MVC-CAD Services: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MVC-CAD Services
Largest movements
- Cash +€30,915
up €30,915 (+38.0%), from €81,284 to €112,199
mainly Net result for the year (+€28,817) and Depreciation (+€16,184)
- Tangible fixed assets -€11,467
down €11,467 (-22.8%), from €50,281 to €38,814
of which Furniture and vehicles: -€9,644
- Receivables within one year -€5,699
down €5,699 (-38.5%), from €14,818 to €9,120
- Reserves +€28,817
up €28,817 (+35.7%), from €80,813 to €109,630
- Short-term financial debts -€12,194
down €12,194 (-31.3%), from €39,000 to €26,806
of which Other loans: -€12,247
- Tax, wage and social debts -€5,745
down €5,745 (-24.9%), from €23,084 to €17,339
- Accrued charges and deferred income +€2,119
up €2,119 (+62.7%), from €3,381 to €5,500
- Trade debts +€1,675
up €1,675 (+434%), from €386 to €2,061
- Gross operating margin +€6,427
up €6,427 (+12.2%), from €52,643 to €59,070
- Taxes +€1,898
up €1,898 (+20.5%), from €9,261 to €11,159
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €149,978 | €163,336 | +€13,358 | +8.9% |
| Fixed assets | 21/28 | €50,971 | €39,504 | -€11,467 | -22.5% |
| Tangible fixed assets | 22/27 | €50,281 | €38,814 | -€11,467 | -22.8% |
| Plant, machinery and equipment | 23 | €13,304 | €11,481 | -€1,823 | -13.7% |
| Furniture and vehicles | 24 | €21,977 | €12,333 | -€9,644 | -43.9% |
| Other tangible fixed assets | 26 | €15,000 | €15,000 | = | 0.0% |
| Financial fixed assets | 28 | €690 | €690 | = | 0.0% |
| Current assets | 29/58 | €99,007 | €123,832 | +€24,825 | +25.1% |
| Amounts receivable within one year | 40/41 | €14,818 | €9,120 | -€5,699 | -38.5% |
| Trade receivables | 40 | €14,818 | €9,120 | -€5,699 | -38.5% |
| Cash at bank and in hand | 54/58 | €81,284 | €112,199 | +€30,915 | +38.0% |
| Deferred charges and accrued income | 490/1 | €2,905 | €2,514 | -€391 | -13.5% |
| Total equity and liabilities | 10/49 | €149,978 | €163,336 | +€13,358 | +8.9% |
| Equity | 10/15 | €82,813 | €111,630 | +€28,817 | +34.8% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Reserves | 13 | €80,813 | €109,630 | +€28,817 | +35.7% |
| Distributable reserves | 133 | €80,813 | €109,630 | +€28,817 | +35.7% |
| Amounts payable | 17/49 | €67,165 | €51,706 | -€15,458 | -23.0% |
| Amounts payable within one year | 42/48 | €63,784 | €46,206 | -€17,578 | -27.6% |
| Financial debts | 43 | €39,000 | €26,806 | -€12,194 | -31.3% |
| Credit institutions | 430/8 | - | €53 | +€53 | |
| Other loans | 439 | €39,000 | €26,753 | -€12,247 | -31.4% |
| Trade debts | 44 | €386 | €2,061 | +€1,675 | +434% |
| Suppliers | 440/4 | €386 | €2,061 | +€1,675 | +434% |
| Taxes, remuneration and social security | 45 | €23,084 | €17,339 | -€5,745 | -24.9% |
| Taxes | 450/3 | €23,084 | €17,339 | -€5,745 | -24.9% |
| Other amounts payable | 47/48 | €1,314 | - | -€1,314 | |
| Accrued charges and deferred income | 492/3 | €3,381 | €5,500 | +€2,119 | +62.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €16,257 | €16,184 | -€73 | -0.4% |
| Other operating charges | 640/8 | €1,246 | €683 | -€563 | -45.2% |
| Gross operating margin | 9900 | €52,643 | €59,070 | +€6,427 | +12.2% |
| Operating profit (loss) | 9901 | €35,140 | €42,202 | +€7,062 | +20.1% |
| Financial charges | 65/66B | €2,127 | €2,227 | +€100 | +4.7% |
| Recurring financial charges | 65 | €2,127 | €2,227 | +€100 | +4.7% |
| Profit (loss) for the period before taxes | 9903 | €33,013 | €39,975 | +€6,962 | +21.1% |
| Income taxes | 67/77 | €9,261 | €11,159 | +€1,898 | +20.5% |
| Profit (loss) for the period | 9904 | €23,752 | €28,817 | +€5,064 | +21.3% |
| Profit (loss) for the period to be appropriated | 9905 | €23,752 | €28,817 | +€5,064 | +21.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 October 2026 via checked.be.