| Remuneration, social security and pensions | 62 | €102,833 | €166,579 | +€63,746 | +62.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,615 | €6,197 | +€2,582 | +71.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €5,314 | - | -€5,314 | |
| Other operating charges | 640/8 | €1,448 | €159 | -€1,289 | -89.0% |
| Non-recurring operating charges | 66A | €1,800 | - | -€1,800 | |
| Gross operating margin | 9900 | €217,220 | €298,655 | +€81,435 | +37.5% |
| Operating profit (loss) | 9901 | €102,211 | €125,720 | +€23,509 | +23.0% |
| Financial income | 75/76B | €92 | €1,101 | +€1,009 | +1,094% |
| Recurring financial income | 75 | €92 | €852 | +€760 | +824% |
| Non-recurring financial income | 76B | - | €249 | +€249 | |
| Financial charges | 65/66B | €3,023 | €6,795 | +€3,772 | +125% |
| Recurring financial charges | 65 | €3,023 | €3,086 | +€63 | +2.1% |
| Non-recurring financial charges | 66B | - | €3,709 | +€3,709 | |
| Profit (loss) for the period before taxes | 9903 | €99,280 | €120,026 | +€20,746 | +20.9% |
| Income taxes | 67/77 | €30,332 | €30,071 | -€260 | -0.9% |
| Profit (loss) for the period | 9904 | €68,948 | €89,955 | +€21,006 | +30.5% |
| Profit (loss) for the period to be appropriated | 9905 | €68,948 | €89,955 | +€21,006 | +30.5% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 31 October 2026 via checked.be.