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MVC: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

MVC

BE 0687.499.079
NACE 43.222, Installation of electric heating, air conditioning, cooling and ventilation
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€30,740
2024 · €3,657-€34,397
Equity
€64,875
2024 · €95,615-€30,740
Cash
€51,049
2024 · €40,984+€10,065
Balance sheet total
€175,027
2024 · €120,630+€54,398

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€39,654

    up €39,654 (+142.5%), from €27,835 to €67,489

    of which Leasing and similar rights: +€50,377

  • Cash +€10,065

    up €10,065 (+24.6%), from €40,984 to €51,049

    mainly Trade debts (+€41,558) and Debts after one year (+€36,920)

  • Receivables within one year +€6,467

    up €6,467 (+15.6%), from €41,491 to €47,958

    of which Trade receivables: +€22,451

  • Stocks and contracts -€2,395

    down €2,395 (-24.5%), from €9,775 to €7,380

Equity and liabilities
  • Trade debts +€41,558

    up €41,558 (+381.0%), from €10,907 to €52,465

  • Debts after one year +€36,920

    new in 2025: €36,920

  • Profit (loss) carried forward -€30,740

    down €30,740 (-35.1%), from €87,555 to €56,815

  • Current portion of long-term debt +€6,728

    new in 2025: €6,728

  • Tax, wage and social debts -€1,920

    down €1,920 (-20.5%), from €9,363 to €7,442

    of which Remuneration and social security: -€2,547

Income statement
  • Turnover -€242,143

    down €242,143 (-100.0%), from €242,143 to €0

  • Purchases and services -€183,877

    down €183,877 (-100.0%), from €183,877 to €0

  • Gross operating margin -€27,586

    down €27,586 (-39.8%), from €69,317 to €41,731

  • Staff costs +€5,159

    up €5,159 (+9.8%), from €52,726 to €57,885

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €3,657
Gross operating margin -€27,586
Staff costs -€5,159
Depreciation -€1,121
Other operating charges -€245
Financial income -€82
Financial charges -€205
Result 2025 -€30,740

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€19,043
Investment -€52,626
Financing +€43,649
Cash 2024 €40,984
Net result for the year -€30,740
Depreciation +€12,973
Stocks and contracts +€2,395
Receivables within one year -€6,467
Deferred charges and accrued income -€607
Trade debts +€41,558
Tax, wage and social debts -€1,920
Other debts +€775
Accrued charges and deferred income +€1,076
Investment in fixed assets (net) -€52,626
Debts after one year +€36,920
Current portion of long-term debt +€6,728
Cash 2025 €51,049
Every line side by side 47 lines
Line Code 2024 2025 Change %
Total assets 20/58 €120,630 €175,027 +€54,398 +45.1%
Fixed assets 21/28 €28,068 €67,722 +€39,654 +141.3%
Tangible fixed assets 22/27 €27,835 €67,489 +€39,654 +142.5%
Plant, machinery and equipment 23 €9,223 €4,696 -€4,527 -49.1%
Furniture and vehicles 24 €18,612 €12,415 -€6,196 -33.3%
Leasing and similar rights 25 - €50,377 +€50,377
Financial fixed assets 28 €233 €233 = 0.0%
Current assets 29/58 €92,561 €107,305 +€14,744 +15.9%
Stocks and contracts in progress 3 €9,775 €7,380 -€2,395 -24.5%
Stocks 30/36 €9,775 €7,380 -€2,395 -24.5%
Amounts receivable within one year 40/41 €41,491 €47,958 +€6,467 +15.6%
Trade receivables 40 €25,507 €47,958 +€22,451 +88.0%
Other amounts receivable 41 €15,983 - -€15,983
Cash at bank and in hand 54/58 €40,984 €51,049 +€10,065 +24.6%
Deferred charges and accrued income 490/1 €311 €918 +€607 +194.9%
Total equity and liabilities 10/49 €120,630 €175,027 +€54,398 +45.1%
Equity 10/15 €95,615 €64,875 -€30,740 -32.1%
Contributions 10/11 €6,200 €6,200 = 0.0%
Reserves 13 €1,860 €1,860 = 0.0%
Distributable reserves 133 €1,860 €1,860 = 0.0%
Profit (loss) carried forward 14 €87,555 €56,815 -€30,740 -35.1%
Amounts payable 17/49 €25,014 €110,152 +€85,138 +340.4%
Amounts payable after more than one year 17 - €36,920 +€36,920
Financial debts 170/4 - €36,920 +€36,920
Amounts payable within one year 42/48 €24,242 €71,384 +€47,141 +194.5%
Current portion of amounts payable after more than one year 42 - €6,728 +€6,728
Trade debts 44 €10,907 €52,465 +€41,558 +381.0%
Suppliers 440/4 €10,907 €52,465 +€41,558 +381.0%
Taxes, remuneration and social security 45 €9,363 €7,442 -€1,920 -20.5%
Taxes 450/3 €1,200 €1,827 +€627 +52.2%
Remuneration and social security 454/9 €8,163 €5,616 -€2,547 -31.2%
Other amounts payable 47/48 €3,973 €4,748 +€775 +19.5%
Accrued charges and deferred income 492/3 €772 €1,848 +€1,076 +139.5%
Turnover 70 €242,143 €0 -€242,143 -100.0%
Goods, raw materials, services and sundry goods 60/61 €183,877 €0 -€183,877 -100.0%
Remuneration, social security and pensions 62 €52,726 €57,885 +€5,159 +9.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €11,851 €12,973 +€1,121 +9.5%
Other operating charges 640/8 €766 €1,011 +€245 +31.9%
Gross operating margin 9900 €69,317 €41,731 -€27,586 -39.8%
Operating profit (loss) 9901 €3,973 -€30,137 -€34,111
Financial income 75/76B €130 €48 -€82 -62.9%
Recurring financial income 75 €130 €48 -€82 -62.9%
Financial charges 65/66B €446 €651 +€205 +45.9%
Recurring financial charges 65 €446 €651 +€205 +45.9%
Profit (loss) for the period before taxes 9903 €3,657 -€30,740 -€34,397
Profit (loss) for the period 9904 €3,657 -€30,740 -€34,397
Profit (loss) for the period to be appropriated 9905 €3,657 -€30,740 -€34,397

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.